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THE SOUTH INDIAN BANK Financial Statement Analysis
[BOM: 532218|NSE : SOUTHBANK]

The Net Interest Income of THE SOUTH INDIAN BANK have decreased by -1.39% YoY .
The Earnings Per Share (EPS) of THE SOUTH INDIAN BANK has increased by 11.65 % YoY.
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THE SOUTH INDIAN BANK Last 5 Annual Financial Results
[BOM: 532218|NSE : SOUTHBANK]

ConsolidatedMar2026
Mar2025
Mar2024
Mar2023
Mar2022
Interest Earned ₹9,846 Cr₹9,413 Cr₹8,613 Cr₹7,233 Cr₹6,587 Cr
Other Income ₹2,009 Cr₹1,813 Cr₹1,515 Cr₹811 Cr₹1,034 Cr
Interest Expended ₹6,409 Cr₹5,928 Cr₹5,281 Cr₹4,221 Cr₹4,347 Cr
Operating Expenses ₹3,072 Cr₹3,028 Cr₹2,979 Cr₹2,316 Cr₹2,026 Cr
Profit Before Tax ₹1,957 Cr₹1,757 Cr₹1,529 Cr₹1,247 Cr₹-92 Cr
Profit After Tax ₹1,456 Cr₹1,303 Cr₹1,070 Cr₹775 Cr₹45 Cr
Consolidated Net Profit ₹1,456 Cr₹1,303 Cr₹1,070 Cr₹775 Cr₹45 Cr
Earnings Per Share (Rs)₹5.56₹4.98₹4.09₹3.70₹0.21
NIM2.512.912.972.972.42
ROE(%)13.5413.7713.8112.380.77
ROCE(%)14.7914.7314.3614.152.10
Advances Growth15.859.7611.8316.350.00
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials

Market Cap : ₹ 12,158.8 Cr
Revenue (TTM) : ₹ 10,111.9 Cr
Net Profit(TTM) : ₹ 1,511.1 Cr
EPS (TTM) : ₹ 5.8
P/E (TTM) : 8.0

Industry Peers & Returns1W1M1Y
THE SOUTH INDIAN BANK -2.7% 1.3% 62.8%
HDFC BANK -2.4% -5.7% -26.9%
ICICI BANK -2.5% -2.6% -0.4%
KOTAK MAHINDRA BANK -1.3% 5.7% 7%
AXIS BANK -2.1% 0.9% 18.6%
IDBI BANK -11.3% -1% -9.1%
AU SMALL FINANCE BANK -1% -1.5% 54.5%
THE FEDERAL BANK 0.3% -2.9% 81.2%
INDUSIND BANK 0.1% -0.6% 32.4%


THE SOUTH INDIAN BANK Net Interest Income
[BOM: 532218|NSE : SOUTHBANK]

Y-o-Y

-1.39 %

5 Yr CAGR

11.30 %

Years Net Interest Income % Change
Mar2026 ₹3,437 Cr
-1.39
Mar2025 ₹3,486 Cr
4.61
Mar2024 ₹3,332 Cr
10.62
Mar2023 ₹3,012 Cr
34.48
Mar2022 ₹2,240 Cr -

THE SOUTH INDIAN BANK Net Interest Margin (NIM)
[BOM: 532218|NSE : SOUTHBANK]

Net Interest Margins
Y-o-Y

-13.75 %

5 Yr CAGR

0.92 %

Years Net Interest Margin% % Change
Mar2026 2.51%
-13.75
Mar2025 2.91%
-2.02
Mar2024 2.97%
0.00
Mar2023 2.97%
22.73
Mar2022 2.42% -

THE SOUTH INDIAN BANK Profit After Tax
[BOM: 532218|NSE : SOUTHBANK]

Y-o-Y

11.71 %

5 Yr CAGR

138.74 %

Years Profit After Tax % Change
Mar2026 ₹1,456 Cr
11.71
Mar2025 ₹1,303 Cr
21.76
Mar2024 ₹1,070 Cr
38.03
Mar2023 ₹775 Cr
1,630.29
Mar2022 ₹45 Cr -

PAT Margins
Y-o-Y

13.30 %

5 Yr CAGR

114.51 %

Years PAT Margin(%) % Change
Mar2026 42.35 %
13.30
Mar2025 37.38 %
16.38
Mar2024 32.12 %
24.79
Mar2023 25.74 %
1,187.00
Mar2022 2.00 % -

THE SOUTH INDIAN BANK Earnings Per Share (EPS)
[BOM: 532218|NSE : SOUTHBANK]

Y-o-Y

11.65 %

5 Yr CAGR

126.84 %

Years EPS % Change
Mar2026 ₹5.56
11.65
Mar2025 ₹4.98
21.76
Mar2024 ₹4.09
10.54
Mar2023 ₹3.70
1,661.90
Mar2022 ₹0.21 -

THE SOUTH INDIAN BANK Return on Capital Employed (ROCE)
[BOM: 532218|NSE : SOUTHBANK]

Y-o-Y

0.41 %

5 Yr CAGR

62.91 %

Years ROCE % Change
Mar2026 14.79%
0.41
Mar2025 14.73%
2.58
Mar2024 14.36%
1.48
Mar2023 14.15%
573.81
Mar2022 2.1% -

THE SOUTH INDIAN BANK Share Price vs Sensex

Current Share Price : ₹46.4
Current MarketCap: ₹ 12,158.8 Cr
Updated EOD on :Sep 09,2026

Share Price Returns(%) 1 Week 1 Month 1 Year
THE SOUTH INDIAN BANK

-2.7%

1.3%

62.8%

SENSEX

-2.4%

-4.8%

-7.2%

THE SOUTH INDIAN BANK related INDICES

BSE Indices1W1M1Y
BSE MIDSMALL PRIVATE BANKS QUALITY TILT -0.1% 0.3% NA
BSE 1000 -1% -2.9% 0.9%
BSE FINANCIAL SERVICES -1.4% -2.9% 0.3%
NSE Indices1W1M1Y
NIFTY MICROCAP 250 2.1% 2.4% 12.5%
NIFTY SMALLCAP 500 1.3% 1% NA
NIFTY TOTAL MARKET -1% -3.1% 0.9%

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FAQ about THE SOUTH INDIAN BANK Financials


How the annual revenues of THE SOUTH INDIAN BANK have changed ?

The Net Interest Income of THE SOUTH INDIAN BANK have decreased by -1.39% YoY .

How the Earnings per Share (EPS) of THE SOUTH INDIAN BANK have changed?

The Earnings Per Share (EPS) of THE SOUTH INDIAN BANK has increased by 11.65 % YoY .