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BAJAJ FINANCE
Intrinsic Value | Fundamental Analysis

BOM : 500034     NSE : BAJFINANCE    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Good [Stock is Cheap]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : None or < 25%
Jun 05,2026
Price(EOD): ₹ 889.15
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Finance - NBFC
MCap: ₹ 553,584.79 Cr
Value of ₹ 1 Lac invested in BAJAJ FINANCE
on Jun 07,2021 (price: ₹ 572.82)

₹ 1 L

₹ 1.55 L

1W : 0% 1M : -9.3% 1Y : -4.8%
COMMUNITY POLL
for BAJAJ FINANCE
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BAJAJ FINANCE is part of below Screeners ↓
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BAJAJ FINANCE 0% -9.3% -4.8%
SHRIRAM FINANCE 0.5% -8% 43.2%
JIO FINANCIAL SERVICES 0.9% -6.1% -17.8%
MUTHOOT FINANCE -2.9% -10.9% 43%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY 0.8% -12.1% -7.2%
TATA CAPITAL 4.6% -4.2% NA
BAJAJ HOLDINGS & INVESTMENT -0.7% -3.9% -24.6%
ADITYA BIRLA CAPITAL 2.1% -3.2% 59%
L&T FINANCE -0.9% -10.5% 55.8%

FUNDAMENTAL ANALYSIS OF BAJAJ FINANCE

 
Fundamentals Score
[ Q(TTM): Mar2026, Y: Mar2025
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]



VALUATION OF BAJAJ FINANCE

 
Valuation Score
[As on : Jun 05,2026 ]

Ratio Consolidated
P/E
P/B
P/S
28.66
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 19,315.90 Cr
[Latest Qtr - Mar2026 - Consolidated Results ]

4.86
P/B Calculated based on Book Value of Rs 113,999.00 Cr
[Latest Year - Mar2026 - Consolidated Results ]

6.71
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 82,522.50 Cr
[Latest Qtr - Mar2026 - Consolidated Results ]

Financial Ratios →

Insights 💡 BAJFINANCE is one of the potential top 27% undervalued companies ! Discover More →

FAIR VALUE OF BAJAJ FINANCE

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
-16%
-37%
-29%

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SHARE PRICE MOMENTUM OF BAJAJ FINANCE



BAJAJ FINANCE vs SENSEX


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DEBT OF BAJAJ FINANCE

Year Debt/Equity ratio
Standalone Consolidated
2025
2024
2023
Avg_3yrs
3.16
3.1
3.17
3.14
3.77
3.88
4.03
3.89
[Last Annual Data : Mar2025]
Financial Ratios →

PLEDGED PROMOTER SHARES OF BAJAJ FINANCE

Pledged Promoter Shares
0 %
As on : Mar2026

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF BAJAJ FINANCE

Consolidated Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
1.85%
13.38%
36.3%
36.4%
18.1%
21.1%
31.23%
22.18%
QtrlyTrend
8
Latest Qtr: Mar2026
Quarterly Result Analysis →


BAJAJ FINANCE related INDICES

BSE Indices1W1M1Y
BSE FINANCIAL SERVICES -0.6% -2.2% -5.1%
BSE 1000 -0.7% -1.3% -1.9%
BSE SENSEX -0.7% -3.6% -9.1%
BSE DIVIDEND STABILITY INDEX -0.7% -2.7% 3.5%
BSE SENSEX 50 -0.7% -2.9% -5.8%
NSE Indices1W1M1Y
NIFTY 500 EQUAL WEIGHT -0.2% -0.1% 1.3%
NIFTY100 ESG -0.4% -1.2% -1.6%
NIFTY SERVICES SECTOR -0.6% -1.9% -9.8%
NIFTY500 LARGEMIDSMALL EQUAL-CAP WEIGHTED INDEX -0.6% -0.4% 1%
NIFTY500 MULTICAP 50:25:25 -0.7% -0.9% -0.2%

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FAQ about BAJAJ FINANCE


Is BAJAJ FINANCE good for long term investment?

As on Jun 05,2026, the Fundamentals of BAJAJ FINANCE look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of BAJAJ FINANCE . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is BAJAJ FINANCE UnderValued or OverValued?

As on Jun 05,2026, BAJAJ FINANCE is Under Valued based on the estimates of intrinsic value and hence may be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of BAJAJ FINANCE ?

As on Jun 05,2026, the Intrinsic Value of BAJAJ FINANCE is Rs. 1,253.94 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 1,058.12
Fair Value [Median EV / Sales Model] : Rs. 1,404.25
Fair Value [Median Price / Sales Model] : Rs. 1,253.94
Estimated Median Fair Value of BAJAJ FINANCE : Rs. 1,253.94

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is BAJAJ FINANCE trading at a Premium or Discount?

As on Jun 05,2026, BAJAJ FINANCE is trading at a Discount of -29% based on the estimates of Median Intrinsic Value!