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INDUSIND BANK
Quarterly Results Analysis [Jun2025]

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INDUSIND BANK Quarterly Results

Consolidated Jun2025
UnAudited
Mar2025
UnAudited
Dec2024
UnAudited
Sep2024
UnAudited
Jun2024
UnAudited
Mar2024
Audited
Dec2023
Audited
Sep2023
UnAudited
Interest Earned ₹12,264 Cr ₹10,634 Cr ₹12,801 Cr ₹12,686 Cr ₹12,547 Cr ₹12,199 Cr ₹11,572 Cr ₹11,248 Cr
Other Income ₹2,157 Cr ₹709 Cr ₹2,355 Cr ₹2,185 Cr ₹2,442 Cr ₹2,508 Cr ₹2,396 Cr ₹2,282 Cr
Interest Expended ₹7,624 Cr ₹7,586 Cr ₹7,573 Cr ₹7,339 Cr ₹7,139 Cr ₹6,822 Cr ₹6,277 Cr ₹6,171 Cr
Expenses ₹4,229 Cr ₹4,248 Cr ₹3,982 Cr ₹3,932 Cr ₹3,897 Cr ₹3,803 Cr ₹3,649 Cr ₹3,450 Cr
Operating Income ₹2,567 Cr ₹-491 Cr ₹3,601 Cr ₹3,600 Cr ₹3,952 Cr ₹4,082 Cr ₹4,042 Cr ₹3,909 Cr
Provisions and contingencies ₹1,760 Cr ₹2,522 Cr ₹1,744 Cr ₹1,820 Cr ₹1,050 Cr ₹950 Cr ₹969 Cr ₹974 Cr
Profit Before Tax ₹807 Cr ₹-3,013 Cr ₹1,857 Cr ₹1,780 Cr ₹2,902 Cr ₹3,131 Cr ₹3,073 Cr ₹2,935 Cr
Profit After Tax ₹604 Cr ₹-2,329 Cr ₹1,402 Cr ₹1,331 Cr ₹2,171 Cr ₹2,349 Cr ₹2,301 Cr ₹2,202 Cr
% of Net NPAs 1.12 0.95 0.68 0.64 0.60 0.57 0.57 0.57
% of Gross NPAs 3.64 3.13 2.25 2.11 2.02 1.92 1.92 1.93
EPS ₹7.75 ₹-29.89 ₹18.00 ₹17.09 ₹27.88 ₹30.18 ₹29.59 ₹28.34
Industry Peers & Returns1W1M1Y
INDUSIND BANK -1.7% -8.9% -45.1%
HDFC BANK -1.3% -2.5% 20.4%
ICICI BANK -0.2% -3.3% 20.6%
KOTAK MAHINDRA BANK -2.3% -7.4% 9.1%
AXIS BANK -1.2% -2.3% -8.5%
IDBI BANK 5.6% -2.2% -4.9%
YES BANK 1% -2.4% -21.6%
IDFC FIRST BANK -1.4% -3.5% -7.5%
THE FEDERAL BANK -2.5% -8.2% -3.3%

INDUSIND BANK Quarterly Net Interest Income

[ Net Interest Income = Interest Earned - Interest Expended ]
Net Interest Income
Q-o-Q

52.21 %

Y-o-Y

-14.20 %

Quarters Net Interest Income % Change
Jun2025 ₹4,640 Cr
52.21
Mar2025 ₹3,048 Cr
-41.69
Dec2024 ₹5,228 Cr
-2.23
Sep2024 ₹5,347 Cr
-1.12
Jun2024 ₹5,408 Cr
0.58
Mar2024 ₹5,376 Cr
1.53
Dec2023 ₹5,296 Cr
4.31
Sep2023 ₹5,077 Cr -

INDUSIND BANK Quarterly Operating Profit

Operating Profit
Q-o-Q

Positive

Y-o-Y

-35.03 %

Quarters Operating Profit % Change
Jun2025 ₹2,567 Cr
Positive
Mar2025 ₹-491 Cr
Negative
Dec2024 ₹3,601 Cr
0.02
Sep2024 ₹3,600 Cr
-8.91
Jun2024 ₹3,952 Cr
-3.18
Mar2024 ₹4,082 Cr
0.97
Dec2023 ₹4,042 Cr
3.42
Sep2023 ₹3,909 Cr -
Operating Margins
Q-o-Q

Positive

Y-o-Y

-24.29 %

Quarters Operating Margin% % Change
Jun2025 55.33%
Positive
Mar2025 -16.1%
Negative
Dec2024 68.87%
2.30
Sep2024 67.32%
-7.88
Jun2024 73.08%
-3.74
Mar2024 75.92%
-0.54
Dec2023 76.33%
-0.86
Sep2023 76.99% -

INDUSIND BANK Quarterly Profit After Tax

Profit After Tax(PAT)
Q-o-Q

Positive

Y-o-Y

-72.17 %

Quarters Profit After Tax % Change
Jun2025 ₹604 Cr
Positive
Mar2025 ₹-2,329 Cr
Negative
Dec2024 ₹1,402 Cr
5.34
Sep2024 ₹1,331 Cr
-38.67
Jun2024 ₹2,171 Cr
-7.59
Mar2024 ₹2,349 Cr
2.07
Dec2023 ₹2,301 Cr
4.51
Sep2023 ₹2,202 Cr -
PAT Margins
Q-o-Q

Positive

Y-o-Y

-71.50 %

Quarters PAT Margin(%) % Change
Jun2025 4.93 %
Positive
Mar2025 -21.9 %
Negative
Dec2024 10.96 %
4.48
Sep2024 10.49 %
-39.36
Jun2024 17.3 %
-10.18
Mar2024 19.26 %
-3.17
Dec2023 19.89 %
1.58
Sep2023 19.58 % -

INDUSIND BANK Quarterly Earnings Per Share (EPS)

EPS
Q-o-Q

Positive

Y-o-Y

-72.20 %

Quarters EPS % Change
Jun2025 ₹7.75
Positive
Mar2025 ₹-29.89
Negative
Dec2024 ₹18
5.32
Sep2024 ₹17.09
-38.70
Jun2024 ₹27.88
-7.62
Mar2024 ₹30.18
1.99
Dec2023 ₹29.59
4.41
Sep2023 ₹28.34 -

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