CAPITAL TRUST Intrinsic Value & Fundamental Analysis-Oct,2021

Ratio	Consolidated
P/E P/B P/S	- P/E Calculated based on EPS of -14.57 [ Mar2021 - Consolidated Results ] - P/B Calculated based on Book Value of 0 [ Mar2021 - Consolidated Results ] 1.43 P/S Calculated based on Revenues of 109.346 Cr [ TTM - Consolidated Results ]

Model	Discount(-)/ Premium(+)
EV/EBIDTA EV/Sales Price/Sales	-1% -50% -50%

Year	Debt/Equity ratio
	Standalone	Consolidated
2021 2020 2019 Avg_3yrs	2.14 1.83 3.11 2.36	1.97 1.76 3.18 2.3
[Last Annual Data : Mar2021]

Pledged Shares	NA
If less than 25%	Good
If between 25% and 50%	Neutral
If greater than 50%	Bad

Consolidated	Q-o-Q	Y-o-Y
Revenue Op Profit Profit Before Tax Profit After Tax	-26.33% 52.47% 43.08% 47.34%	-16.38% -201.61% -767.31% -749.55%
QtrlyTrend	-2
Latest Qtr: Jun2021

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Companies in Scope

Presently, we are covering analysis for 2100+ stocks for which we have sufficient data to perform the fundamental and valuation analysis and whose Market cap is more than Rs 50 Cr.

The latest IPOs are added after a period of atleast 6 months from listing, once the quarterly results are available.

The list of all covered stocks can be seen here.

1M Sharpe Ratio Weekly Trend

Fundamental Analysis

Fundamental Score of the company compares the financial strength of the company with it's Industry peers as well as other companies in the stock market.

Fundamental Score is derived based on the statistical analysis of 5+ years historical data for consistency, drift and industry outperformance of underlying attributes listed below:

1. Company size based on Revenues. Learn More
2. Growth based on Revenues . Learn More
3. Profit Margins. Learn More
4. Return on Capital Employed (ROCE). Learn More
5. Debt Ratios. Learn More
6. Return on Equity (ROE)
7. NPA / Advances Ratio (Banks)
8. Net Interest Margin (Banks)
9. Operating Cash flow / Sales ratio
Please check the Financials tab for more information.

The Fundamental Scores are updated once the Annual Reports are published. Since there is a 1 year gap between two Annual Reports, TTM (derived from last 4 Quarterly Results) is used to provide more accuracy where available.

Valuation Analysis

Valuation Score of the company compares the current market value with the estimated intrinsic/fair value of the business as compared to other companies. The estimated fair value has been calculated based on three models:

1. Median Enterprise Value to EBIDTA model calculated over last 12 years data (where available).
Enterprise Value = Market Cap + Debt - Cash. Learn More

2. Median Enterprise Value to Sales model calculated over last 12 years data (where available).
Enterprise Value = Market Cap + Debt - Cash. Learn More

3. Median Price to Sales model calculated over last 12 years data (where available). This model is useful to analyze no profit companies. Learn More

Estimated Intrinsic Value Analysis

This section compares the current market price of the stock with the estimated Intrinsic value of the stock calculated based on 3 Valuation models described in the Valuation section.

If Intrinsic Value (Enterprise Value/EBIDTA Model) is -ve, the company made a loss in last financial year or had a high debt.

If Intrinsic Value (Enterprise Value/Sales Model) is -ve, the company had a high debt in the last financial year.

If Intrinsic Value (EV/Sales OR Price/Sales Model) is 0, the latest data is not available.

In general, there are 2 methods to estimate the fair value of a stock.
1. Relative Valuation (used by us) and
2. Absolute Valuation (DCF).

Both methods have their pros and cons and there is nothing right or wrong. Eg. DCF method depends hugely on the assumptions for future growth rate and discount rate which can vary depending on a person's outlook.

