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THE SOUTH INDIAN BANK Financial Statement Analysis
[BOM: 532218|NSE : SOUTHBANK]

The Net Interest Income of THE SOUTH INDIAN BANK have decreased by -1.39% YoY .
The Earnings Per Share (EPS) of THE SOUTH INDIAN BANK has increased by 11.65 % YoY.
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THE SOUTH INDIAN BANK Last 5 Annual Financial Results
[BOM: 532218|NSE : SOUTHBANK]

ConsolidatedMar2026
Mar2025
Mar2024
Mar2023
Mar2022
Interest Earned ₹9,846 Cr₹9,413 Cr₹8,613 Cr₹7,233 Cr₹6,587 Cr
Other Income ₹2,009 Cr₹1,813 Cr₹1,515 Cr₹811 Cr₹1,034 Cr
Interest Expended ₹6,409 Cr₹5,928 Cr₹5,281 Cr₹4,221 Cr₹4,347 Cr
Operating Expenses ₹3,072 Cr₹3,028 Cr₹2,979 Cr₹2,316 Cr₹2,026 Cr
Profit Before Tax ₹1,957 Cr₹1,757 Cr₹1,529 Cr₹1,247 Cr₹-92 Cr
Profit After Tax ₹1,456 Cr₹1,303 Cr₹1,070 Cr₹775 Cr₹45 Cr
Consolidated Net Profit ₹1,456 Cr₹1,303 Cr₹1,070 Cr₹775 Cr₹45 Cr
Earnings Per Share (Rs)₹5.56₹4.98₹4.09₹3.70₹0.21
NIM2.512.912.972.972.42
ROE(%)13.5413.7713.8112.380.77
ROCE(%)14.7914.7314.3614.152.10
Advances Growth15.859.7611.8316.350.00
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials
Market Cap : ₹ 12,127.4 Cr
Revenue (TTM) : ₹ 10,111.9 Cr
Net Profit(TTM) : ₹ 1,511.1 Cr
EPS (TTM) : ₹ 5.8
P/E (TTM) : 8.0

Industry Peers & Returns1W1M1Y
THE SOUTH INDIAN BANK 2.5% -1.9% 50.6%
HDFC BANK 0.1% -1.1% -26.9%
ICICI BANK 1.4% 0.2% -0.5%
KOTAK MAHINDRA BANK 4.4% 8% -0.4%
AXIS BANK 0.3% 2.5% 14.6%
IDBI BANK 16.3% 10.7% -2.2%
AU SMALL FINANCE BANK 2.9% 6.5% 48.2%
THE FEDERAL BANK -2.5% -3% 73.9%
INDUSIND BANK -0.1% 0.9% 30.3%

What is the Fundamental Analysis of THE SOUTH INDIAN BANK ?

THE SOUTH INDIAN BANK Net Interest Income
[BOM: 532218|NSE : SOUTHBANK]

Y-o-Y

-1.39 %
5 Yr CAGR

11.30 %
Years Net Interest Income % Change
Mar2026 ₹3,437 Cr
-1.39
Mar2025 ₹3,486 Cr
4.61
Mar2024 ₹3,332 Cr
10.62
Mar2023 ₹3,012 Cr
34.48
Mar2022 ₹2,240 Cr -
What is the Valuation of THE SOUTH INDIAN BANK ?

THE SOUTH INDIAN BANK Net Interest Margin (NIM)
[BOM: 532218|NSE : SOUTHBANK]

Net Interest Margins
Y-o-Y

-13.75 %
5 Yr CAGR

0.92 %
Years Net Interest Margin% % Change
Mar2026 2.51%
-13.75
Mar2025 2.91%
-2.02
Mar2024 2.97%
0.00
Mar2023 2.97%
22.73
Mar2022 2.42% -

THE SOUTH INDIAN BANK Profit After Tax
[BOM: 532218|NSE : SOUTHBANK]

Y-o-Y

11.71 %

5 Yr CAGR

138.74 %

Years Profit After Tax % Change
Mar2026 ₹1,456 Cr
11.71
Mar2025 ₹1,303 Cr
21.76
Mar2024 ₹1,070 Cr
38.03
Mar2023 ₹775 Cr
1,630.29
Mar2022 ₹45 Cr -

PAT Margins
Y-o-Y

13.30 %

5 Yr CAGR

114.51 %

Years PAT Margin(%) % Change
Mar2026 42.35 %
13.30
Mar2025 37.38 %
16.38
Mar2024 32.12 %
24.79
Mar2023 25.74 %
1,187.00
Mar2022 2.00 % -

THE SOUTH INDIAN BANK Earnings Per Share (EPS)
[BOM: 532218|NSE : SOUTHBANK]

Y-o-Y

11.65 %
5 Yr CAGR

126.84 %
Years EPS % Change
Mar2026 ₹5.56
11.65
Mar2025 ₹4.98
21.76
Mar2024 ₹4.09
10.54
Mar2023 ₹3.70
1,661.90
Mar2022 ₹0.21 -

THE SOUTH INDIAN BANK Return on Capital Employed (ROCE)
[BOM: 532218|NSE : SOUTHBANK]

Y-o-Y

0.41 %

5 Yr CAGR

62.91 %

Years ROCE % Change
Mar2026 14.79%
0.41
Mar2025 14.73%
2.58
Mar2024 14.36%
1.48
Mar2023 14.15%
573.81
Mar2022 2.1% -
What is the Valuation of THE SOUTH INDIAN BANK ?

THE SOUTH INDIAN BANK Share Price vs Sensex

Current Share Price : ₹46.3
Current MarketCap: ₹ 12,127.4 Cr
Updated EOD on :Aug 26,2026

Share Price Returns(%) 1 Week 1 Month 1 Year
THE SOUTH INDIAN BANK

2.5%

-1.9%

50.6%

SENSEX

0.7%

0.8%

-5.1%

What is the Intrinsic Value of THE SOUTH INDIAN BANK ?
Smart-Investing

THE SOUTH INDIAN BANK related INDICES

BSE Indices1W1M1Y
BSE MIDSMALL PRIVATE BANKS QUALITY TILT 1.8% 1.3% NA
BSE FINANCIAL SERVICES 1.7% 1.8% 0.7%
BSE 1000 0.9% 2.1% 2.6%
NSE Indices1W1M1Y
NIFTY SMALLCAP 500 1.2% 3.9% NA
NIFTY MICROCAP 250 1.2% 4.7% 11.5%
NIFTY TOTAL MARKET 0.8% 1.9% 2.5%

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FAQ about THE SOUTH INDIAN BANK Financials


How the annual revenues of THE SOUTH INDIAN BANK have changed ?

The Net Interest Income of THE SOUTH INDIAN BANK have decreased by -1.39% YoY .

How the Earnings per Share (EPS) of THE SOUTH INDIAN BANK have changed?

The Earnings Per Share (EPS) of THE SOUTH INDIAN BANK has increased by 11.65 % YoY .

Check out Intrinsic Value of Peers of THE SOUTH INDIAN BANK
Intrinsic Value of HDFC BANK LTD
Intrinsic Value of ICICI BANK LTD
Intrinsic Value of KOTAK MAHINDRA BANK LTD
Intrinsic Value of AXIS BANK LTD
Intrinsic Value of IDBI BANK LTD

Compare Stock Analytics of Peers of THE SOUTH INDIAN BANK
HDFC BANK LTD vs ICICI BANK LTD vs KOTAK MAHINDRA BANK LTD
AXIS BANK LTD vs IDBI BANK LTD vs