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PTC INDIA FINANCIAL SERVICES
Intrinsic Value | Fundamental Analysis

BOM : 533344     NSE : PFS    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Neutral
Price Momentum : Downward
Pledged Shares : None or < 25%
May 28,2024
Price(EOD): ₹ 39.26
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - NBFC
MCap: ₹ 2,521.67 Cr
Value of ₹ 1 Lac invested in PTC INDIA FINANCIAL SERVICES
on May 28,2019 (price: ₹ 16.75)

₹ 1 L

₹ 2.34 L

1W : -4.8% 1M : -2% 1Y : 157.9%
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for PTC INDIA FINANCIAL SERVICES
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PTC INDIA FINANCIAL SERVICES is part of below Screeners ↓
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PTC INDIA FINANCIAL SERVICES -4.8% -2% 157.9%
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ADITYA BIRLA CAPITAL 1.8% -1.7% 37.8%
SUNDARAM FINANCE -4.6% -10.6% 76.5%

FUNDAMENTAL ANALYSIS OF PTC INDIA FINANCIAL SERVICES

 
Fundamentals Score
[ Q(TTM): Dec2023, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF PTC INDIA FINANCIAL SERVICES

 
Valuation Score
[As on : May 28,2024 ]

Ratio Consolidated
P/E
P/B
P/S
13.76
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 183.31 Cr
[Latest Qtr - Dec2023 - Consolidated Results ]

1.03
P/B Calculated based on Book Value of Rs 2,442.74 Cr
[Latest Year - Mar2023 - Consolidated Results ]

3.24
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 778.07 Cr
[Latest Qtr - Dec2023 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF PTC INDIA FINANCIAL SERVICES

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
72%
57%
162%

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SHARE PRICE MOMENTUM OF PTC INDIA FINANCIAL SERVICES



PTC INDIA FINANCIAL SERVICES vs SENSEX


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DEBT OF PTC INDIA FINANCIAL SERVICES

Year Debt/Equity ratio
Standalone Consolidated
2023
2022
2021
Avg_3yrs
2.1
3.15
4.33
3.19
2.1
3.15
4.33
3.19
[Last Annual Data : Mar2023]
Financial Ratios →

PLEDGED PROMOTER SHARES OF PTC INDIA FINANCIAL SERVICES

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF PTC INDIA FINANCIAL SERVICES

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
7.4%
-2.63%
-15.64%
-15.73%
5.15%
8.74%
37.8%
39.22%
QtrlyTrend
2
Latest Qtr: Dec2023
Quarterly Result Analysis →


PTC INDIA FINANCIAL SERVICES related INDICES

BSE Indices1W1M1Y
S&P BSE FINANCE 1.9% 0.8% 18.7%
S&P BSE ALLCAP 0.8% 2.3% 38.3%
S&P BSE MIDSMALLCAP -0.1% 3% 61.4%
S&P BSE SMALL CAP -0.9% 0.7% 58.6%
No NSE index found

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FAQ about PTC INDIA FINANCIAL SERVICES


Is PTC INDIA FINANCIAL SERVICES good for long term investment?

As on May 28,2024, the Fundamentals of PTC INDIA FINANCIAL SERVICES look Strong and hence it may be good for long term investment! See Financial Performance of PTC INDIA FINANCIAL SERVICES . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is PTC INDIA FINANCIAL SERVICES UnderValued or OverValued?

As on May 28,2024, PTC INDIA FINANCIAL SERVICES is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of PTC INDIA FINANCIAL SERVICES ?

As on May 28,2024, the Intrinsic Value of PTC INDIA FINANCIAL SERVICES is Rs. 22.80 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 22.80
Fair Value [Median EV / Sales Model] : Rs. 25.08
Fair Value [Median Price / Sales Model] : Rs. 14.96
Estimated Median Fair Value of PTC INDIA FINANCIAL SERVICES : Rs. 22.80

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is PTC INDIA FINANCIAL SERVICES trading at a Premium or Discount?

As on May 28,2024, PTC INDIA FINANCIAL SERVICES is trading at a Premium of 72% based on the estimates of Median Intrinsic Value!