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L&T FINANCE HOLDINGS
Intrinsic Value | Fundamental Analysis

BOM : 533519     NSE : L&TFH    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : None or < 25%
Mar 27,2024
Price(EOD): ₹ 158.85
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - NBFC
MCap: ₹ 39,536.18 Cr
Value of ₹ 1 Lac invested in L&T FINANCE HOLDINGS
on Mar 27,2019 (price: ₹ 140.91)

₹ 1 L

₹ 1.13 L

1W : 6.7% 1M : -7.1% 1Y : 83%
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FUNDAMENTAL ANALYSIS OF L&T FINANCE HOLDINGS

 
Fundamentals Score
[ Q(TTM): Dec2023, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 L&TFH is one of the top 35% companies with good fundamentals ! Discover More →

VALUATION OF L&T FINANCE HOLDINGS

 
Valuation Score
[As on : Mar 27,2024 ]

Ratio Consolidated
P/E
P/B
P/S
18.13
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 2,181.04 Cr
[Latest Qtr - Dec2023 - Consolidated Results ]

1.85
P/B Calculated based on Book Value of Rs 21,387.30 Cr
[Latest Year - Mar2023 - Consolidated Results ]

3
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 13,187.10 Cr
[Latest Qtr - Dec2023 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF L&T FINANCE HOLDINGS

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
393%
-50%
63%

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SHARE PRICE MOMENTUM OF L&T FINANCE HOLDINGS



L&T FINANCE HOLDINGS vs SENSEX


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DEBT OF L&T FINANCE HOLDINGS

Year Debt/Equity ratio
Standalone Consolidated
2023
2022
2021
Avg_3yrs
0
0.01
0.16
0.06
3.88
4.31
4.77
4.32
[Last Annual Data : Mar2023]
Financial Ratios →

PLEDGED PROMOTER SHARES OF L&T FINANCE HOLDINGS

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF L&T FINANCE HOLDINGS

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
9.96%
14.71%
3.34%
7.6%
2.96%
4%
139.59%
137.01%
QtrlyTrend
8
Latest Qtr: Dec2023
Quarterly Result Analysis →


L&T FINANCE HOLDINGS related INDICES

BSE Indices1W1M1Y
S&P BSE 400 MIDSMALLCAP 3.6% -3.6% 55.7%
S&P BSE 150 MIDCAP 3.6% -2.5% 55.2%
S&P BSE MIDSMALLCAP 3.6% -4.4% 60.8%
S&P BSE MID CAP 3.5% -2.1% 62.8%
S&P BSE ALLCAP 2.4% -1.5% 40.2%
NSE Indices1W1M1Y
NIFTY FREE MIDCAP 100 4.2% -2.9% 59.7%
NIFTY200 MOMENTUM 30 INDEX 4.1% 0.2% 67.7%
NIFTY MID SMALL400 4% -3.7% 58.3%
NIFTY MIDCAP150 3.9% -2.6% 56.4%
NIFTY MIDCAP 50 3.7% -4.3% 59.6%

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FAQ about L&T FINANCE HOLDINGS


Is L&T FINANCE HOLDINGS good for long term investment?

As on Mar 27,2024, the Fundamentals of L&T FINANCE HOLDINGS look Strong and hence it may be good for long term investment! See Financial Performance of L&T FINANCE HOLDINGS . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is L&T FINANCE HOLDINGS UnderValued or OverValued?

As on Mar 27,2024, L&T FINANCE HOLDINGS is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of L&T FINANCE HOLDINGS ?

As on Mar 27,2024, the Intrinsic Value of L&T FINANCE HOLDINGS is Rs. 97.61 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 32.23
Fair Value [Median EV / Sales Model] : Rs. 319.41
Fair Value [Median Price / Sales Model] : Rs. 97.61
Estimated Median Fair Value of L&T FINANCE HOLDINGS : Rs. 97.61

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is L&T FINANCE HOLDINGS trading at a Premium or Discount?

As on Mar 27,2024, L&T FINANCE HOLDINGS is trading at a Premium of 63% based on the estimates of Median Intrinsic Value!