UJJIVAN SMALL FINANCE BANK
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UJJIVAN SMALL FINANCE BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 3.75 | 24.70 | 5.51 | -2.40 | 0.05 |
| DPS(Rs) | - | 1.50 | 1.25 | - | - |
| Book NAV/Share(Rs) | 30.98 | 79.59 | 20.25 | 14.81 | 17.21 |
| Margin Ratios | |||||
| Yield on Advances | 20.24 | 21.12 | 19.56 | 17.25 | 19.36 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 6.72 | 6.74 | 5.21 | 5.18 | 6.58 |
| NIM | 7.86 | 8.70 | 8.36 | 7.84 | 8.82 |
| Interest Spread | 13.53 | 14.38 | 14.36 | 12.07 | 12.78 |
| Performance Ratios | |||||
| ROA(%) | 1.65 | 3.48 | 3.86 | -1.88 | 0.04 |
| ROE(%) | 14.35 | 31.70 | 33.75 | -14.98 | 0.28 |
| ROCE(%) | 13.89 | 26.50 | 28.36 | -7.33 | 4.51 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 62.31 | 54.31 | 54.82 | 70.14 | 60.57 |
| Core Cost Income Ratio | 62.42 | 54.63 | 54.85 | 70.73 | 62.29 |
| Operating Costs to Assets | 5.86 | 5.64 | 5.41 | 6.34 | 6.04 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 9.17 | 1.79 | 4.59 | - | 635.34 |
| PCE(x) | 7.73 | 1.67 | 4.16 | -7.66 | 61.94 |
| Price/Book(x) | 1.11 | 0.56 | 1.25 | 1.00 | 1.77 |
| Yield(%) | - | 3.39 | 4.94 | - | - |
| EV/Net Sales(x) | 1.50 | 0.79 | 1.87 | 1.61 | 3.11 |
| EV/Core EBITDA(x) | 5.62 | 2.33 | 5.24 | 7.10 | 10.89 |
| EV/EBIT(x) | 2.60 | 1.13 | 2.65 | 9.25 | 8.02 |
| EV/CE(x) | 1.06 | 0.57 | 1.14 | 0.19 | 0.43 |
| M Cap / Sales | 1.05 | 0.40 | 1.19 | 0.91 | 1.88 |
| Growth Ratio | |||||
| Core Operating Income Growth | 6.65 | 26.37 | 52.12 | 2.61 | 5.81 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | -43.34 | 16.51 | 365.30 | -5,096.93 | -97.63 |
| BVPS Growth | -61.08 | 293.07 | 36.68 | -13.94 | 0.29 |
| Advances Growth | 16.77 | 26.27 | 30.59 | 12.48 | 3.21 |
| EPS Growth(%) | -84.81 | 347.99 | 329.89 | -5,096.90 | -97.54 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.08 | 0.08 | 0.09 | 0.09 | 0.13 |
| Investment / Deposits(x) | 0.31 | 0.31 | 0.33 | 0.23 | 0.19 |
| IncLoan / Deposits(x) | 7.56 | 6.90 | 10.34 | 9.64 | 24.72 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | 0.49 | 0.28 | 0.04 | 0.61 | 2.93 |
Compare Financial Ratios of peers of UJJIVAN SMALL FINANCE BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| UJJIVAN SMALL FINANCE BANK | ₹8,536.0 Cr | 0.4% | -7.4% | 1.6% | Stock Analytics | |
| HDFC BANK | ₹1,514,300.0 Cr | -1% | -1.7% | 22.8% | Stock Analytics | |
| ICICI BANK | ₹1,026,150.0 Cr | -1.8% | 0.8% | 22.8% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹387,915.0 Cr | -2.3% | -12.1% | 12.1% | Stock Analytics | |
| AXIS BANK | ₹328,001.0 Cr | -1% | -9.2% | -5.3% | Stock Analytics | |
| INDUSIND BANK | ₹60,980.6 Cr | -2.6% | -8.2% | -40% | Stock Analytics | |
UJJIVAN SMALL FINANCE BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| UJJIVAN SMALL FINANCE BANK | 0.4% |
-7.4% |
1.6% |
| SENSEX | -0.9% |
-4.4% |
1.6% |
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