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THE JAMMU & KASHMIR BANK
Intrinsic Value | Fundamental Analysis

BOM : 532209     NSE : J&KBANK    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : None or < 25%
Feb 08,2023
Price(EOD): ₹ 51.95
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: ₹ 4,994.99 Cr
Value of ₹ 1 Lac invested in THE JAMMU & KASHMIR BANK
on Feb 08,2018 (price: ₹ 70.75)

₹ 1 L

₹ 0.73 L

1W : -1.4% 1M : -8.8% 1Y : 25.6%
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for THE JAMMU & KASHMIR BANK
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THE JAMMU & KASHMIR BANK is part of below Screeners ↓
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FUNDAMENTAL ANALYSIS OF THE JAMMU & KASHMIR BANK

 
Fundamentals Score
[ Q(TTM): Dec2022, Y: Mar2022
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF THE JAMMU & KASHMIR BANK

 
Valuation Score
[As on : Feb 08,2023 ]

Ratio Consolidated
P/E
P/B
P/S
5.98
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 834.94 Cr
[Latest Qtr - Dec2022 - Consolidated Results ]

0.63
P/B Calculated based on Book Value of Rs 7,983.62 Cr
[Latest Year - Mar2022 - Consolidated Results ]

0.56
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 8,855.38 Cr
[Latest Qtr - Dec2022 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF THE JAMMU & KASHMIR BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
845%
75%
301%

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SHARE PRICE MOMENTUM OF THE JAMMU & KASHMIR BANK



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NPA

Year Net NPA/Advances ratio
Consolidated
2022
2021
2020
Avg_3yrs
2.49
2.95
3.48
2.97

PLEDGED PROMOTER SHARES OF THE JAMMU & KASHMIR BANK

Pledged Promoter Shares
0 %
As on : Dec2022

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF THE JAMMU & KASHMIR BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
6.18%
12.65%
27.31%
28.07%
20.85%
64.9%
68%
78.5%
QtrlyTrend
8
Latest Qtr: Dec2022
Quarterly Result Analysis →


THE JAMMU & KASHMIR BANK related INDICES

BSE Indices1W1M1Y
S&P BSE FINANCE 2.5% -0.9% 1.4%
S&P BSE MIDSMALLCAP 1.5% -1.6% -3.1%
S&P BSE ALLCAP 1.2% -1.8% -0.8%
S&P BSE SMALL CAP 1% -2.1% -5.6%
No NSE index found

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FAQ about THE JAMMU & KASHMIR BANK


Is THE JAMMU & KASHMIR BANK good for long term investment?

As on Feb 08,2023, the Fundamentals of THE JAMMU & KASHMIR BANK look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of THE JAMMU & KASHMIR BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is THE JAMMU & KASHMIR BANK UnderValued or OverValued?

As on Feb 08,2023, THE JAMMU & KASHMIR BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of THE JAMMU & KASHMIR BANK ?

As on Feb 08,2023, the Intrinsic Value of THE JAMMU & KASHMIR BANK is Rs. 12.96 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 5.50
Fair Value [Median EV / Sales Model] : Rs. 29.75
Fair Value [Median Price / Sales Model] : Rs. 12.96
Estimated Median Fair Value of THE JAMMU & KASHMIR BANK : Rs. 12.96

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is THE JAMMU & KASHMIR BANK trading at a Premium or Discount?

As on Feb 08,2023, THE JAMMU & KASHMIR BANK is trading at a Premium of 301% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].