PNB HOUSING FINANCE
|
PNB HOUSING FINANCE Last 5 Year Financial Ratios History
[Consolidated]
| Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 74.49 | 58.06 | 61.94 | 49.61 | 55.26 |
| CEPS(Rs) | 76.64 | 60.03 | 53.81 | 43.70 | 48.66 |
| DPS(Rs) | 5.00 | - | - | - | - |
| Book NAV/Share(Rs) | 646.80 | 574.77 | 649.27 | 582.21 | 525.93 |
| Tax Rate(%) | 22.11 | 22.82 | 23.14 | 22.83 | 22.96 |
| Margin Ratios | |||||
| Core EBITDA Margin(%) | 90.50 | 86.21 | 64.10 | 83.88 | 83.47 |
| EBIT Margin(%) | 91.81 | 88.18 | 80.60 | 83.10 | 82.96 |
| Pre Tax Margin(%) | 32.43 | 27.71 | 20.85 | 17.49 | 15.87 |
| PAT Margin (%) | 25.26 | 21.39 | 16.02 | 13.50 | 12.23 |
| Cash Profit Margin (%) | 25.99 | 22.12 | 16.81 | 14.36 | 13.01 |
| Performance Ratios | |||||
| ROA(%) | 2.48 | 2.16 | 1.58 | 1.22 | 1.24 |
| ROE(%) | 12.20 | 11.65 | 10.07 | 8.96 | 11.08 |
| ROCE(%) | 9.44 | 9.24 | 8.25 | 7.85 | 8.76 |
| Asset Turnover(x) | 0.10 | 0.10 | 0.10 | 0.09 | 0.10 |
| Sales/Fixed Asset(x) | 16.48 | 16.76 | 17.09 | 17.60 | 21.52 |
| Working Capital/Sales(x) | -0.37 | -0.36 | -2.95 | -2.57 | -2.31 |
| Efficiency Ratios | |||||
| Fixed Capital/Sales(x) | 0.06 | 0.06 | 0.06 | 0.06 | 0.05 |
| Receivable days | 2.40 | 1.67 | 1.56 | 2.58 | 2.16 |
| Inventory Days | - | - | - | - | - |
| Payable days | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 11.84 | 10.84 | 6.86 | 6.29 | 5.61 |
| PCE(x) | 11.51 | 10.48 | 7.90 | 7.14 | 6.37 |
| Price/Book(x) | 1.36 | 1.09 | 0.79 | 0.65 | 0.71 |
| Yield(%) | 0.57 | - | - | - | - |
| EV/Net Sales(x) | 10.65 | 9.75 | 8.96 | 8.73 | 7.72 |
| EV/Core EBITDA(x) | 11.51 | 10.97 | 11.01 | 10.40 | 9.22 |
| EV/EBIT(x) | 11.60 | 11.06 | 11.12 | 10.51 | 9.31 |
| EV/CE(x) | 1.03 | 0.98 | 0.90 | 0.82 | 0.86 |
| M Cap / Sales | 2.99 | 2.32 | 1.33 | 1.03 | 0.83 |
| Growth Ratio | |||||
| Net Sales Growth(%) | 8.73 | 8.01 | 5.35 | -18.52 | -10.35 |
| Core EBITDA Growth(%) | 13.17 | 17.99 | 2.12 | -18.29 | -5.71 |
| EBIT Growth(%) | 13.20 | 18.17 | 2.18 | -18.38 | -5.66 |
| PAT Growth(%) | 28.39 | 44.17 | 25.05 | -10.05 | 43.89 |
| EPS Growth(%) | 28.29 | -6.27 | 24.86 | -10.22 | 43.83 |
| Financial Stability Ratios | |||||
| Total Debt/Equity(x) | 3.71 | 3.69 | 4.89 | 5.40 | 6.71 |
| Current Ratio(x) | 0.19 | 0.20 | 0.75 | 0.76 | 0.71 |
| Quick Ratio(x) | 0.19 | 0.20 | 0.86 | 0.89 | 0.77 |
| Interest Cover(x) | 1.55 | 1.46 | 1.35 | 1.27 | 1.24 |
| Total Debt/Mcap(x) | 2.72 | 3.37 | 6.19 | 8.34 | 9.42 |
Compare Financial Ratios of peers of PNB HOUSING FINANCE
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| PNB HOUSING FINANCE | ₹23,339.5 Cr | -3.5% | 0.7% | -6.2% | Stock Analytics | |
| BAJAJ HOUSING FINANCE | ₹91,197.4 Cr | -0.7% | -1.5% | -20.7% | Stock Analytics | |
| HOUSING & URBAN DEVELOPMENT CORPORATION | ₹46,133.8 Cr | -2.7% | -0.5% | 3.6% | Stock Analytics | |
| LIC HOUSING FINANCE | ₹31,411.3 Cr | -0.1% | 0.8% | -10.1% | Stock Analytics | |
| AADHAR HOUSING FINANCE | ₹21,420.8 Cr | -3% | -3.6% | 12.1% | Stock Analytics | |
| APTUS VALUE HOUSING FINANCE INDIA | ₹14,639.3 Cr | -8% | -7.3% | -16.1% | Stock Analytics | |
PNB HOUSING FINANCE Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| PNB HOUSING FINANCE | -3.5% |
0.7% |
-6.2% |
| SENSEX | -1.4% |
1.7% |
4.8% |
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