BAJAJ HOUSING FINANCE Financial Statement Analysis
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The Revenues of BAJAJ HOUSING FINANCE have increased by 25.71% YoY .
The Earnings Per Share (EPS) of BAJAJ HOUSING FINANCE has increased by 0.78 % YoY. |
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| REVENUES |
| OPERATING MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
BAJAJ HOUSING FINANCE Last 5 Annual Financial Results
[BOM: 544252|NSE : BAJAJHFL]
| Standalone | Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 |
|---|---|---|---|---|---|
| Operating Income | ₹9,576 Cr | ₹7,617 Cr | ₹5,665 Cr | ₹3,767 Cr | ₹3,155 Cr |
| Expenses | ₹783 Cr | ₹722 Cr | ₹719 Cr | ₹624 Cr | ₹553 Cr |
| Operating Profit (Excl OI) | ₹8,792 Cr | ₹6,895 Cr | ₹4,946 Cr | ₹3,142 Cr | ₹2,602 Cr |
| Other Income | ₹0.35 Cr | ₹0.40 Cr | ₹0.71 Cr | ₹0.42 Cr | ₹0.58 Cr |
| Interest | ₹5,981 Cr | ₹4,695 Cr | ₹3,213 Cr | ₹2,157 Cr | ₹1,968 Cr |
| Depreciation | ₹41 Cr | ₹40 Cr | ₹33 Cr | ₹26 Cr | ₹22 Cr |
| Profit Before Tax | ₹2,770 Cr | ₹2,161 Cr | ₹1,700 Cr | ₹960 Cr | ₹613 Cr |
| Profit After Tax | ₹2,163 Cr | ₹1,731 Cr | ₹1,258 Cr | ₹710 Cr | ₹453 Cr |
| Earnings Per Share (Rs) | ₹2.60 | ₹2.58 | ₹1.87 | ₹1.45 | ₹0.93 |
| PAT Margin (%) | 22.59 | 22.73 | 22.20 | 18.84 | 14.37 |
| ROE(%) | 13.45 | 15.23 | 14.59 | 11.11 | 7.81 |
| ROCE(%) | 9.56 | 9.43 | 8.74 | 7.26 | 7.50 |
| Total Debt/Equity(x) | 4.12 | 5.64 | 5.12 | 6.15 | 5.24 |
Key Financials |
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| Market Cap | : | ₹ 92,238.6 Cr |
| Revenue (TTM) | : | ₹ 9,982.7 Cr |
| Net Profit(TTM) | : | ₹ 2,263.6 Cr |
| EPS (TTM) | : | ₹ 2.7 |
| P/E (TTM) | : | 40.7 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| BAJAJ HOUSING FINANCE | 0.6% | -3.4% | -21.1% |
| HOUSING & URBAN DEVELOPMENT CORPORATION | -0.4% | -0.5% | 5.4% |
| LIC HOUSING FINANCE | 0.7% | -3.2% | -6.4% |
| PNB HOUSING FINANCE | 3.2% | 0.7% | -6.8% |
| AADHAR HOUSING FINANCE | 0.9% | -4.2% | 17.1% |
| APTUS VALUE HOUSING FINANCE INDIA | 1.7% | -5.3% | -18.5% |
| AAVAS FINANCIERS | 2.2% | -3% | -6.2% |
| SAMMAAN CAPITAL | 6.2% | 22.2% | 22.1% |
| HOME FIRST FINANCE COMPANY INDIA | -0.9% | -1.3% | 1.9% |
BAJAJ HOUSING FINANCE Revenues
[BOM: 544252|NSE : BAJAJHFL]
| Y-o-Y | 25.71 % |
| 5 Yr CAGR | 31.99 % |
| Years | Revenues | % Change | |
|---|---|---|---|
| Mar2025 | ₹9,576 Cr | 25.71 | |
| Mar2024 | ₹7,617 Cr | 34.47 | |
| Mar2023 | ₹5,665 Cr | 50.39 | |
| Mar2022 | ₹3,767 Cr | 19.40 | |
| Mar2021 | ₹3,155 Cr | - | |
BAJAJ HOUSING FINANCE Operating Profit
[BOM: 544252|NSE : BAJAJHFL]
| Y-o-Y | 27.51 % |
| 5 Yr CAGR | 35.58 % |
| Years | Operating Profit | % Change | |
|---|---|---|---|
| Mar2025 | ₹8,792 Cr | 27.51 | |
| Mar2024 | ₹6,895 Cr | 39.41 | |
| Mar2023 | ₹4,946 Cr | 57.40 | |
| Mar2022 | ₹3,142 Cr | 20.78 | |
| Mar2021 | ₹2,602 Cr | - | |
| Operating Margins | |
|---|---|
| Y-o-Y | 1.44 % |
| 5 Yr CAGR | 2.72 % |
