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THE SOUTH INDIAN BANK
Intrinsic Value | Fundamental Analysis

BOM : 532218     NSE : SOUTHBANK    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Downward
Price Momentum : Upward
Pledged Shares : None or < 25%
Sep 30,2022
Price(EOD): ₹ 9.50
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: ₹ 1,988.07 Cr
Value of ₹ 1 Lac invested in THE SOUTH INDIAN BANK
on Oct 03,2017 (price: ₹ 28.00)

₹ 1 L

₹ 0.34 L

1W : 0.6% 1M : 15.4% 1Y : -6.8%
COMMUNITY POLL
for THE SOUTH INDIAN BANK
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THE SOUTH INDIAN BANK is part of below Screeners ↓
Top Small Cap Stocks with Best Fundamentals
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THE SOUTH INDIAN BANK 0.6% 15.4% -6.8%
HDFC BANK -0.2% -3.4% -14.5%
ICICI BANK 0.2% -1.3% 17.7%
KOTAK MAHINDRA BANK -0.4% -4.3% -14.6%
AXIS BANK -1.2% -1.4% -8.9%
INDUSIND BANK 3.2% 6.8% 0.9%
BANDHAN BANK 2% -4.2% -9.1%
IDBI BANK 2.4% -6.5% -9.9%
AU SMALL FINANCE BANK 3.8% -4.4% 6.6%

FUNDAMENTAL ANALYSIS OF THE SOUTH INDIAN BANK

 
Fundamentals Score
[ Q(TTM): Jun2022, Y: Mar2022
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 SOUTHBANK is one of the top 18% companies with good fundamentals ! Discover More →

VALUATION OF THE SOUTH INDIAN BANK

 
Valuation Score
[As on : Sep 30,2022 ]

Ratio Standalone
P/E
P/B
P/S
13.25
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 150.02 Cr
[Latest Qtr - Jun2022 - Standalone Results ]

0.34
P/B Calculated based on Book Value of Rs 5,853.13 Cr
[Latest Year - Mar2022 - Standalone Results ]

0.3
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 0.00 Cr
[Latest Qtr - Jun2022 - Standalone Results ]

Financial Ratios →

Insights 💡 There are potential 17% undervalued companies ! Discover More →

FAIR VALUE OF THE SOUTH INDIAN BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
NA (-ve EV)
425%

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SHARE PRICE MOMENTUM OF THE SOUTH INDIAN BANK


Insights 💡 SOUTHBANK is one of the top 18% companies with bullish price momentum currently! Discover More →

THE SOUTH INDIAN BANK vs SENSEX


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NPA

Year Net NPA/Advances ratio
Standalone
2022
2021
2020
Avg_3yrs
2.97
4.71
3.34
3.67

PLEDGED PROMOTER SHARES OF THE SOUTH INDIAN BANK

Pledged Promoter Shares
0 %
As on : Jun2022

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF THE SOUTH INDIAN BANK

Standalone Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
-0.83%
10.03%
-15.61%
-57.6%
-0.71%
-37.88%
1153.78%
1018.82%
QtrlyTrend
-2
Latest Qtr: Jun2022
Quarterly Result Analysis →


THE SOUTH INDIAN BANK related INDICES

BSE Indices1W1M1Y
S&P BSE SMALL CAP -1.3% -0.7% 1.7%
S&P BSE MIDSMALLCAP -1.5% -1.4% 0.2%
S&P BSE ALLCAP -1.6% -3.2% -1.8%
S&P BSE FINANCE -2.3% -3.3% -5.5%
No NSE index found

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FAQ about THE SOUTH INDIAN BANK


Is THE SOUTH INDIAN BANK good for long term investment?

As on Sep 30,2022, the Fundamentals of THE SOUTH INDIAN BANK look Strong and hence it may be good for long term investment! See Financial Performance of THE SOUTH INDIAN BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is THE SOUTH INDIAN BANK UnderValued or OverValued?

As on Sep 30,2022, THE SOUTH INDIAN BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of THE SOUTH INDIAN BANK ?

As on Sep 30,2022, the Intrinsic Value of THE SOUTH INDIAN BANK is Rs. 1.81 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -45.97
Fair Value [Median EV / Sales Model] : Rs. -16.95
Fair Value [Median Price / Sales Model] : Rs. 1.81
Estimated Median Fair Value of THE SOUTH INDIAN BANK : Rs. 1.81

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is THE SOUTH INDIAN BANK trading at a Premium or Discount?

As on Sep 30,2022, THE SOUTH INDIAN BANK is trading at a Premium of 426% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].