Home > Analytics > SARASWATI COMMERCIAL (INDIA)

SARASWATI COMMERCIAL (INDIA)
Intrinsic Value | Fundamental Analysis

BOM : 512020     NSE :     
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
Debt : Low
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Upward
Pledged Shares : NA
Apr 12,2024
Price(EOD): ₹ 5,421.85
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - NBFC
MCap: ₹ 542.19 Cr
Value of ₹ 1 Lac invested in SARASWATI COMMERCIAL (INDIA)
on May 24,2019 (price: ₹ 46.50)

₹ 1 L

₹ 116.60 L

1W : -14.1% 1M : 19.1% 1Y : 109.4%
COMMUNITY POLL
for SARASWATI COMMERCIAL (INDIA)
Please provide your vote to see the results
SARASWATI COMMERCIAL (INDIA) is part of below Screeners ↓
Best Quarterly Growth Small Cap Stocks
Best 1M Momentum Small Cap Stocks
Industry Peers & Returns1W1M1Y
SARASWATI COMMERCIAL (INDIA) -14.1% 19.1% 109.4%
BAJAJ FINANCE 4.8% 3.2% 18.4%
BAJAJ HOLDINGS & INVESTMENT 2.7% -3.9% 39.5%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY 6.9% 1% 44.4%
SHRIRAM FINANCE 3.8% -2.9% 84.8%
SBI CARDS AND PAYMENT SERVICES -0.1% -5.7% -1.8%
MUTHOOT FINANCE 11.8% 12.3% 46.8%
ADITYA BIRLA CAPITAL 4.1% -5.5% 14.6%
SUNDARAM FINANCE 6.3% -1.1% 78.5%

FUNDAMENTAL ANALYSIS OF SARASWATI COMMERCIAL (INDIA)

 
Fundamentals Score
[ Q(TTM): Dec2023, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF SARASWATI COMMERCIAL (INDIA)

 
Valuation Score
[As on : Apr 12,2024 ]

Ratio Consolidated
P/E
P/B
P/S
8.7
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 64.17 Cr
[Latest Qtr - Dec2023 - Consolidated Results ]

1.27
P/B Calculated based on Book Value of Rs 438.12 Cr
[Latest Year - Mar2023 - Consolidated Results ]

6.93
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 80.55 Cr
[Latest Qtr - Dec2023 - Consolidated Results ]

Financial Ratios →

Insights 💡 There are potential 14% undervalued companies ! Discover More →

FAIR VALUE OF SARASWATI COMMERCIAL (INDIA)

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
1208%
277%
79%

Insights 💡 You can learn about various Valuation techniques to calculate Intrinsic Value
with our bestselling video course Value Investing - The Ultimate Guide
Take Me There →

SHARE PRICE MOMENTUM OF SARASWATI COMMERCIAL (INDIA)


Insights 💡 SARASWATI COMMERCIAL (INDIA) is one of the top 7% companies with bullish price momentum currently! Discover More →

SARASWATI COMMERCIAL (INDIA) vs SENSEX


Insights 💡 You can learn about Basics of Stock Marketing Investing
with our bestselling video course Stock Marketing Investing Simplified
Take Me There →

DEBT OF SARASWATI COMMERCIAL (INDIA)

Year Debt/Equity ratio
Standalone Consolidated
2023
2022
2021
Avg_3yrs
0.05
0.07
0.02
0.05
0.05
0.06
0.02
0.04
[Last Annual Data : Mar2023]
Financial Ratios →

PLEDGED PROMOTER SHARES OF SARASWATI COMMERCIAL (INDIA)

Pledged Promoter Shares
NA

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF SARASWATI COMMERCIAL (INDIA)

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
40.29%
40.08%
40.78%
39.97%
226.99%
236.98%
242.03%
296.81%
QtrlyTrend
8
Latest Qtr: Dec2023
Quarterly Result Analysis →

Insights 💡 SARASWATI COMMERCIAL (INDIA) is one of the top 44% companies with good quarterly result uptrend ! Discover More →

SARASWATI COMMERCIAL (INDIA) related INDICES

No BSE index found!
No NSE index found

You may also like the below Video Courses


FAQ about SARASWATI COMMERCIAL (INDIA)


Is SARASWATI COMMERCIAL (INDIA) good for long term investment?

As on Apr 12,2024, the Fundamentals of SARASWATI COMMERCIAL (INDIA) look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of SARASWATI COMMERCIAL (INDIA) . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is SARASWATI COMMERCIAL (INDIA) UnderValued or OverValued?

As on Apr 12,2024, SARASWATI COMMERCIAL (INDIA) is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of SARASWATI COMMERCIAL (INDIA) ?

As on Apr 12,2024, the Intrinsic Value of SARASWATI COMMERCIAL (INDIA) is Rs. 1,438.97 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 414.59
Fair Value [Median EV / Sales Model] : Rs. 1,438.97
Fair Value [Median Price / Sales Model] : Rs. 3,025.59
Estimated Median Fair Value of SARASWATI COMMERCIAL (INDIA) : Rs. 1,438.97

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is SARASWATI COMMERCIAL (INDIA) trading at a Premium or Discount?

As on Apr 12,2024, SARASWATI COMMERCIAL (INDIA) is trading at a Premium of 277% based on the estimates of Median Intrinsic Value!