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ARMAN FINANCIAL SERVICES
Intrinsic Value | Fundamental Analysis

BOM : 531179     NSE : ARMANFIN    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : None or < 25%
Sep 28,2022
Price(EOD): ₹ 1,295.60
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - NBFC
MCap: ₹ 1,101.26 Cr
Value of ₹ 1 Lac invested in ARMAN FINANCIAL SERVICES
on Sep 28,2017 (price: ₹ 202.40)

₹ 1 L

₹ 6.40 L

1W : -8.2% 1M : -10.4% 1Y : 62.3%
COMMUNITY POLL
for ARMAN FINANCIAL SERVICES
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ARMAN FINANCIAL SERVICES is part of below Screeners ↓
Best Quarterly Growth Small Cap Stocks
Industry Peers & Returns1W1M1Y
ARMAN FINANCIAL SERVICES -8.2% -10.4% 62.3%
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MUTHOOT FINANCE 3.3% 1% -32.6%
BAJAJ HOLDINGS & INVESTMENT -3.9% 23% 35.9%
CHOLAMANDALAM INVESTMENT & FINANCE COMPANY -8.3% -8.5% 25.3%
SHRIRAM TRANSPORT FINANCE COMPANY -6.6% -11.3% -14.1%
SUNDARAM FINANCE -2.4% 7.9% -8.9%
ADITYA BIRLA CAPITAL -6.8% -4.9% -6.2%

FUNDAMENTAL ANALYSIS OF ARMAN FINANCIAL SERVICES

 
Fundamentals Score
[ Q(TTM): Jun2022, Y: Mar2022
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF ARMAN FINANCIAL SERVICES

 
Valuation Score
[As on : Sep 28,2022 ]

Ratio Consolidated
P/E
P/B
P/S
25.08
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 43.86 Cr
[Latest Qtr - Jun2022 - Consolidated Results ]

5.18
P/B Calculated based on Book Value of Rs 212.57 Cr
[Latest Year - Mar2022 - Consolidated Results ]

4.2
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 262.12 Cr
[Latest Qtr - Jun2022 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 17% undervalued companies ! Discover More →

FAIR VALUE OF ARMAN FINANCIAL SERVICES

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
365%
363%
314%

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SHARE PRICE MOMENTUM OF ARMAN FINANCIAL SERVICES



ARMAN FINANCIAL SERVICES vs SENSEX


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DEBT OF ARMAN FINANCIAL SERVICES

Year Debt/Equity ratio
Standalone Consolidated
2022
2021
2020
Avg_3yrs
1.26
1.2
1.42
1.29
4.66
3.87
4.07
4.2
[Last Annual Data : Mar2022]
Financial Ratios →

PLEDGED PROMOTER SHARES OF ARMAN FINANCIAL SERVICES

Pledged Promoter Shares
0 %
As on : Jun2022

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF ARMAN FINANCIAL SERVICES

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
3.61%
2.94%
-9.34%
-3.48%
58.91%
84.66%
207.86%
339.92%
QtrlyTrend
4
Latest Qtr: Jun2022
Quarterly Result Analysis →


ARMAN FINANCIAL SERVICES related INDICES

BSE Indices1W1M1Y
S&P BSE SMALL CAP -4.7% -1.9% -0.9%
S&P BSE ALLCAP -4.9% -3.4% -3.3%
S&P BSE MIDSMALLCAP -4.9% -2.3% -2.4%
S&P BSE FINANCE -7.8% -3.7% -6.9%
No NSE index found

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FAQ about ARMAN FINANCIAL SERVICES


Is ARMAN FINANCIAL SERVICES good for long term investment?

As on Sep 28,2022, the Fundamentals of ARMAN FINANCIAL SERVICES look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of ARMAN FINANCIAL SERVICES . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is ARMAN FINANCIAL SERVICES UnderValued or OverValued?

As on Sep 28,2022, ARMAN FINANCIAL SERVICES is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of ARMAN FINANCIAL SERVICES ?

As on Sep 28,2022, the Intrinsic Value of ARMAN FINANCIAL SERVICES is Rs. 279.78 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 278.47
Fair Value [Median EV / Sales Model] : Rs. 279.78
Fair Value [Median Price / Sales Model] : Rs. 312.76
Estimated Median Fair Value of ARMAN FINANCIAL SERVICES : Rs. 279.78

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is ARMAN FINANCIAL SERVICES trading at a Premium or Discount?

As on Sep 28,2022, ARMAN FINANCIAL SERVICES is trading at a Premium of 363% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].