PNB HOUSING FINANCE
|
PNB HOUSING FINANCE Last 5 Year Financial Ratios History
[Consolidated]
| Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 87.94 | 74.49 | 58.06 | 61.94 | 49.61 |
| CEPS(Rs) | 90.49 | 76.64 | 60.03 | 53.81 | 43.70 |
| DPS(Rs) | 8.00 | 5.00 | - | - | - |
| Book NAV/Share(Rs) | 735.64 | 646.80 | 574.77 | 649.27 | 582.21 |
| Tax Rate(%) | 22.87 | 22.11 | 22.82 | 23.14 | 22.83 |
| Margin Ratios | |||||
| Core EBITDA Margin(%) | 89.96 | 87.97 | 86.21 | 64.10 | 83.88 |
| EBIT Margin(%) | 93.85 | 91.81 | 88.18 | 80.60 | 83.10 |
| Pre Tax Margin(%) | 34.93 | 32.43 | 27.71 | 20.85 | 17.49 |
| PAT Margin (%) | 26.94 | 25.26 | 21.39 | 16.02 | 13.50 |
| Cash Profit Margin (%) | 27.72 | 25.99 | 22.12 | 16.81 | 14.36 |
| Performance Ratios | |||||
| ROA(%) | 2.59 | 2.48 | 2.16 | 1.58 | 1.22 |
| ROE(%) | 12.74 | 12.20 | 11.65 | 10.07 | 8.96 |
| ROCE(%) | 9.41 | 9.44 | 9.24 | 8.25 | 7.85 |
| Asset Turnover(x) | 0.10 | 0.10 | 0.10 | 0.10 | 0.09 |
| Sales/Fixed Asset(x) | 16.69 | 16.48 | 16.76 | 17.09 | 17.60 |
| Working Capital/Sales(x) | -0.38 | -0.37 | -0.36 | -2.95 | -2.57 |
| Efficiency Ratios | |||||
| Fixed Capital/Sales(x) | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 |
| Receivable days | 2.07 | 2.40 | 1.67 | 1.56 | 2.58 |
| Inventory Days | - | - | - | - | - |
| Payable days | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 8.61 | 11.84 | 10.84 | 6.86 | 6.29 |
| PCE(x) | 8.36 | 11.51 | 10.48 | 7.90 | 7.14 |
| Price/Book(x) | 1.03 | 1.36 | 1.09 | 0.79 | 0.65 |
| Yield(%) | 1.06 | 0.57 | - | - | - |
| EV/Net Sales(x) | 10.30 | 10.65 | 9.75 | 8.96 | 8.73 |
| EV/Core EBITDA(x) | 10.88 | 11.51 | 10.97 | 11.01 | 10.40 |
| EV/EBIT(x) | 10.97 | 11.60 | 11.06 | 11.12 | 10.51 |
| EV/CE(x) | 0.97 | 1.03 | 0.98 | 0.90 | 0.82 |
| M Cap / Sales | 2.32 | 2.99 | 2.32 | 1.33 | 1.03 |
| Growth Ratio | |||||
| Net Sales Growth(%) | 10.95 | 8.73 | 8.01 | 5.35 | -18.52 |
| Core EBITDA Growth(%) | 13.46 | 13.17 | 17.99 | 2.12 | -18.29 |
| EBIT Growth(%) | 13.42 | 13.20 | 18.17 | 2.18 | -18.38 |
| PAT Growth(%) | 18.34 | 28.39 | 44.17 | 25.05 | -10.05 |
| EPS Growth(%) | 18.06 | 28.29 | -6.27 | 24.86 | -10.22 |
| Financial Stability Ratios | |||||
| Total Debt/Equity(x) | 3.71 | 3.71 | 3.69 | 4.89 | 5.40 |
| Current Ratio(x) | 0.16 | 0.19 | 0.20 | 0.75 | 0.76 |
| Quick Ratio(x) | 0.16 | 0.19 | 0.20 | 0.86 | 0.89 |
| Interest Cover(x) | 1.59 | 1.55 | 1.46 | 1.35 | 1.27 |
| Total Debt/Mcap(x) | 3.61 | 2.72 | 3.37 | 6.19 | 8.34 |
Compare Financial Ratios of peers of PNB HOUSING FINANCE
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| PNB HOUSING FINANCE | ₹30,644.0 Cr | -0.6% | 0.9% | 47.8% | Stock Analytics | |
| BAJAJ HOUSING FINANCE | ₹70,124.9 Cr | 0.2% | -0.3% | -24.8% | Stock Analytics | |
| PIRAMAL FINANCE | ₹53,390.9 Cr | -0.3% | 9.1% | NA | Stock Analytics | |
| HOUSING & URBAN DEVELOPMENT CORPORATION | ₹34,572.8 Cr | -3.7% | -11% | -19.9% | Stock Analytics | |
| LIC HOUSING FINANCE | ₹30,943.8 Cr | 2.3% | 12.2% | -4% | Stock Analytics | |
| AADHAR HOUSING FINANCE | ₹19,997.6 Cr | -4.3% | -9.5% | -9.4% | Stock Analytics | |
PNB HOUSING FINANCE Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| PNB HOUSING FINANCE | -0.6% |
0.9% |
47.8% |
| SENSEX | -2.3% |
-4.1% |
-7.4% |
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