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EQUITAS SMALL FINANCE BANK Financial Statement Analysis
[BOM: 543243|NSE : EQUITASBNK]

The Net Interest Income of EQUITAS SMALL FINANCE BANK have increased by 5.58% YoY .
The Earnings Per Share (EPS) of EQUITAS SMALL FINANCE BANK has decreased by -81.68 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

EQUITAS SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 543243|NSE : EQUITASBNK]

StandaloneMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Interest Earned ₹6,312 Cr₹5,486 Cr₹4,162 Cr₹3,460 Cr₹3,194 Cr
Other Income ₹911 Cr₹799 Cr₹670 Cr₹538 Cr₹418 Cr
Interest Expended ₹3,060 Cr₹2,407 Cr₹1,617 Cr₹1,421 Cr₹1,396 Cr
Operating Expenses ₹2,829 Cr₹2,501 Cr₹2,038 Cr₹1,704 Cr₹1,329 Cr
Profit Before Tax ₹199 Cr₹1,063 Cr₹769 Cr₹378 Cr₹511 Cr
Profit After Tax ₹147 Cr₹799 Cr₹574 Cr₹281 Cr₹384 Cr
Earnings Per Share (Rs)₹1.29₹7.04₹5.16₹2.24₹3.37
NIM6.377.067.557.857.51
ROE(%)2.4614.4212.217.3512.51
ROCE(%)4.6216.6613.719.2112.15
Advances Growth16.9420.0233.1614.9922.73
Net NPAs (funded) to Net Advances (%)0.981.171.212.371.52

Key Financials

Market Cap : ₹ 7,063.2 Cr
Revenue (TTM) : ₹ 6,522.1 Cr
Net Profit(TTM) : ₹ -91.2 Cr
EPS (TTM) : ₹ -0.8
P/E (TTM) : -

Industry Peers & Returns1W1M1Y
EQUITAS SMALL FINANCE BANK 5.3% -5.6% -5.6%
HDFC BANK 0.7% -1.1% 10.7%
ICICI BANK -0.3% -1.8% 4.9%
KOTAK MAHINDRA BANK 0.2% 2.9% 24%
AXIS BANK -0.2% -4.8% 13.7%
INDUSIND BANK 0.7% 0% -10.2%
IDBI BANK 3.4% -0.5% 32.3%
YES BANK -0.8% -6.2% 8.9%
IDFC FIRST BANK 0.6% 5.9% 35.9%


EQUITAS SMALL FINANCE BANK Net Interest Income
[BOM: 543243|NSE : EQUITASBNK]

Y-o-Y

5.58 %

5 Yr CAGR

15.97 %

Years Net Interest Income % Change
Mar2025 ₹3,252 Cr
5.58
Mar2024 ₹3,080 Cr
21.03
Mar2023 ₹2,545 Cr
24.83
Mar2022 ₹2,039 Cr
13.38
Mar2021 ₹1,798 Cr -

EQUITAS SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 543243|NSE : EQUITASBNK]

Net Interest Margins
Y-o-Y

-9.77 %

5 Yr CAGR

-4.03 %

Years Net Interest Margin% % Change
Mar2025 6.37%
-9.77
Mar2024 7.06%
-6.49
Mar2023 7.55%
-3.82
Mar2022 7.85%
4.53
Mar2021 7.51% -

EQUITAS SMALL FINANCE BANK Profit After Tax
[BOM: 543243|NSE : EQUITASBNK]

Y-o-Y

-81.59 %

5 Yr CAGR

-21.35 %

Years Profit After Tax % Change
Mar2025 ₹147 Cr
-81.59
Mar2024 ₹799 Cr
39.29
Mar2023 ₹574 Cr
104.32
Mar2022 ₹281 Cr
-26.94
Mar2021 ₹384 Cr -

PAT Margins
Y-o-Y

-82.58 %

5 Yr CAGR

-32.18 %

Years PAT Margin(%) % Change
Mar2025 4.52 %
-82.58
Mar2024 25.94 %
15.08
Mar2023 22.54 %
63.69
Mar2022 13.77 %
-35.56
Mar2021 21.37 % -

EQUITAS SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 543243|NSE : EQUITASBNK]

Y-o-Y

-81.68 %

5 Yr CAGR

-21.34 %

Years EPS % Change
Mar2025 ₹1.29
-81.68
Mar2024 ₹7.04
36.43
Mar2023 ₹5.16
130.36
Mar2022 ₹2.24
-33.53
Mar2021 ₹3.37 -

EQUITAS SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 543243|NSE : EQUITASBNK]

Y-o-Y

-72.27 %

5 Yr CAGR

-21.47 %

Years ROCE % Change
Mar2025 4.62%
-72.27
Mar2024 16.66%
21.52
Mar2023 13.71%
48.86
Mar2022 9.21%
-24.20
Mar2021 12.15% -

EQUITAS SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹61.9
Current MarketCap: ₹ 7,063.2 Cr
Updated EOD on :Dec 26,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
EQUITAS SMALL FINANCE BANK

5.3%

-5.6%

-5.6%

SENSEX

0.7%

0.5%

9%

EQUITAS SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE SMALLCAP 2.3% -0.7% -7%
BSE FINANCIAL SERVICES 0.9% 0.4% 15.1%
NSE Indices1W1M1Y
NIFTY MICROCAP 250 1.6% -2.3% -11.1%
NIFTY TOTAL MARKET 1.2% 0.4% 5.8%

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FAQ about EQUITAS SMALL FINANCE BANK Financials


How the annual revenues of EQUITAS SMALL FINANCE BANK have changed ?

The Net Interest Income of EQUITAS SMALL FINANCE BANK have increased by 5.58% YoY .

How the Earnings per Share (EPS) of EQUITAS SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of EQUITAS SMALL FINANCE BANK has decreased by -81.68 % YoY .