| Years | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2025 | 91.82% | 1.44 | |
| Mar2024 | 90.52% | 3.68 | |
| Mar2023 | 87.31% | 4.65 | |
| Mar2022 | 83.43% | 1.15 | |
| Mar2021 | 82.48% | - | |
BAJAJ HOUSING FINANCE Profit After Tax
[BOM: 544252|NSE : BAJAJHFL]
| Y-o-Y | 24.94 % |
| 5 Yr CAGR | 47.80 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2025 | ₹2,163 Cr | 24.94 | |
| Mar2024 | ₹1,731 Cr | 37.64 | |
| Mar2023 | ₹1,258 Cr | 77.25 | |
| Mar2022 | ₹710 Cr | 56.58 | |
| Mar2021 | ₹453 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | -0.62 % |
| 5 Yr CAGR | 11.97 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2025 | 22.59 % | -0.62 | |
| Mar2024 | 22.73 % | 2.39 | |
| Mar2023 | 22.2 % | 17.83 | |
| Mar2022 | 18.84 % | 31.11 | |
| Mar2021 | 14.37 % | - | |
BAJAJ HOUSING FINANCE Earnings Per Share (EPS)
[BOM: 544252|NSE : BAJAJHFL]
| Y-o-Y | 0.78 % |
| 5 Yr CAGR | 29.31 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2025 | ₹2.60 | 0.78 | |
| Mar2024 | ₹2.58 | 37.97 | |
| Mar2023 | ₹1.87 | 28.97 | |
| Mar2022 | ₹1.45 | 55.91 | |
| Mar2021 | ₹0.93 | - | |
BAJAJ HOUSING FINANCE Return on Capital Employed (ROCE)
[BOM: 544252|NSE : BAJAJHFL]
| Y-o-Y | 1.38 % |
| 5 Yr CAGR | 6.25 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2025 | 9.56% | 1.38 | |
| Mar2024 | 9.43% | 7.89 | |
| Mar2023 | 8.74% | 20.39 | |
| Mar2022 | 7.26% | -3.20 | |
| Mar2021 | 7.5% | - | |
BAJAJ HOUSING FINANCE Share Price vs Sensex
| Current Share Price | : | ₹110.7 |
| Current MarketCap | : | ₹ 92,238.6 Cr |
| Updated EOD on | : | Oct 21,2025 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| BAJAJ HOUSING FINANCE | 0.6% |
-3.4% |
-21.1% |
| SENSEX | 2.9% |
1.7% |
3.6% |
BAJAJ HOUSING FINANCE related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE ALLCAP | 6.4% | 8.9% | 7.5% |
| BSE LARGEMIDCAP | 4.5% | 7.2% | 8.3% |
| BSE DIVERSIFIED FINANCIALS REVENUE GROWTH INDEX | 2.8% | 3% | 9.8% |
| BSE LARGECAP | 2.7% | 1.5% | 1.7% |
| BSE FINANCIAL SERVICES | 2.7% | 3.3% | 12.3% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY 100 | 2.7% | 1.5% | 1.6% |
| NIFTY CORE HOUSING | 2.6% | -1.6% | -6.7% |
| NIFTY 200 | 2.6% | 1.4% | 1.3% |
| NIFTY TOTAL MARKET | 2.5% | 0.9% | 0% |
| NIFTY 500 | 2.5% | 1% | 0.4% |
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FAQ about BAJAJ HOUSING FINANCE Financials
How the annual revenues of BAJAJ HOUSING FINANCE have changed ?
The Revenues of BAJAJ HOUSING FINANCE have increased by 25.71% YoY .
How the Earnings per Share (EPS) of BAJAJ HOUSING FINANCE have changed?
The Earnings Per Share (EPS) of BAJAJ HOUSING FINANCE has increased by 0.78 % YoY .
Check out Intrinsic Value of Peers of BAJAJ HOUSING FINANCE
Compare Stock Analytics of Peers of BAJAJ HOUSING FINANCE
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BAJAJ HOUSING FINANCE LTD vs HOUSING & URBAN DEVELOPMENT CORPORATION LTD vs LIC HOUSING FINANCE LTD
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