HDFC BANK
Quarterly Results Analysis [Dec2025]
HDFC BANK Quarterly Results
| Consolidated | Dec2025 UnAudited |
Sep2025 UnAudited |
Jun2025 Audited |
Mar2025 Audited |
Dec2024 Audited |
Sep2024 UnAudited |
Jun2024 Audited |
Mar2024 Audited |
|---|---|---|---|---|---|---|---|---|
| Interest Earned | ₹87,067 Cr | ₹86,994 Cr | ₹87,372 Cr | ₹86,779 Cr | ₹85,040 Cr | ₹83,002 Cr | ₹81,546 Cr | ₹79,434 Cr |
| Other Income | ₹39,860 Cr | ₹31,567 Cr | ₹45,683 Cr | ₹33,489 Cr | ₹27,154 Cr | ₹38,455 Cr | ₹35,450 Cr | ₹44,958 Cr |
| Interest Expended | ₹45,821 Cr | ₹46,741 Cr | ₹47,709 Cr | ₹46,986 Cr | ₹46,914 Cr | ₹45,414 Cr | ₹44,580 Cr | ₹43,692 Cr |
| Expenses | ₹50,524 Cr | ₹40,879 Cr | ₹49,183 Cr | ₹43,904 Cr | ₹37,350 Cr | ₹48,805 Cr | ₹46,547 Cr | ₹49,128 Cr |
| Operating Income | ₹30,582 Cr | ₹30,941 Cr | ₹36,163 Cr | ₹29,379 Cr | ₹27,930 Cr | ₹27,237 Cr | ₹25,870 Cr | ₹31,572 Cr |
| Provisions and contingencies | ₹3,621 Cr | ₹4,282 Cr | ₹15,314 Cr | ₹3,805 Cr | ₹3,957 Cr | ₹3,269 Cr | ₹3,143 Cr | ₹13,811 Cr |
| Profit Before Tax | ₹26,961 Cr | ₹26,659 Cr | ₹20,850 Cr | ₹25,573 Cr | ₹23,973 Cr | ₹23,968 Cr | ₹22,727 Cr | ₹17,761 Cr |
| Profit After Tax | ₹20,691 Cr | ₹20,364 Cr | ₹17,090 Cr | ₹19,285 Cr | ₹18,340 Cr | ₹18,627 Cr | ₹17,188 Cr | ₹18,013 Cr |
| % of Net NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| % of Gross NPAs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS | ₹12.87 | ₹12.76 | ₹10.60 | ₹12.31 | ₹11.54 | ₹11.68 | ₹10.83 | ₹11.60 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| HDFC BANK | -0.6% | -6.7% | 12.7% |
| ICICI BANK | -4.9% | -0.4% | 10.1% |
| KOTAK MAHINDRA BANK | 0.1% | -2.4% | 17.4% |
| AXIS BANK | -1.1% | 4.4% | 24.3% |
| INDUSIND BANK | -3.9% | 7.5% | -7.2% |
| IDBI BANK | -6.2% | 0.2% | 19.9% |
| YES BANK | -5.6% | -0.2% | 18.3% |
| IDFC FIRST BANK | -1.9% | -3.7% | 30.8% |
| THE FEDERAL BANK | 11.9% | 3.1% | 39.7% |
HDFC BANK Quarterly Net Interest Income
[ Net Interest Income = Interest Earned - Interest Expended ]| Net Interest Income | |
|---|---|
| Q-o-Q | 2.47 % |
| Y-o-Y | 8.18 % |
| Quarters | Net Interest Income | % Change | |
|---|---|---|---|
| Dec2025 | ₹41,246 Cr | 2.47 | |
| Sep2025 | ₹40,253 Cr | 1.49 | |
| Jun2025 | ₹39,663 Cr | -0.33 | |
| Mar2025 | ₹39,793 Cr | 4.37 | |
| Dec2024 | ₹38,126 Cr | 1.43 | |
| Sep2024 | ₹37,588 Cr | 1.68 | |
| Jun2024 | ₹36,967 Cr | 3.43 | |
| Mar2024 | ₹35,742 Cr | - | |
HDFC BANK Quarterly Operating Profit
| Operating Profit | |
|---|---|
| Q-o-Q | -1.16 % |
| Y-o-Y | 9.49 % |
| Quarters | Operating Profit | % Change | |
|---|---|---|---|
| Dec2025 | ₹30,582 Cr | -1.16 | |
| Sep2025 | ₹30,941 Cr | -14.44 | |
| Jun2025 | ₹36,163 Cr | 23.09 | |
| Mar2025 | ₹29,379 Cr | 5.19 | |
| Dec2024 | ₹27,930 Cr | 2.54 | |
| Sep2024 | ₹27,237 Cr | 5.28 | |
| Jun2024 | ₹25,870 Cr | -18.06 | |
| Mar2024 | ₹31,572 Cr | - | |
| Operating Margins | |
|---|---|
| Q-o-Q | -3.54 % |
| Y-o-Y | 1.21 % |
| Quarters | Operating Margin% | % Change | |
|---|---|---|---|
| Dec2025 | 74.15% | -3.54 | |
| Sep2025 | 76.87% | -15.69 | |
| Jun2025 | 91.18% | 23.50 | |
| Mar2025 | 73.83% | 0.78 | |
| Dec2024 | 73.26% | 1.10 | |
| Sep2024 | 72.46% | 3.54 | |
| Jun2024 | 69.98% | -20.77 | |
| Mar2024 | 88.33% | - | |
HDFC BANK Quarterly Profit After Tax
| Profit After Tax(PAT) | |
|---|---|
| Q-o-Q | 1.61 % |
| Y-o-Y | 12.82 % |
| Quarters | Profit After Tax | % Change | |
|---|---|---|---|
| Dec2025 | ₹20,691 Cr | 1.61 | |
| Sep2025 | ₹20,364 Cr | 19.15 | |
| Jun2025 | ₹17,090 Cr | -11.38 | |
| Mar2025 | ₹19,285 Cr | 5.15 | |
| Dec2024 | ₹18,340 Cr | -1.54 | |
| Sep2024 | ₹18,627 Cr | 8.37 | |
| Jun2024 | ₹17,188 Cr | -4.58 | |
| Mar2024 | ₹18,013 Cr | - | |
| PAT Margins | |
|---|---|
| Q-o-Q | 1.50 % |
| Y-o-Y | 10.15 % |
| Quarters | PAT Margin(%) | % Change | |
|---|---|---|---|
| Dec2025 | 23.76 % | 1.50 | |
| Sep2025 | 23.41 % | 19.68 | |
| Jun2025 | 19.56 % | -11.97 | |
| Mar2025 | 22.22 % | 3.01 | |
| Dec2024 | 21.57 % | -3.88 | |
| Sep2024 | 22.44 % | 6.45 | |
| Jun2024 | 21.08 % | -7.05 | |
| Mar2024 | 22.68 % | - | |
HDFC BANK Quarterly Earnings Per Share (EPS)
| EPS | |
|---|---|
| Q-o-Q | 0.86 % |
| Y-o-Y | 11.53 % |
| Quarters | EPS | % Change | |
|---|---|---|---|
| Dec2025 | ₹12.87 | 0.86 | |
| Sep2025 | ₹12.76 | 20.38 | |
| Jun2025 | ₹10.6 | -13.89 | |
| Mar2025 | ₹12.31 | 6.67 | |
| Dec2024 | ₹11.54 | -1.20 | |
| Sep2024 | ₹11.68 | 7.85 | |
| Jun2024 | ₹10.83 | -6.64 | |
| Mar2024 | ₹11.6 | - | |
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