Home > Analytics > THE SOUTH INDIAN BANK

THE SOUTH INDIAN BANK
Intrinsic Value | Fundamental Analysis

BOM : 532218     NSE : SOUTHBANK    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Downward
Price Momentum : Downward
Pledged Shares : None or < 25%
Jul 16,2024
Price(EOD): ₹ 26.84
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: ₹ 7,021.88 Cr
Value of ₹ 1 Lac invested in THE SOUTH INDIAN BANK
on Jul 17,2019 (price: ₹ 12.23)

₹ 1 L

₹ 2.19 L

1W : 2% 1M : -3.1% 1Y : 26.1%
COMMUNITY POLL
for THE SOUTH INDIAN BANK
Please provide your vote to see the results
Industry Peers & Returns1W1M1Y
THE SOUTH INDIAN BANK 2% -3.1% 26.1%
HDFC BANK -0.4% 1.4% -0.7%
ICICI BANK -0.3% 12.2% 30.4%
KOTAK MAHINDRA BANK -1.4% 5.1% -1.8%
AXIS BANK 0.9% 10.5% 37.7%
INDUSIND BANK 1.5% -3.8% 5.3%
IDBI BANK 2.3% 1.6% 55.1%
YES BANK 4.9% 9.9% 52.4%
IDFC FIRST BANK -0.3% -0.1% -5.9%

FUNDAMENTAL ANALYSIS OF THE SOUTH INDIAN BANK

 
Fundamentals Score
[ Q(TTM): Mar2024, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF THE SOUTH INDIAN BANK

 
Valuation Score
[As on : Jul 16,2024 ]

Ratio Consolidated
P/E
P/B
P/S
6.56
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 1,070.18 Cr
[Latest Qtr - Mar2024 - Consolidated Results ]

0.83
P/B Calculated based on Book Value of Rs 8,477.02 Cr
[Latest Year - Mar2024 - Consolidated Results ]

0.82
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 8,612.80 Cr
[Latest Qtr - Mar2024 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 10% undervalued companies ! Discover More →

FAIR VALUE OF THE SOUTH INDIAN BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
200%
490%

Insights 💡 You can learn about various Valuation techniques to calculate Intrinsic Value
with our bestselling video course Value Investing - The Ultimate Guide
Take Me There →

SHARE PRICE MOMENTUM OF THE SOUTH INDIAN BANK



THE SOUTH INDIAN BANK vs SENSEX


Insights 💡 You can learn about Basics of Stock Marketing Investing
with our bestselling video course Stock Marketing Investing Simplified
Take Me There →

NPA

Year Net NPA/Advances ratio
Consolidated
2023
2022
2021
Avg_3yrs
1.86
2.97
4.71
3.18

PLEDGED PROMOTER SHARES OF THE SOUTH INDIAN BANK

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF THE SOUTH INDIAN BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
4.15%
-10.4%
-9.74%
-5.91%
15.29%
-22.79%
-24.8%
-13.85%
QtrlyTrend
-4
Latest Qtr: Mar2024
Quarterly Result Analysis →


THE SOUTH INDIAN BANK related INDICES

BSE Indices1W1M1Y
S&P BSE ALLCAP 0.5% 5.2% 40.3%
S&P BSE MIDSMALLCAP 0.4% 6.1% 63.5%
S&P BSE SMALL CAP 0.3% 7.2% 63%
S&P BSE FINANCE 0.1% 5.1% 21.2%
No NSE index found

You may also like the below Video Courses


FAQ about THE SOUTH INDIAN BANK


Is THE SOUTH INDIAN BANK good for long term investment?

As on Jul 16,2024, the Fundamentals of THE SOUTH INDIAN BANK look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of THE SOUTH INDIAN BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is THE SOUTH INDIAN BANK UnderValued or OverValued?

As on Jul 16,2024, THE SOUTH INDIAN BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of THE SOUTH INDIAN BANK ?

As on Jul 16,2024, the Intrinsic Value of THE SOUTH INDIAN BANK is Rs. 6.75 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -2.93
Fair Value [Median EV / Sales Model] : Rs. 8.95
Fair Value [Median Price / Sales Model] : Rs. 4.55
Estimated Median Fair Value of THE SOUTH INDIAN BANK : Rs. 6.75

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is THE SOUTH INDIAN BANK trading at a Premium or Discount?

As on Jul 16,2024, THE SOUTH INDIAN BANK is trading at a Premium of 298% based on the estimates of Median Intrinsic Value!