THE JAMMU & KASHMIR BANK
|
|
| BOM : 532209 NSE : J&KBANK | |
| LT :
Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive] NPA (Non Performing Assets) : Average |
Updated: |
| ST :
Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Mild Upward Pledged Shares : None or < 25% |
Feb 10,2026 |
|
Price(EOD): ₹ 105.40
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
|
Bank - Private |
| MCap: ₹ 11,606.65 Cr | |
| Industry Peers & Returns | 1W | 1M | 1Y |
| THE JAMMU & KASHMIR BANK | 0.3% | 4.7% | 2.1% |
| HDFC BANK | -2.2% | -0.7% | 8.8% |
| ICICI BANK | -0.2% | 0.1% | 10.2% |
| KOTAK MAHINDRA BANK | 4.2% | 0.9% | 11.1% |
| AXIS BANK | 1.4% | 6.6% | 32.1% |
| INDUSIND BANK | 0.7% | 5.2% | -11.5% |
| IDBI BANK | -1.1% | 4.4% | 31.2% |
| YES BANK | -0.7% | -6.3% | 12.8% |
| IDFC FIRST BANK | -1.6% | -2.7% | 36.4% |
FUNDAMENTAL ANALYSIS OF THE JAMMU & KASHMIR BANK
[ Q(TTM): Dec2025, Y: Mar2025
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
VALUATION OF THE JAMMU & KASHMIR BANK
[As on : Feb 10,2026
]
| Ratio | Consolidated | |
|---|---|---|
|
P/E P/B P/S |
5.39
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 2,153.35 Cr
[Latest Qtr - Dec2025 - Consolidated Results ] 0.82
P/B Calculated based on Book Value of Rs 14,208.30 Cr
[Latest Year - Mar2025 - Consolidated Results ] 0.89
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 13,090.80 Cr
[Latest Qtr - Dec2025 - Consolidated Results ] |
|
| Financial Ratios → | ||
| Model | Discount(-)/ Premium(+) |
|---|---|
|
EV/EBIDTA EV/Sales Price/Sales |
22% -23% 98% |
SHARE PRICE MOMENTUM OF THE JAMMU & KASHMIR BANK
THE JAMMU & KASHMIR BANK vs SENSEX
PLEDGED PROMOTER SHARES OF THE JAMMU & KASHMIR BANK
| Pledged Promoter Shares |
0 % | |
|---|---|---|
| As on : Dec2025 | ||
If less than 25% | Good |
|
| If between 25% and 50% | Neutral | |
| If greater than 50% | Bad | |
| Shareholding Pattern → | ||
QTRLY RESULTS OF THE JAMMU & KASHMIR BANK
| Consolidated | Q-o-Q | Y-o-Y |
|---|---|---|
|
Net Interest Income Op Profit Profit Before Tax Profit After Tax |
0.67% 25.27% 27.18% 18.71% |
3.28% 4.37% 6.43% 10.45% |
| QtrlyTrend |
8 | |
| Latest Qtr: Dec2025 | ||
| Quarterly Result Analysis → | ||
THE JAMMU & KASHMIR BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE ALLCAP | 6.4% | 8.9% | 7.5% |
| BSE MIDSMALLCAP | 4.7% | 9% | 8.4% |
| BSE PSU | 2.9% | 6.7% | 26.3% |
| BSE 250 SMALLCAP INDEX | 2.2% | -1.4% | 3.1% |
| BSE 400 MIDSMALLCAP INDEX | 2% | -0.3% | 8.4% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY SMALLCAP 250 | 2.4% | -0.9% | 4.3% |
| NIFTY 500 EQUAL WEIGHT | 2.3% | -0.1% | 7.9% |
| NIFTY MIDSMALLCAP 400 | 2.3% | 0.2% | 10.7% |
| NIFTY500 LARGEMIDSMALL EQUAL-CAP WEIGHTED INDEX | 1.9% | 0.1% | 10% |
| NIFTY SMALLCAP250 MOMENTUM QUALITY 100 INDEX | 1.6% | -1% | 0.2% |
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FAQ about THE JAMMU & KASHMIR BANK
Is THE JAMMU & KASHMIR BANK good for long term investment?
As on Feb 10,2026, the Fundamentals of THE JAMMU & KASHMIR BANK look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of THE JAMMU & KASHMIR BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!Is THE JAMMU & KASHMIR BANK UnderValued or OverValued?
As on Feb 10,2026, THE JAMMU & KASHMIR BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!What is the Intrinsic Value of THE JAMMU & KASHMIR BANK ?
As on Feb 10,2026, the Intrinsic Value of THE JAMMU & KASHMIR BANK is Rs. 86.62 estimated based on Median of the 3 historical models.Fair Value [Median EV / EBIDTA Model] : Rs. 86.62
Fair Value [Median EV / Sales Model] : Rs. 137.13
Fair Value [Median Price / Sales Model] : Rs. 53.28
Estimated Median Fair Value of THE JAMMU & KASHMIR BANK : Rs. 86.62
The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.
Is THE JAMMU & KASHMIR BANK trading at a Premium or Discount?
As on Feb 10,2026, THE JAMMU & KASHMIR BANK is trading at a Premium of 22% based on the estimates of Median Intrinsic Value!
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