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HDFC LIFE INSURANCE CO
Intrinsic Value | Fundamental Analysis

BOM : 540777     NSE : HDFCLIFE    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Average [Stock is fairly valued]
Debt : Low
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Downward
Price Momentum : Upward
Pledged Shares : None or < 25%
Nov 28,2023
Price(EOD): ₹ 673.25
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Insurance
MCap: ₹ 144,775.68 Cr
Value of ₹ 1 Lac invested in HDFC LIFE INSURANCE CO
on Nov 28,2018 (price: ₹ 394.45)

₹ 1 L

₹ 1.71 L

1W : 0.8% 1M : 10.7% 1Y : 22%
COMMUNITY POLL
for HDFC LIFE INSURANCE CO
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HDFC LIFE INSURANCE CO is part of below Screeners ↓
Top Large Cap Stocks with Best Fundamentals
Best 1M Momentum Large Cap Stocks
Industry Peers & Returns1W1M1Y
HDFC LIFE INSURANCE CO 0.8% 10.7% 22%
LIFE INSURANCE CORPORATION OF INDIA 10.2% 11% 9.1%
SBI LIFE INSURANCE COMPANY -0.8% 8.5% 14.9%
ICICI PRUDENTIAL LIFE INSURANCE COMPANY -0.8% 6.4% 20.8%
ICICI LOMBARD GENERAL INSURANCE CO -0.9% 6.9% 26.7%
STAR HEALTH AND ALLIED INSURANCE COMPANY NA -4.1% -4.8%
GENERAL INSURANCE CORPORATION OF INDIA 17.2% 38.1% 121.3%
THE NEW INDIA ASSURANCE CO 37% 65.3% 120.1%

FUNDAMENTAL ANALYSIS OF HDFC LIFE INSURANCE CO

 
Fundamentals Score
[ Q(TTM): Sep2023, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 HDFCLIFE is one of the top 35% companies with good fundamentals ! Discover More →

VALUATION OF HDFC LIFE INSURANCE CO

 
Valuation Score
[As on : Nov 28,2023 ]

Ratio Consolidated
P/E
P/B
P/S
98.3
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 1,472.80 Cr
[Latest Qtr - Sep2023 - Consolidated Results ]

0.5
P/B Calculated based on Book Value of Rs 289,912.00 Cr
[Latest Year - Mar2023 - Consolidated Results ]

1.64
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 88,472.20 Cr
[Latest Qtr - Sep2023 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 12% undervalued companies ! Discover More →

FAIR VALUE OF HDFC LIFE INSURANCE CO

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
53333%
14%
8%

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SHARE PRICE MOMENTUM OF HDFC LIFE INSURANCE CO


Insights 💡 HDFCLIFE is one of the top 60% companies with bullish price momentum currently! Discover More →

HDFC LIFE INSURANCE CO vs SENSEX


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DEBT OF HDFC LIFE INSURANCE CO

Year Debt/Equity ratio
Standalone Consolidated
2022
2021
2020
Avg_3yrs
0.04
0.07
0
0.04
0.04
0.07
0
0.04
[Last Annual Data : Mar2023]
Financial Ratios →

PLEDGED PROMOTER SHARES OF HDFC LIFE INSURANCE CO

Pledged Promoter Shares
0 %
As on : Sep2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF HDFC LIFE INSURANCE CO

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
-0.89%
-163.49%
-163.49%
-9.24%
0.46%
-178.69%
-178.69%
14.95%
QtrlyTrend
-4
Latest Qtr: Sep2023
Quarterly Result Analysis →


HDFC LIFE INSURANCE CO related INDICES

BSE Indices1W1M1Y
S&P BSE GREENEX 1.6% 6.5% 11.8%
S&P BSE 100 ESG INDEX 1.2% 5.8% 7.1%
S&P BSE 100 LARGECAP TMC 1.1% 6.1% 8.1%
S&P BSE LARGECAP 1% 6% 7.5%
S&P BSE LARGE MIDCAP 1% 6.7% 11.6%
NSE Indices1W1M1Y
NIFTY 100 EQUAL WEIGHT 1.5% 8.5% 16%
NIFTY50 EQUAL WEIGHT 1.4% 7.3% 18.3%
NIFTY 200 1.1% 6.9% 11.8%
NIFTY 100 1.1% 6.2% 8.3%
NIFTY LARGE MIDCAP 250 1% 8.1% 20.6%

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FAQ about HDFC LIFE INSURANCE CO


Is HDFC LIFE INSURANCE CO good for long term investment?

As on Nov 28,2023, the Fundamentals of HDFC LIFE INSURANCE CO look Strong and hence it may be good for long term investment! See Financial Performance of HDFC LIFE INSURANCE CO . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is HDFC LIFE INSURANCE CO UnderValued or OverValued?

As on Nov 28,2023, HDFC LIFE INSURANCE CO is Fairly Valued based on the estimates of intrinsic value and investors may wait for the buying opportunity once it becomes under valued!

What is the Intrinsic Value of HDFC LIFE INSURANCE CO ?

As on Nov 28,2023, the Intrinsic Value of HDFC LIFE INSURANCE CO is Rs. 590.47 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 1.26
Fair Value [Median EV / Sales Model] : Rs. 590.47
Fair Value [Median Price / Sales Model] : Rs. 625.47
Estimated Median Fair Value of HDFC LIFE INSURANCE CO : Rs. 590.47

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is HDFC LIFE INSURANCE CO trading at a Premium or Discount?

As on Nov 28,2023, HDFC LIFE INSURANCE CO is trading at a Premium of 14% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].