Home > Annual Financials > ARMAN FINANCIAL SERVICES

ARMAN FINANCIAL SERVICES Financial Statement Analysis
[BOM: 531179|NSE : ARMANFIN]

The Revenues of ARMAN FINANCIAL SERVICES have increased by 56.04% YoY .
The Earnings Per Share (EPS) of ARMAN FINANCIAL SERVICES has decreased by -70.04 % YoY.
REVENUES
OPERATING MARGIN
PROFIT AFTER TAX
EPS
ROCE

ARMAN FINANCIAL SERVICES Last 5 Annual Financial Results
[BOM: 531179|NSE : ARMANFIN]

ConsolidatedMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Operating Income ₹661 Cr₹424 Cr₹235 Cr₹194 Cr₹212 Cr
Expenses ₹166 Cr₹126 Cr₹99 Cr₹103 Cr₹72 Cr
Operating Profit (Excl OI) ₹495 Cr₹298 Cr₹136 Cr₹91 Cr₹139 Cr
Other Income ₹0.07 Cr₹0.00 Cr₹0.40 Cr₹1.34 Cr₹3.64 Cr
Interest ₹266 Cr₹172 Cr₹90 Cr₹80 Cr₹88 Cr
Depreciation ₹1.42 Cr₹1.16 Cr₹0.95 Cr₹0.81 Cr₹0.80 Cr
Profit Before Tax ₹228 Cr₹125 Cr₹46 Cr₹12 Cr₹54 Cr
Profit After Tax ₹174 Cr₹94 Cr₹32 Cr₹11 Cr₹42 Cr
Consolidated Net Profit ₹174 Cr₹94 Cr₹32 Cr₹11 Cr₹42 Cr
Earnings Per Share (Rs)₹49.64₹165.67₹110.47₹37.36₹12.51
PAT Margin (%)7.1326.2422.1313.505.46
ROE(%)6.2429.6332.4615.895.93
ROCE(%)13.3121.9118.7412.8310.31
Total Debt/Equity(x)1.432.144.394.663.87

Key Financials

Market Cap : ₹ 1,531.6 Cr
Revenue (TTM) : ₹ 674.3 Cr
Net Profit(TTM) : ₹ -1.1 Cr
EPS (TTM) : ₹ -1.0
P/E (TTM) : -

Industry Peers & Returns1W1M1Y
ARMAN FINANCIAL SERVICES -8.1% -11.9% 10.8%
BAJAJ FINANCE 0.1% -3.8% 55.7%
JIO FINANCIAL SERVICES -2.4% -0.6% -12%
BAJAJ HOLDINGS & INVESTMENT -0.7% -12.9% 5.6%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY 0.8% 1.4% 33.9%
SHRIRAM FINANCE -1.1% 2.2% 36.7%
MUTHOOT FINANCE -0.2% 16.9% 95.2%
SBI CARDS AND PAYMENT SERVICES -1.5% -0.3% 23.9%
SUNDARAM FINANCE -0.4% -2.2% 17.8%


ARMAN FINANCIAL SERVICES Revenues
[BOM: 531179|NSE : ARMANFIN]

Y-o-Y

56.04 %

5 Yr CAGR

32.98 %

Years Revenues % Change
Mar2025 ₹661 Cr
56.04
Mar2024 ₹424 Cr
80.38
Mar2023 ₹235 Cr
20.91
Mar2022 ₹194 Cr
-8.11
Mar2021 ₹212 Cr -


ARMAN FINANCIAL SERVICES Operating Profit
[BOM: 531179|NSE : ARMANFIN]

Y-o-Y

65.99 %

5 Yr CAGR

37.31 %

Years Operating Profit % Change
Mar2025 ₹495 Cr
65.99
Mar2024 ₹298 Cr
119.50
Mar2023 ₹136 Cr
49.10
Mar2022 ₹91 Cr
-34.56
Mar2021 ₹139 Cr -

Operating Margins
Y-o-Y

6.38 %

5 Yr CAGR

3.25 %

Years Operating Margin% % Change
Mar2025 74.87%
6.38
Mar2024 70.38%
21.68
Mar2023 57.84%
23.33
Mar2022 46.9%
-28.80
Mar2021 65.87% -

ARMAN FINANCIAL SERVICES Profit After Tax
[BOM: 531179|NSE : ARMANFIN]

Y-o-Y

85.02 %

5 Yr CAGR

42.99 %

Years Profit After Tax % Change
Mar2025 ₹174 Cr
85.02
Mar2024 ₹94 Cr
195.72
Mar2023 ₹32 Cr
198.82
Mar2022 ₹11 Cr
-74.43
Mar2021 ₹42 Cr -

PAT Margins
Y-o-Y

-72.83 %

5 Yr CAGR

6.90 %

Years PAT Margin(%) % Change
Mar2025 7.13 %
-72.83
Mar2024 26.24 %
18.57
Mar2023 22.13 %
63.93
Mar2022 13.5 %
147.25
Mar2021 5.46 % -

ARMAN FINANCIAL SERVICES Earnings Per Share (EPS)
[BOM: 531179|NSE : ARMANFIN]

Y-o-Y

-70.04 %

5 Yr CAGR

41.14 %

Years EPS % Change
Mar2025 ₹50
-70.04
Mar2024 ₹166
49.97
Mar2023 ₹110
195.69
Mar2022 ₹37
198.64
Mar2021 ₹13 -

ARMAN FINANCIAL SERVICES Return on Capital Employed (ROCE)
[BOM: 531179|NSE : ARMANFIN]

Y-o-Y

-39.25 %

5 Yr CAGR

6.59 %

Years ROCE % Change
Mar2025 13.31%
-39.25
Mar2024 21.91%
16.92
Mar2023 18.74%
46.06
Mar2022 12.83%
24.44
Mar2021 10.31% -

ARMAN FINANCIAL SERVICES Share Price vs Sensex

Current Share Price : ₹1,458.7
Current MarketCap: ₹ 1,531.6 Cr
Updated EOD on :Dec 08,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
ARMAN FINANCIAL SERVICES

-8.1%

-11.9%

10.8%

SENSEX

-0.6%

2.2%

5.3%

ARMAN FINANCIAL SERVICES related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE FINANCIAL SERVICES -1.2% 1.4% 11.6%
BSE SMALLCAP -4.1% -5.8% -11.2%
No NSE index found

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FAQ about ARMAN FINANCIAL SERVICES Financials


How the annual revenues of ARMAN FINANCIAL SERVICES have changed ?

The Revenues of ARMAN FINANCIAL SERVICES have increased by 56.04% YoY .

How the Earnings per Share (EPS) of ARMAN FINANCIAL SERVICES have changed?

The Earnings Per Share (EPS) of ARMAN FINANCIAL SERVICES has decreased by -70.04 % YoY .