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UJJIVAN SMALL FINANCE BANK Financial Statement Analysis
[BOM: 542904|NSE : UJJIVANSFB]

The Net Interest Income of UJJIVAN SMALL FINANCE BANK have increased by 26.37% YoY .
The Earnings Per Share (EPS) of UJJIVAN SMALL FINANCE BANK has increased by 348.28 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

UJJIVAN SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 542904|NSE : UJJIVANSFB]

StandaloneMar2024
Mar2023
Mar2022
Mar2021
Mar2020
Interest Earned ₹5,677 Cr₹4,165 Cr₹2,813 Cr₹2,806 Cr₹2,704 Cr
Other Income ₹787 Cr₹589 Cr₹360 Cr₹302 Cr₹322 Cr
Interest Expended ₹2,268 Cr₹1,467 Cr₹1,039 Cr₹1,078 Cr₹1,070 Cr
Operating Expenses ₹2,279 Cr₹1,802 Cr₹1,496 Cr₹1,230 Cr₹1,319 Cr
Profit Before Tax ₹1,702 Cr₹1,467 Cr₹-550 Cr₹10 Cr₹466 Cr
Profit After Tax ₹1,281 Cr₹1,100 Cr₹-415 Cr₹8.30 Cr₹350 Cr
Earnings Per Share (Rs)₹24.70₹5.51₹-2.40₹0.05₹1.95
NIM8.708.367.848.829.19
ROE(%)31.7033.75-14.980.2815.26
ROCE(%)26.5028.36-7.334.5112.26
Advances Growth26.2730.5912.483.2133.08
Net NPAs (funded) to Net Advances (%)0.280.040.612.930.20

Key Financials

Market Cap : ₹ 8,477.7 Cr
Revenue (TTM) : ₹ 6,309.6 Cr
Net Profit(TTM) : ₹ 972.4 Cr
EPS (TTM) : ₹ 5.0
P/E (TTM) : 8.7

Industry Peers & Returns1W1M1Y
UJJIVAN SMALL FINANCE BANK -1% 21.7% -17.5%
HDFC BANK -2.2% 6.6% 26.8%
ICICI BANK 0.9% 5.2% 28.8%
KOTAK MAHINDRA BANK -1.8% 2.2% 21.5%
AXIS BANK -2% 8.6% 10.3%
INDUSIND BANK 5.4% 24.1% -44.2%
IDBI BANK -3.5% 2.1% -8.1%
YES BANK -3.3% 3.8% -30.7%
IDFC FIRST BANK -1.1% 14.8% -20.8%


UJJIVAN SMALL FINANCE BANK Net Interest Income
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

26.37 %

5 Yr CAGR

20.19 %

Years Net Interest Income % Change
Mar2024 ₹3,409 Cr
26.37
Mar2023 ₹2,698 Cr
52.12
Mar2022 ₹1,774 Cr
2.61
Mar2021 ₹1,729 Cr
5.81
Mar2020 ₹1,634 Cr -

UJJIVAN SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 542904|NSE : UJJIVANSFB]

Net Interest Margins
Y-o-Y

4.07 %

5 Yr CAGR

-1.36 %

Years Net Interest Margin% % Change
Mar2024 8.7%
4.07
Mar2023 8.36%
6.63
Mar2022 7.84%
-11.11
Mar2021 8.82%
-4.03
Mar2020 9.19% -

UJJIVAN SMALL FINANCE BANK Profit After Tax
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

16.51 %

5 Yr CAGR

38.34 %

Years Profit After Tax % Change
Mar2024 ₹1,281 Cr
16.51
Mar2023 ₹1,100 Cr
Positive
Mar2022 ₹-415 Cr
Negative
Mar2021 ₹8.30 Cr
-97.63
Mar2020 ₹350 Cr -

PAT Margins
Y-o-Y

-7.80 %

5 Yr CAGR

15.10 %

Years PAT Margin(%) % Change
Mar2024 37.59 %
-7.80
Mar2023 40.77 %
Positive
Mar2022 -23.38 %
Negative
Mar2021 0.48 %
-97.76
Mar2020 21.42 % -

UJJIVAN SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

348.28 %

5 Yr CAGR

88.65 %

Years EPS % Change
Mar2024 ₹25
348.28
Mar2023 ₹5.51
Positive
Mar2022 ₹-2.40
Negative
Mar2021 ₹0.05
-97.44
Mar2020 ₹1.95 -

UJJIVAN SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 542904|NSE : UJJIVANSFB]

Y-o-Y

-6.56 %

5 Yr CAGR

21.25 %

Years ROCE % Change
Mar2024 26.5%
-6.56
Mar2023 28.36%
Positive
Mar2022 -7.33%
Negative
Mar2021 4.51%
-63.21
Mar2020 12.26% -

UJJIVAN SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹43.8
Current MarketCap: ₹ 8,477.7 Cr
Updated EOD on :Apr 28,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
UJJIVAN SMALL FINANCE BANK

-1%

21.7%

-17.5%

SENSEX

1%

4.3%

8.9%

UJJIVAN SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE 500 0.5% 3.8% 7%
BSE 400 MIDSMALLCAP INDEX -0.1% 3% 6.5%
BSE FINANCIAL SERVICES -0.5% 7.2% 15.8%
NSE Indices1W1M1Y
NIFTY TOTAL MARKET 0.4% 3.8% 7.3%
NIFTY500 VALUE 50 -0.1% 2.6% 1.5%
NIFTY MICROCAP 250 -1.4% 0.4% 4.9%

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FAQ about UJJIVAN SMALL FINANCE BANK Financials


How the annual revenues of UJJIVAN SMALL FINANCE BANK have changed ?

The Net Interest Income of UJJIVAN SMALL FINANCE BANK have increased by 26.37% YoY .

How the Earnings per Share (EPS) of UJJIVAN SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of UJJIVAN SMALL FINANCE BANK has increased by 348.28 % YoY .