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CENTRAL BANK OF INDIA
Intrinsic Value | Fundamental Analysis

BOM : 532885     NSE : CENTRALBK    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : None or < 25%
Mar 27,2023
Price(EOD): ₹ 22.85
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Public
MCap: ₹ 19,835.86 Cr
Value of ₹ 1 Lac invested in CENTRAL BANK OF INDIA
on Mar 26,2018 (price: ₹ 74.15)

₹ 1 L

₹ 0.31 L

1W : -1.8% 1M : -7.9% 1Y : 27.3%
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Best Quarterly Growth Mid Cap Stocks
Industry Peers & Returns1W1M1Y
CENTRAL BANK OF INDIA -1.8% -7.9% 27.3%
STATE BANK OF INDIA -3.1% -2% 5.6%
BANK OF BARODA 0.7% 1.7% 53.1%
PUNJAB NATIONAL BANK -2.3% -4.5% 34.4%
CANARA BANK -1.6% -0.2% 24.6%
UNION BANK OF INDIA -0.1% -6.9% 68.8%
UCO BANK -1.8% 0.8% 110%
INDIAN BANK 1.1% -1.3% 83.1%
BANK OF INDIA -2.7% 0.1% 55%

FUNDAMENTAL ANALYSIS OF CENTRAL BANK OF INDIA

 
Fundamentals Score
[ Q(TTM): Dec2022, Y: Mar2022
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF CENTRAL BANK OF INDIA

 
Valuation Score
[As on : Mar 27,2023 ]

Ratio Consolidated
P/E
P/B
P/S
14.68
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 1,351.44 Cr
[Latest Qtr - Dec2022 - Consolidated Results ]

0.72
P/B Calculated based on Book Value of Rs 27,549.40 Cr
[Latest Year - Mar2022 - Consolidated Results ]

0.82
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 24,301.30 Cr
[Latest Qtr - Dec2022 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF CENTRAL BANK OF INDIA

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
50%
-80%
260%

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SHARE PRICE MOMENTUM OF CENTRAL BANK OF INDIA



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NPA

Year Net NPA/Advances ratio
Consolidated
2022
2021
2020
Avg_3yrs
3.97
5.77
7.63
5.79

PLEDGED PROMOTER SHARES OF CENTRAL BANK OF INDIA

Pledged Promoter Shares
0 %
As on : Dec2022

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF CENTRAL BANK OF INDIA

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
9.08%
3.49%
29.66%
43.21%
11.04%
44.09%
132.18%
62.75%
QtrlyTrend
8
Latest Qtr: Dec2022
Quarterly Result Analysis →


CENTRAL BANK OF INDIA related INDICES

BSE Indices1W1M1Y
S&P BSE FINANCE -0.5% -3.9% 3.4%
S&P BSE 250 LARGEMIDCAP -1% -4.3% -2.9%
S&P BSE 500 -1% -4.3% -2.9%
S&P BSE ALLCAP -1% -4.3% -3%
S&P BSE SMALL CAP -1.5% -4.1% -3.9%
NSE Indices1W1M1Y
NIFTY 500 -1% -4.3% -3%
NIFTY500 MULTICAP 50:25:25 -1.2% -4.2% -2.9%
NIFTY MID SMALL400 -1.7% -3.8% -0.3%
NIFTY SMALLCAP250 -1.7% -4.3% -6.7%
NIFTY PSU BANK -3.2% -3.7% 31.3%

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FAQ about CENTRAL BANK OF INDIA


Is CENTRAL BANK OF INDIA good for long term investment?

As on Mar 27,2023, the Fundamentals of CENTRAL BANK OF INDIA look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of CENTRAL BANK OF INDIA. Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is CENTRAL BANK OF INDIA UnderValued or OverValued?

As on Mar 27,2023, CENTRAL BANK OF INDIA is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of CENTRAL BANK OF INDIA ?

As on Mar 27,2023, the Intrinsic Value of CENTRAL BANK OF INDIA is Rs. 15.25 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 15.25
Fair Value [Median EV / Sales Model] : Rs. 115.43
Fair Value [Median Price / Sales Model] : Rs. 6.35
Estimated Median Fair Value of CENTRAL BANK OF INDIA : Rs. 15.25

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is CENTRAL BANK OF INDIA trading at a Premium or Discount?

As on Mar 27,2023, CENTRAL BANK OF INDIA is trading at a Premium of 50% based on the estimates of Median Intrinsic Value!

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].