Net NPA/Advances ratio analysis

For Banking industry,
Good = Ratio less than 0.5
Average = Ratio between 0.5 and 1
Bad = Ratio greater than 1

Debt/Equity ratio analysis

For all non-Banking industries,
Good = Ratio less than 0.4
Average = Ratio between 0.4 and 0.6
Bad = Ratio greater than 0.6

Worst is considered between Standalone & Consolidated

Quarterly Trend analysis

The growth rate scores are assigned as under:
If ratio's 1Q growth is +ve, then 1. If -ve, then -1.
If ratio's 4Q growth is +ve, then 1.If -ve, then -1.

Growth Score= Sum of all the above scores for Revenue, Operating Profit and Net Income.

Interpretation
Good = Growth Score >=4
Neutral = Growth Score between 0 and 4
Bad = Growth Score less than 0

Long Term Analysis

The long term FVD (Fundamentals - Valuation - Debt) Squares represent long term view for a company based on Annual Earnings, Valuation and Debt of the stock. This summary is suitable for Investors investing in the market with a time horizon of more than 3 years. For Banks, NPA/Advances ratio is considered instead of Debt.

Good
Average
Bad

Short Term Analysis

The short term QPP (Quarterly Earnings Trend- Price Momentum - Pledged Shares) Squares represent short term view for a company which is suitable for Traders taking positions in the market with a time horizon of less than 3 years .

Good
Average
Bad

Peers & Returns	1W	1M	1Y
CAPITAL TRUST	6.2%	-1%	69.2%
BAJAJ FINANCE	1.1%	0.7%	136.4%
SBI CARDS AND PAYMENT SERVICES	1.9%	11.1%	26.3%
MUTHOOT FINANCE	-0.3%	1.6%	25.4%
BAJAJ HOLDINGS & INVESTMENT	-1.4%	-3.3%	101.9%
CHOLAMANDALAM INVESTMENT & FINANCE COMPANY	1.5%	4.9%	138.1%
SHRIRAM TRANSPORT FINANCE COMPANY	6%	12.5%	127.6%
SUNDARAM FINANCE	-2%	1.8%	91.6%
ADITYA BIRLA CAPITAL	-3.3%	-13.2%	43.5%

CAPITAL TRUST
Intrinsic Value | Fundamental Analysis

Check out Industry Peers

FUNDAMENTAL ANALYSIS OF CAPITAL TRUST

VALUATION OF CAPITAL TRUST

FAIR VALUE OF CAPITAL TRUST

SHARE PRICE MOMENTUM OF CAPITAL TRUST

DEBT

PLEDGED SHARES

QTRLY RESULTS

CAPITAL TRUST related INDICES

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FAQ [Frequently Asked Questions]

Is CAPITAL TRUST good for long term investment?

Is CAPITAL TRUST UnderValued or OverValued?

What is the Intrinsic Value of CAPITAL TRUST ?

Is CAPITAL TRUST trading at a Premium or Discount?

What is the Financial Performance of Industry Peers of CAPITAL TRUST ?

What are the Frequent Comparisons in this Industry?

Disclosure

All Stocks : A - Z

CAPITAL TRUST Intrinsic Value | Fundamental Analysis

Check out Industry Peers

FUNDAMENTAL ANALYSIS OF CAPITAL TRUST

VALUATION OF CAPITAL TRUST

FAIR VALUE OF CAPITAL TRUST

SHARE PRICE MOMENTUM OF CAPITAL TRUST

DEBT

PLEDGED SHARES

QTRLY RESULTS

CAPITAL TRUST related INDICES

You may also like the below Video Courses

FAQ [Frequently Asked Questions]

Is CAPITAL TRUST good for long term investment?

Is CAPITAL TRUST UnderValued or OverValued?

What is the Intrinsic Value of CAPITAL TRUST ?

Is CAPITAL TRUST trading at a Premium or Discount?

What is the Financial Performance of Industry Peers of CAPITAL TRUST ?

What are the Frequent Comparisons in this Industry?

Disclosure

All Stocks : A - Z

CAPITAL TRUST
Intrinsic Value | Fundamental Analysis