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UJJIVAN SMALL FINANCE BANK Financial Statement Analysis
[BOM: 542904|NSE : UJJIVANSFB]

The Net Interest Income of UJJIVAN SMALL FINANCE BANK have increased by 26.37% YoY .
The Earnings Per Share (EPS) of UJJIVAN SMALL FINANCE BANK has increased by 348.28 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

UJJIVAN SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 542904|NSE : UJJIVANSFB]

StandaloneMar2024
Mar2023
Mar2022
Mar2021
Mar2020
Interest Earned ₹5,677 Cr₹4,165 Cr₹2,813 Cr₹2,806 Cr₹2,704 Cr
Other Income ₹787 Cr₹589 Cr₹360 Cr₹302 Cr₹322 Cr
Interest Expended ₹2,268 Cr₹1,467 Cr₹1,039 Cr₹1,078 Cr₹1,070 Cr
Operating Expenses ₹2,279 Cr₹1,802 Cr₹1,496 Cr₹1,230 Cr₹1,319 Cr
Profit Before Tax ₹1,702 Cr₹1,467 Cr₹-550 Cr₹10 Cr₹466 Cr
Profit After Tax ₹1,281 Cr₹1,100 Cr₹-415 Cr₹8.30 Cr₹350 Cr
Earnings Per Share (Rs)₹24.70₹5.51₹-2.40₹0.05₹1.95
NIM8.708.367.848.829.19
ROE(%)31.7033.75-14.980.2815.26
ROCE(%)26.5028.36-7.334.5112.26
Advances Growth26.2730.5912.483.2133.08
Net NPAs (funded) to Net Advances (%)0.280.040.612.930.20

Key Financials

Market Cap : ₹ 8,495.1 Cr
Revenue (TTM) : ₹ 6,309.6 Cr
Net Profit(TTM) : ₹ 972.4 Cr
EPS (TTM) : ₹ 5.0
P/E (TTM) : 8.7

Industry Peers & Returns1W1M1Y
UJJIVAN SMALL FINANCE BANK -2.3% 23.1% -18.6%
HDFC BANK -0.8% 4.8% 27%
ICICI BANK 0.4% 6.3% 30.2%
KOTAK MAHINDRA BANK -1% 1.6% 20.8%
AXIS BANK -1.5% 6.1% 12.1%
INDUSIND BANK 5.5% 31.4% -43.7%
IDBI BANK -1% 5.7% -4.8%
YES BANK -2.3% 5.7% -29%
IDFC FIRST BANK -2.3% 16.8% -20.3%


UJJIVAN SMALL FINANCE BANK Net Interest Income
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

26.37 %

5 Yr CAGR

20.19 %

Years Net Interest Income % Change
Mar2024 ₹3,409 Cr
26.37
Mar2023 ₹2,698 Cr
52.12
Mar2022 ₹1,774 Cr
2.61
Mar2021 ₹1,729 Cr
5.81
Mar2020 ₹1,634 Cr -

UJJIVAN SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 542904|NSE : UJJIVANSFB]

Net Interest Margins
Y-o-Y

4.07 %

5 Yr CAGR

-1.36 %

Years Net Interest Margin% % Change
Mar2024 8.7%
4.07
Mar2023 8.36%
6.63
Mar2022 7.84%
-11.11
Mar2021 8.82%
-4.03
Mar2020 9.19% -

UJJIVAN SMALL FINANCE BANK Profit After Tax
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

16.51 %

5 Yr CAGR

38.34 %

Years Profit After Tax % Change
Mar2024 ₹1,281 Cr
16.51
Mar2023 ₹1,100 Cr
Positive
Mar2022 ₹-415 Cr
Negative
Mar2021 ₹8.30 Cr
-97.63
Mar2020 ₹350 Cr -

PAT Margins
Y-o-Y

-7.80 %

5 Yr CAGR

15.10 %

Years PAT Margin(%) % Change
Mar2024 37.59 %
-7.80
Mar2023 40.77 %
Positive
Mar2022 -23.38 %
Negative
Mar2021 0.48 %
-97.76
Mar2020 21.42 % -

UJJIVAN SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

348.28 %

5 Yr CAGR

88.65 %

Years EPS % Change
Mar2024 ₹25
348.28
Mar2023 ₹5.51
Positive
Mar2022 ₹-2.40
Negative
Mar2021 ₹0.05
-97.44
Mar2020 ₹1.95 -

UJJIVAN SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

-6.56 %

5 Yr CAGR

21.25 %

Years ROCE % Change
Mar2024 26.5%
-6.56
Mar2023 28.36%
Positive
Mar2022 -7.33%
Negative
Mar2021 4.51%
-63.21
Mar2020 12.26% -

UJJIVAN SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹43.9
Current MarketCap: ₹ 8,495.1 Cr
Updated EOD on :Apr 29,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
UJJIVAN SMALL FINANCE BANK

-2.3%

23.1%

-18.6%

SENSEX

0.9%

3%

8.9%

UJJIVAN SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE 500 0.2% 2.6% 6.7%
BSE 400 MIDSMALLCAP INDEX -0.6% 2% 6%
BSE DIVERSIFIED FINANCIALS REVENUE GROWTH INDEX -1.1% 5.6% 13.7%
NSE Indices1W1M1Y
NIFTY TOTAL MARKET 0% 2.5% 7%
NIFTY500 VALUE 50 -0.4% 0.2% 0.8%
NIFTY MICROCAP 250 -2.4% -1% 3.8%

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FAQ about UJJIVAN SMALL FINANCE BANK Financials


How the annual revenues of UJJIVAN SMALL FINANCE BANK have changed ?

The Net Interest Income of UJJIVAN SMALL FINANCE BANK have increased by 26.37% YoY .

How the Earnings per Share (EPS) of UJJIVAN SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of UJJIVAN SMALL FINANCE BANK has increased by 348.28 % YoY .