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INDIAN BANK
Intrinsic Value | Fundamental Analysis

BOM : 532814     NSE : INDIANB    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Average [Stock is fairly valued]
NPA (Non Performing Assets) : Low
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Mild Upward
Pledged Shares : None or < 25%
Apr 30,2025
Price(EOD): ₹ 564.80
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Public
MCap: ₹ 76,078.56 Cr
Value of ₹ 1 Lac invested in INDIAN BANK
on Apr 29,2020 (price: ₹ 51.55)

₹ 1 L

₹ 10.96 L

1W : -0.8% 1M : 6.4% 1Y : 14.9%
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Top Mid Cap Stocks with Best Fundamentals
Best Quarterly Growth Mid Cap Stocks
Industry Peers & Returns1W1M1Y
INDIAN BANK -0.8% 6.4% 14.9%
STATE BANK OF INDIA -0.2% 5% 5.7%
PUNJAB NATIONAL BANK -0.4% 9.4% -23.2%
BANK OF BARODA 0.6% 13.5% -2.6%
INDIAN OVERSEAS BANK -1.2% -10.5% -40.2%
UNION BANK OF INDIA -0.5% 4.1% -12.8%
CANARA BANK -0% 12.4% -17.6%
UCO BANK 2.9% -12.1% -43.3%
BANK OF INDIA 0.1% 11.4% -18.1%

FUNDAMENTAL ANALYSIS OF INDIAN BANK

 
Fundamentals Score
[ Q(TTM): Dec2024, Y: Mar2024
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 INDIANB is one of the top 37% companies with good fundamentals ! Discover More →

VALUATION OF INDIAN BANK

 
Valuation Score
[As on : Apr 30,2025 ]

Ratio Consolidated
P/E
P/B
P/S
7.39
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 10,293.80 Cr
[Latest Qtr - Dec2024 - Consolidated Results ]

1.26
P/B Calculated based on Book Value of Rs 60,248.20 Cr
[Latest Year - Mar2024 - Consolidated Results ]

1.25
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 60,813.20 Cr
[Latest Qtr - Dec2024 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF INDIAN BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
3%
-38%
113%

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SHARE PRICE MOMENTUM OF INDIAN BANK



INDIAN BANK vs SENSEX


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NPA

Year Net NPA/Advances ratio
Consolidated
2024
2023
2022
Avg_3yrs
0.43
0.9
2.27
1.2

PLEDGED PROMOTER SHARES OF INDIAN BANK

Pledged Promoter Shares
0 %
As on : Mar2025

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF INDIAN BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
2.61%
0.15%
1.27%
4.97%
11.04%
15.93%
34.12%
34.63%
QtrlyTrend
8
Latest Qtr: Dec2024
Quarterly Result Analysis →


INDIAN BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE LARGEMIDCAP 4.5% 7.2% 8.3%
BSE 200 -0.6% 2.8% 7.1%
BSE 250 LARGEMIDCAP INDEX -0.7% 2.8% 6.8%
NSE Indices1W1M1Y
NIFTY 200 -0.6% 3% 7.4%
NIFTY 500 -0.9% 2.8% 6.3%
NIFTY TOTAL MARKET -1.1% 2.6% 6.1%
NIFTY LARGEMIDCAP 250 -1.1% 3.1% 7.3%
NIFTY500 MULTICAP 50:25:25 -1.5% 2.5% 5.1%

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FAQ about INDIAN BANK


Is INDIAN BANK good for long term investment?

As on Apr 30,2025, the Fundamentals of INDIAN BANK look Strong and hence it may be good for long term investment! See Financial Performance of INDIAN BANK. Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is INDIAN BANK UnderValued or OverValued?

As on Apr 30,2025, INDIAN BANK is Fairly Valued based on the estimates of intrinsic value and investors may wait for the buying opportunity once it becomes under valued!

What is the Intrinsic Value of INDIAN BANK ?

As on Apr 30,2025, the Intrinsic Value of INDIAN BANK is Rs. 549.31 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 549.31
Fair Value [Median EV / Sales Model] : Rs. 904.62
Fair Value [Median Price / Sales Model] : Rs. 264.69
Estimated Median Fair Value of INDIAN BANK : Rs. 549.31

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is INDIAN BANK trading at a Premium or Discount?

As on Apr 30,2025, INDIAN BANK is trading at a Premium of 3% based on the estimates of Median Intrinsic Value!