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EQUITAS SMALL FINANCE BANK
Intrinsic Value | Fundamental Analysis

BOM : 543243     NSE : EQUITASBNK    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : NA
May 28,2024
Price(EOD): ₹ 95.14
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: ₹ 10,804.10 Cr
Value of ₹ 1 Lac invested in EQUITAS SMALL FINANCE BANK
on Nov 02,2020 (price: ₹ 32.75)

₹ 1 L

₹ 2.91 L

1W : -0.3% 1M : -3.8% 1Y : 16.1%
COMMUNITY POLL
for EQUITAS SMALL FINANCE BANK
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EQUITAS SMALL FINANCE BANK -0.3% -3.8% 16.1%
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YES BANK -0.8% -12.9% 47.6%
IDFC FIRST BANK 1.1% -8.1% 19.3%

FUNDAMENTAL ANALYSIS OF EQUITAS SMALL FINANCE BANK

 
Fundamentals Score
[ Q(TTM): Mar2024, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 EQUITASBNK is one of the top 35% companies with good fundamentals ! Discover More →

VALUATION OF EQUITAS SMALL FINANCE BANK

 
Valuation Score
[As on : May 28,2024 ]

Ratio Standalone
P/E
P/B
P/S
13.52
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 798.96 Cr
[Latest Qtr - Mar2024 - Standalone Results ]

1.81
P/B Calculated based on Book Value of Rs 5,968.70 Cr
[Latest Year - Mar2024 - Standalone Results ]

1.97
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 0.00 Cr
[Latest Qtr - Mar2024 - Standalone Results ]

Financial Ratios →

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FAIR VALUE OF EQUITAS SMALL FINANCE BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
100%
145%

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SHARE PRICE MOMENTUM OF EQUITAS SMALL FINANCE BANK



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NPA

Year Net NPA/Advances ratio
Standalone
2023
2022
2021
Avg_3yrs
1.21
2.37
1.52
1.7

PLEDGED PROMOTER SHARES OF EQUITAS SMALL FINANCE BANK

Pledged Promoter Shares
NA

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF EQUITAS SMALL FINANCE BANK

Standalone Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
1.11%
4.01%
-2.82%
2.78%
25%
-3.01%
2.82%
9.25%
QtrlyTrend
4
Latest Qtr: Mar2024
Quarterly Result Analysis →


EQUITAS SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
S&P BSE FINANCE 1.9% 0.8% 18.7%
S&P BSE 500 1% 2.6% 36.7%
S&P BSE ALLCAP 0.8% 2.3% 38.3%
S&P BSE DIVERSIFIED FINL. REV. 0.3% -1.4% 20.8%
S&P BSE 400 MIDSMALLCAP 0.2% 3.6% 57.6%
NSE Indices1W1M1Y
NIFTY 500 0.9% 2.5% 37.6%
NIFTY500 MULTICAP 50:25:25 0.6% 2.3% 45.2%
NIFTY SMALLCAP 50 0.5% 0% 74.2%
NIFTY MID SMALL400 -0% 2.9% 59.3%
NIFTY FREE SMALL 100 -0.4% -0.1% 69.6%

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FAQ about EQUITAS SMALL FINANCE BANK


Is EQUITAS SMALL FINANCE BANK good for long term investment?

As on May 28,2024, the Fundamentals of EQUITAS SMALL FINANCE BANK look Strong and hence it may be good for long term investment! See Financial Performance of EQUITAS SMALL FINANCE BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is EQUITAS SMALL FINANCE BANK UnderValued or OverValued?

As on May 28,2024, EQUITAS SMALL FINANCE BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of EQUITAS SMALL FINANCE BANK ?

As on May 28,2024, the Intrinsic Value of EQUITAS SMALL FINANCE BANK is Rs. 43.23 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -7.28
Fair Value [Median EV / Sales Model] : Rs. 47.58
Fair Value [Median Price / Sales Model] : Rs. 38.88
Estimated Median Fair Value of EQUITAS SMALL FINANCE BANK : Rs. 43.23

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is EQUITAS SMALL FINANCE BANK trading at a Premium or Discount?

As on May 28,2024, EQUITAS SMALL FINANCE BANK is trading at a Premium of 120% based on the estimates of Median Intrinsic Value!