Home > Analytics > ARMAN FINANCIAL SERVICES

ARMAN FINANCIAL SERVICES
Intrinsic Value | Fundamental Analysis

BOM : 531179     NSE : ARMANFIN    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Good [Stock is Cheap]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : None or < 25%
Apr 16,2024
Price(EOD): ₹ 2,000.25
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - NBFC
MCap: ₹ 2,100.26 Cr
Value of ₹ 1 Lac invested in ARMAN FINANCIAL SERVICES
on Apr 16,2019 (price: ₹ 365.00)

₹ 1 L

₹ 5.48 L

1W : -4.5% 1M : -19.6% 1Y : 41.8%
COMMUNITY POLL
for ARMAN FINANCIAL SERVICES
Please provide your vote to see the results
ARMAN FINANCIAL SERVICES is part of below Screeners ↓
Top Undervalued Small Cap Stocks
Best Quarterly Growth Small Cap Stocks
Industry Peers & Returns1W1M1Y
ARMAN FINANCIAL SERVICES -4.5% -19.6% 41.8%
BAJAJ FINANCE 4.8% 3.2% 18.4%
BAJAJ HOLDINGS & INVESTMENT 2.7% -3.9% 39.5%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY 6.9% 1% 44.4%
SHRIRAM FINANCE 3.8% -2.9% 84.8%
SBI CARDS AND PAYMENT SERVICES -0.1% -5.7% -1.8%
MUTHOOT FINANCE 11.8% 12.3% 46.8%
ADITYA BIRLA CAPITAL 4.1% -5.5% 14.6%
SUNDARAM FINANCE 6.3% -1.1% 78.5%

FUNDAMENTAL ANALYSIS OF ARMAN FINANCIAL SERVICES

 
Fundamentals Score
[ Q(TTM): Dec2023, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF ARMAN FINANCIAL SERVICES

 
Valuation Score
[As on : Apr 16,2024 ]

Ratio Consolidated
P/E
P/B
P/S
13.18
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 158.96 Cr
[Latest Qtr - Dec2023 - Consolidated Results ]

5.73
P/B Calculated based on Book Value of Rs 365.45 Cr
[Latest Year - Mar2023 - Consolidated Results ]

3.34
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 627.92 Cr
[Latest Qtr - Dec2023 - Consolidated Results ]

Financial Ratios →

Insights 💡 ARMANFIN is one of the potential top 14% undervalued companies ! Discover More →

FAIR VALUE OF ARMAN FINANCIAL SERVICES

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
428%
-52%
-30%

Insights 💡 You can learn about various Valuation techniques to calculate Intrinsic Value
with our bestselling video course Value Investing - The Ultimate Guide
Take Me There →

SHARE PRICE MOMENTUM OF ARMAN FINANCIAL SERVICES



ARMAN FINANCIAL SERVICES vs SENSEX


Insights 💡 You can learn about Basics of Stock Marketing Investing
with our bestselling video course Stock Marketing Investing Simplified
Take Me There →

DEBT OF ARMAN FINANCIAL SERVICES

Year Debt/Equity ratio
Standalone Consolidated
2023
2022
2021
Avg_3yrs
1.41
1.26
1.2
1.29
4.39
4.66
3.87
4.31
[Last Annual Data : Mar2023]
Financial Ratios →

PLEDGED PROMOTER SHARES OF ARMAN FINANCIAL SERVICES

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF ARMAN FINANCIAL SERVICES

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
5.26%
0.44%
-5.65%
2.91%
63.79%
71.88%
87.76%
91.14%
QtrlyTrend
6
Latest Qtr: Dec2023
Quarterly Result Analysis →


ARMAN FINANCIAL SERVICES related INDICES

BSE Indices1W1M1Y
S&P BSE SMALL CAP -1.3% 6.1% 62.6%
S&P BSE MIDSMALLCAP -1.4% 4.4% 63.3%
S&P BSE ALLCAP -1.9% 1.5% 38.3%
S&P BSE FINANCE -2.4% 1.3% 23.1%
No NSE index found

You may also like the below Video Courses


FAQ about ARMAN FINANCIAL SERVICES


Is ARMAN FINANCIAL SERVICES good for long term investment?

As on Apr 16,2024, the Fundamentals of ARMAN FINANCIAL SERVICES look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of ARMAN FINANCIAL SERVICES . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is ARMAN FINANCIAL SERVICES UnderValued or OverValued?

As on Apr 16,2024, ARMAN FINANCIAL SERVICES is Under Valued based on the estimates of intrinsic value and hence may be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of ARMAN FINANCIAL SERVICES ?

As on Apr 16,2024, the Intrinsic Value of ARMAN FINANCIAL SERVICES is Rs. 2,851.89 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 378.81
Fair Value [Median EV / Sales Model] : Rs. 4,138.64
Fair Value [Median Price / Sales Model] : Rs. 2,851.89
Estimated Median Fair Value of ARMAN FINANCIAL SERVICES : Rs. 2,851.89

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is ARMAN FINANCIAL SERVICES trading at a Premium or Discount?

As on Apr 16,2024, ARMAN FINANCIAL SERVICES is trading at a Discount of -30% based on the estimates of Median Intrinsic Value!