Home > Analytics > HDFC BANK

HDFC BANK
Intrinsic Value | Fundamental Analysis

BOM : 500180     NSE : HDFCBANK    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Average [Stock is fairly valued]
NPA (Non Performing Assets) : Low
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Neutral
Price Momentum : Downward
Pledged Shares : None or < 25%
Aug 05,2025
Price(EOD): ₹ 1,976.60
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: ₹ 1,517,020.73 Cr
Value of ₹ 1 Lac invested in HDFC BANK
on Aug 05,2020 (price: ₹ 1,027.85)

₹ 1 L

₹ 1.92 L

1W : -2.4% 1M : -0.5% 1Y : 20.1%
COMMUNITY POLL
for HDFC BANK
Please provide your vote to see the results
HDFC BANK is part of below Screeners ↓
Top Large Cap Stocks with Best Fundamentals
Industry Peers & Returns1W1M1Y
HDFC BANK -2.4% -0.5% 20.1%
ICICI BANK -2.5% 0.6% 22.3%
KOTAK MAHINDRA BANK 2.2% -6.7% 10.7%
AXIS BANK -0.3% -8.9% -8%
INDUSIND BANK 2.2% -4.1% -42.8%
IDBI BANK -3.6% -10.7% -9.1%
YES BANK -1.9% -5.8% -25.7%
IDFC FIRST BANK 0.1% -10.8% -6.8%
THE FEDERAL BANK -4.3% -8.9% -0.6%

FUNDAMENTAL ANALYSIS OF HDFC BANK

 
Fundamentals Score
[ Q(TTM): Jun2025, Y: Mar2025
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 HDFCBANK is one of the top 37% companies with good fundamentals ! Discover More →

VALUATION OF HDFC BANK

 
Valuation Score
[As on : Aug 05,2025 ]

Ratio Consolidated
P/E
P/B
P/S
20.68
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 73,342.50 Cr
[Latest Qtr - Jun2025 - Consolidated Results ]

2.93
P/B Calculated based on Book Value of Rs 517,984.00 Cr
[Latest Year - Mar2025 - Consolidated Results ]

4.43
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 342,193.00 Cr
[Latest Qtr - Jun2025 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 17% undervalued companies ! Discover More →

FAIR VALUE OF HDFC BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
25%
-28%
-19%

Insights 💡 You can learn about various Valuation techniques to calculate Intrinsic Value
with our bestselling video course Value Investing - The Ultimate Guide
Take Me There →

SHARE PRICE MOMENTUM OF HDFC BANK



HDFC BANK vs SENSEX


Insights 💡 You can learn about Basics of Stock Marketing Investing
with our bestselling video course Stock Marketing Investing Simplified
Take Me There →

NPA

Year Net NPA/Advances ratio
Consolidated
2025
2024
2023
Avg_3yrs
0
0.33
0.27
0.2

PLEDGED PROMOTER SHARES OF HDFC BANK

Pledged Promoter Shares
0 %
As on : Jun2025

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF HDFC BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
0.68%
23.09%
-18.47%
-11.38%
7.14%
39.79%
-8.26%
-0.57%
QtrlyTrend
0
Latest Qtr: Jun2025
Quarterly Result Analysis →


HDFC BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE LARGEMIDCAP 4.5% 7.2% 8.3%
BSE SENSEX EQUAL WEIGHT -0.2% -3.1% NA
BSE DIVERSIFIED FINANCIALS REVENUE GROWTH INDEX -0.6% -3.5% 9.9%
BSE SENSEX 50 -0.7% -3.2% -2.1%
NSE Indices1W1M1Y
NIFTY TOP 15 EQUAL WEIGHT INDEX 0.3% -2.9% NA
NIFTY100 QUALITY 30 0.1% -3.4% -8.3%
NIFTY QUALITY LOW-VOLATILITY 30 -0.1% -2.5% -8.2%
NIFTY TOP 10 EQUAL WEIGHT -0.2% -4.8% -1.6%
NIFTY TOP 20 EQUAL WEIGHT INDEX -0.2% -3.6% NA

You may also like the below Video Courses


FAQ about HDFC BANK


Is HDFC BANK good for long term investment?

As on Aug 05,2025, the Fundamentals of HDFC BANK look Strong and hence it may be good for long term investment! See Financial Performance of HDFC BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is HDFC BANK UnderValued or OverValued?

As on Aug 05,2025, HDFC BANK is Fairly Valued based on the estimates of intrinsic value and investors may wait for the buying opportunity once it becomes under valued!

What is the Intrinsic Value of HDFC BANK ?

As on Aug 05,2025, the Intrinsic Value of HDFC BANK is Rs. 2,435.61 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 1,585.17
Fair Value [Median EV / Sales Model] : Rs. 2,737.79
Fair Value [Median Price / Sales Model] : Rs. 2,435.61
Estimated Median Fair Value of HDFC BANK : Rs. 2,435.61

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is HDFC BANK trading at a Premium or Discount?

As on Aug 05,2025, HDFC BANK is trading at a Discount of -19% based on the estimates of Median Intrinsic Value!