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THE JAMMU & KASHMIR BANK Financial Statement Analysis
[BOM: 532209|NSE : J&KBANK]

The Net Interest Income of THE JAMMU & KASHMIR BANK have increased by 21.32% YoY .
The Earnings Per Share (EPS) of THE JAMMU & KASHMIR BANK has increased by 40.56 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

THE JAMMU & KASHMIR BANK Last 5 Annual Financial Results
[BOM: 532209|NSE : J&KBANK]

ConsolidatedMar2024
Mar2023
Mar2022
Mar2021
Mar2020
Interest Earned ₹9,355 Cr₹8,013 Cr₹8,111 Cr₹8,446 Cr₹7,676 Cr
Other Income ₹765 Cr₹753 Cr₹701 Cr₹509 Cr₹817 Cr
Interest Expended ₹4,609 Cr₹4,101 Cr₹4,340 Cr₹4,739 Cr₹4,291 Cr
Operating Expenses ₹3,651 Cr₹3,599 Cr₹2,884 Cr₹2,735 Cr₹2,485 Cr
Profit Before Tax ₹1,786 Cr₹746 Cr₹537 Cr₹-1,144 Cr₹659 Cr
Profit After Tax ₹1,199 Cr₹504 Cr₹435 Cr₹-1,183 Cr₹464 Cr
Consolidated Net Profit ₹1,181 Cr₹495 Cr₹428 Cr₹-1,183 Cr₹464 Cr
Earnings Per Share (Rs)₹16.08₹11.44₹5.30₹6.01₹-16.59
NIM3.803.773.463.523.81
ROE(%)18.1215.327.847.78-20.82
ROCE(%)19.4517.599.828.58-10.24
Advances Growth13.9516.885.313.79-2.83
Net NPAs (funded) to Net Advances (%)0.000.002.492.950.00

Key Financials

Market Cap : ₹ 12,239.8 Cr
Revenue (TTM) : ₹ 12,541.1 Cr
Net Profit(TTM) : ₹ 2,086.3 Cr
EPS (TTM) : ₹ 18.9
P/E (TTM) : 5.9

Industry Peers & Returns1W1M1Y
THE JAMMU & KASHMIR BANK 5.9% 14.2% -8.1%
HDFC BANK 1.3% 0.4% 27.5%
ICICI BANK -0.6% -1.9% 29.4%
KOTAK MAHINDRA BANK 5.1% 0.2% 24.4%
AXIS BANK 5.3% 2.4% 3%
INDUSIND BANK 3.9% 7.3% -44.3%
IDBI BANK -0.1% 22.4% 25.1%
YES BANK -1.5% 2.2% -7.2%
IDFC FIRST BANK 5.9% 3.4% -6.5%


THE JAMMU & KASHMIR BANK Net Interest Income
[BOM: 532209|NSE : J&KBANK]

Y-o-Y

21.32 %

5 Yr CAGR

8.82 %

Years Net Interest Income % Change
Mar2024 ₹4,746 Cr
21.32
Mar2023 ₹3,912 Cr
3.72
Mar2022 ₹3,771 Cr
1.73
Mar2021 ₹3,707 Cr
9.53
Mar2020 ₹3,384 Cr -

THE JAMMU & KASHMIR BANK Net Interest Margin (NIM)
[BOM: 532209|NSE : J&KBANK]

Net Interest Margins
Y-o-Y

0.80 %

5 Yr CAGR

-0.07 %

Years Net Interest Margin% % Change
Mar2024 3.8%
0.80
Mar2023 3.77%
8.96
Mar2022 3.46%
-1.70
Mar2021 3.52%
-7.61
Mar2020 3.81% -

THE JAMMU & KASHMIR BANK Profit After Tax
[BOM: 532209|NSE : J&KBANK]

Y-o-Y

138.56 %

5 Yr CAGR

26.31 %

Years Profit After Tax % Change
Mar2024 ₹1,181 Cr
138.56
Mar2023 ₹495 Cr
15.50
Mar2022 ₹428 Cr
Positive
Mar2021 ₹-1,183 Cr
Negative
Mar2020 ₹464 Cr -

PAT Margins
Y-o-Y

96.68 %

5 Yr CAGR

16.07 %

Years PAT Margin(%) % Change
Mar2024 24.88 %
96.68
Mar2023 12.65 %
11.36
Mar2022 11.36 %
Positive
Mar2021 -31.92 %
Negative
Mar2020 13.71 % -

THE JAMMU & KASHMIR BANK Earnings Per Share (EPS)
[BOM: 532209|NSE : J&KBANK]

Y-o-Y

40.56 %

5 Yr CAGR

Positive

Years EPS % Change
Mar2024 ₹16
40.56
Mar2023 ₹11
115.85
Mar2022 ₹5.30
-11.81
Mar2021 ₹6.01
Positive
Mar2020 ₹-17 -

THE JAMMU & KASHMIR BANK Return on Capital Employed (ROCE)
[BOM: 532209|NSE : J&KBANK]

Y-o-Y

10.57 %

5 Yr CAGR

Positive

Years ROCE % Change
Mar2024 19.45%
10.57
Mar2023 17.59%
79.12
Mar2022 9.82%
14.45
Mar2021 8.58%
Positive
Mar2020 -10.24% -

THE JAMMU & KASHMIR BANK Share Price vs Sensex

Current Share Price : ₹111.2
Current MarketCap: ₹ 12,239.8 Cr
Updated EOD on :Jun 10,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
THE JAMMU & KASHMIR BANK

5.9%

14.2%

-8.1%

SENSEX

2.1%

3.7%

14.3%

THE JAMMU & KASHMIR BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE 250 SMALLCAP INDEX 3.5% 15.6% 17.3%
BSE 400 MIDSMALLCAP INDEX 3.4% 12.4% 17%
BSE SMALLCAP 3.2% 16.1% 20.7%
NSE Indices1W1M1Y
NIFTY MIDSMALLCAP 400 3.5% 13.4% 18.7%
NIFTY SMALLCAP 250 3.4% 16.3% 18.9%
NIFTY 500 EQUAL WEIGHT 3.2% 14% 16.6%
NIFTY500 LARGEMIDSMALL EQUAL-CAP WEIGHTED INDEX 3.2% 11.2% NA
NIFTY500 MULTICAP 50:25:25 3% 9.8% 16.4%

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FAQ about THE JAMMU & KASHMIR BANK Financials


How the annual revenues of THE JAMMU & KASHMIR BANK have changed ?

The Net Interest Income of THE JAMMU & KASHMIR BANK have increased by 21.32% YoY .

How the Earnings per Share (EPS) of THE JAMMU & KASHMIR BANK have changed?

The Earnings Per Share (EPS) of THE JAMMU & KASHMIR BANK has increased by 40.56 % YoY .