Home > Analytics > THE JAMMU & KASHMIR BANK

THE JAMMU & KASHMIR BANK
Intrinsic Value | Fundamental Analysis

BOM : 532209     NSE : J&KBANK    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Mild Upward
Pledged Shares : None or < 25%
Feb 20,2024
Price(EOD): ₹ 142.60
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: ₹ 15,703.11 Cr
Value of ₹ 1 Lac invested in THE JAMMU & KASHMIR BANK
on Feb 20,2019 (price: ₹ 39.35)

₹ 1 L

₹ 3.62 L

1W : 3.2% 1M : 4.1% 1Y : 189.2%
COMMUNITY POLL
for THE JAMMU & KASHMIR BANK
Please provide your vote to see the results
THE JAMMU & KASHMIR BANK is part of below Screeners ↓
Best Quarterly Growth Small Cap Stocks
Industry Peers & Returns1W1M1Y
THE JAMMU & KASHMIR BANK 3.2% 4.1% 189.2%
HDFC BANK 5% -1.2% -15.3%
ICICI BANK 2.7% 5% 20.6%
KOTAK MAHINDRA BANK 0.9% -0.2% -2.1%
AXIS BANK -0.7% -2.5% 22.3%
INDUSIND BANK 1.6% -3.6% 28.2%
YES BANK -7.3% 5.7% 64.7%
IDBI BANK 5.1% 30.4% 89%
AU SMALL FINANCE BANK 1.4% -17.9% -5.4%

FUNDAMENTAL ANALYSIS OF THE JAMMU & KASHMIR BANK

 
Fundamentals Score
[ Q(TTM): Dec2023, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF THE JAMMU & KASHMIR BANK

 
Valuation Score
[As on : Feb 20,2024 ]

Ratio Consolidated
P/E
P/B
P/S
9.77
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 1,606.83 Cr
[Latest Qtr - Dec2023 - Consolidated Results ]

1.59
P/B Calculated based on Book Value of Rs 9,896.33 Cr
[Latest Year - Mar2023 - Consolidated Results ]

1.45
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 10,815.20 Cr
[Latest Qtr - Dec2023 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 14% undervalued companies ! Discover More →

FAIR VALUE OF THE JAMMU & KASHMIR BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
13880%
2479%
5817%

Insights 💡 You can learn about various Valuation techniques to calculate Intrinsic Value
with our bestselling video course Value Investing - The Ultimate Guide
Take Me There →

SHARE PRICE MOMENTUM OF THE JAMMU & KASHMIR BANK



THE JAMMU & KASHMIR BANK vs SENSEX


Insights 💡 You can learn about Basics of Stock Marketing Investing
with our bestselling video course Stock Marketing Investing Simplified
Take Me There →

NPA

Year Net NPA/Advances ratio
Consolidated
2023
2022
2021
Avg_3yrs
-
2.49
2.95
1.81

PLEDGED PROMOTER SHARES OF THE JAMMU & KASHMIR BANK

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF THE JAMMU & KASHMIR BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
4.22%
3.02%
2.87%
10.52%
18.04%
1.23%
8.34%
35.17%
QtrlyTrend
8
Latest Qtr: Dec2023
Quarterly Result Analysis →


THE JAMMU & KASHMIR BANK related INDICES

BSE Indices1W1M1Y
S&P BSE SMALL CAP 3.7% 4.4% 64.4%
S&P BSE MIDSMALLCAP 3.4% 5.4% 63.5%
S&P BSE FINANCE 3% 2.7% 20%
S&P BSE ALLCAP 2.6% 4.5% 37.4%
No NSE index found

You may also like the below Video Courses


FAQ about THE JAMMU & KASHMIR BANK


Is THE JAMMU & KASHMIR BANK good for long term investment?

As on Feb 20,2024, the Fundamentals of THE JAMMU & KASHMIR BANK look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of THE JAMMU & KASHMIR BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is THE JAMMU & KASHMIR BANK UnderValued or OverValued?

As on Feb 20,2024, THE JAMMU & KASHMIR BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of THE JAMMU & KASHMIR BANK ?

As on Feb 20,2024, the Intrinsic Value of THE JAMMU & KASHMIR BANK is Rs. 2.41 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 1.02
Fair Value [Median EV / Sales Model] : Rs. 5.53
Fair Value [Median Price / Sales Model] : Rs. 2.41
Estimated Median Fair Value of THE JAMMU & KASHMIR BANK : Rs. 2.41

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is THE JAMMU & KASHMIR BANK trading at a Premium or Discount?

As on Feb 20,2024, THE JAMMU & KASHMIR BANK is trading at a Premium of 5826% based on the estimates of Median Intrinsic Value!