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INDIAN BANK
Intrinsic Value | Fundamental Analysis

BOM : 532814     NSE : INDIANB    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : Low
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : None or < 25%
May 22,2026
Price(EOD): ₹ 825.95
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Public
MCap: ₹ 111,255.47 Cr
Value of ₹ 1 Lac invested in INDIAN BANK
on May 24,2021 (price: ₹ 144.80)

₹ 1 L

₹ 5.70 L

1W : 2% 1M : -10.7% 1Y : 33.8%
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INDIAN BANKis part of below Screeners ↓
Top Large Cap Stocks with Best Fundamentals
Best Quarterly Growth Large Cap Stocks
Industry Peers & Returns1W1M1Y
INDIAN BANK 2% -10.7% 33.8%
STATE BANK OF INDIA 1% -14% 19.6%
BANK OF BARODA 1.9% -6.3% 9.7%
UNION BANK OF INDIA 1.1% -17.1% 16.9%
PUNJAB NATIONAL BANK 3.1% -10.5% 1%
CANARA BANK 2.8% -11.6% 18.5%
INDIAN OVERSEAS BANK -0.1% -5.5% -14.3%
BANK OF INDIA 1.3% -8.4% 18%
BANK OF MAHARASHTRA 2.8% 0.4% 50.2%

FUNDAMENTAL ANALYSIS OF INDIAN BANK

 
Fundamentals Score
[ Q(TTM): Mar2026, Y: Mar2025
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 INDIANB is one of the top 24% companies with good fundamentals ! Discover More →


VALUATION OF INDIAN BANK

 
Valuation Score
[As on : May 22,2026 ]

Ratio Consolidated
P/E
P/B
P/S
9.71
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 11,460.40 Cr
[Latest Qtr - Mar2026 - Consolidated Results ]

1.52
P/B Calculated based on Book Value of Rs 72,975.40 Cr
[Latest Year - Mar2026 - Consolidated Results ]

1.65
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 67,504.10 Cr
[Latest Qtr - Mar2026 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF INDIAN BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
5%
121%

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SHARE PRICE MOMENTUM OF INDIAN BANK



INDIAN BANK vs SENSEX


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NPA

Year Net NPA/Advances ratio
Consolidated
2025
2024
2023
Avg_3yrs
0.19
0.43
0.9
0.51

PLEDGED PROMOTER SHARES OF INDIAN BANK

Pledged Promoter Shares
0 %
As on : Mar2026

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF INDIAN BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
2.26%
4.93%
-2.89%
0.94%
10.27%
5.61%
-3.59%
5.19%
QtrlyTrend
4
Latest Qtr: Mar2026
Quarterly Result Analysis →


INDIAN BANK related INDICES

BSE Indices1W1M1Y
BSE 150 MIDCAP INDEX 1.1% 1.1% 4.6%
BSE ENHANCED VALUE INDEX 0.8% -2.7% 11.7%
BSE 400 MIDSMALLCAP INDEX 0.7% 1.2% 3.5%
BSE MOMENTUM INDEX 0.7% -3.8% -1.5%
BSE 200 EQUAL WEIGHT 0.7% -0.4% 3.3%
NSE Indices1W1M1Y
NIFTY MIDCAP SELECT 1.5% 3.3% 12.3%
NIFTY MIDCAP 100 1.4% 2.2% 7.6%
NIFTY MIDSMALL FINANCIAL SERVICES 1.2% 3.7% 28.6%
NIFTY MIDCAP150 MOMENTUM 50 1.2% 0.9% 3.3%
NIFTY MIDCAP 150 1.1% 1.6% 7.4%

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FAQ about INDIAN BANK


Is INDIAN BANK good for long term investment?

As on May 22,2026, the Fundamentals of INDIAN BANK look Strong and hence it may be good for long term investment! See Financial Performance of INDIAN BANK. Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is INDIAN BANK UnderValued or OverValued?

As on May 22,2026, INDIAN BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of INDIAN BANK ?

As on May 22,2026, the Intrinsic Value of INDIAN BANK is Rs. 580.74 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -6.20
Fair Value [Median EV / Sales Model] : Rs. 788.14
Fair Value [Median Price / Sales Model] : Rs. 373.35
Estimated Median Fair Value of INDIAN BANK : Rs. 580.74

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is INDIAN BANK trading at a Premium or Discount?

As on May 22,2026, INDIAN BANK is trading at a Premium of 42% based on the estimates of Median Intrinsic Value!