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THE KARNATAKA BANK Financial Statement Analysis
[BOM: 532652|NSE : KTKBANK]

The Net Interest Income of THE KARNATAKA BANK have increased by 0.35% YoY .
The Earnings Per Share (EPS) of THE KARNATAKA BANK has increased by 2.91 % YoY.
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THE KARNATAKA BANK Last 5 Annual Financial Results
[BOM: 532652|NSE : KTKBANK]

ConsolidatedMar2026
Mar2025
Mar2024
Mar2023
Mar2022
Interest Earned ₹9,014 Cr₹8,299 Cr₹7,220 Cr₹6,222 Cr₹6,232 Cr
Other Income ₹1,270 Cr₹1,319 Cr₹993 Cr₹954 Cr₹1,404 Cr
Interest Expended ₹5,703 Cr₹5,000 Cr₹4,035 Cr₹3,731 Cr₹4,049 Cr
Operating Expenses ₹2,752 Cr₹2,454 Cr₹1,970 Cr₹1,812 Cr₹1,679 Cr
Profit Before Tax ₹1,641 Cr₹1,563 Cr₹1,440 Cr₹694 Cr₹612 Cr
Profit After Tax ₹1,273 Cr₹1,307 Cr₹1,180 Cr₹508 Cr₹482 Cr
Consolidated Net Profit ₹1,273 Cr₹1,307 Cr₹1,180 Cr₹508 Cr₹482 Cr
Earnings Per Share (Rs)₹34.66₹33.68₹34.64₹37.77₹16.33
NIM2.683.043.183.562.99
ROE(%)10.8211.6114.4816.467.93
ROCE(%)11.0212.3514.2517.619.43
Advances Growth6.887.0419.285.5810.22
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials

Market Cap : ₹ 12,052.6 Cr
Revenue (TTM) : ₹ 9,039.2 Cr
Net Profit(TTM) : ₹ 1,437.4 Cr
EPS (TTM) : ₹ 38.0
P/E (TTM) : 8.4

Industry Peers & Returns1W1M1Y
THE KARNATAKA BANK -6.1% 1.5% 93.1%
HDFC BANK -0.6% -3.1% -27.2%
ICICI BANK 3.4% 3.6% -0.2%
KOTAK MAHINDRA BANK -0.6% 5.7% 2.9%
AXIS BANK -4.3% -2.4% 5.1%
IDBI BANK -11.1% -3.2% -10.4%
AU SMALL FINANCE BANK -5% -9% 25.6%
THE FEDERAL BANK 3.7% 3.4% 61.7%
INDUSIND BANK -2.1% -11.3% 15.4%


THE KARNATAKA BANK Net Interest Income
[BOM: 532652|NSE : KTKBANK]

Y-o-Y

0.35 %

5 Yr CAGR

10.97 %

Years Net Interest Income % Change
Mar2026 ₹3,310 Cr
0.35
Mar2025 ₹3,299 Cr
3.57
Mar2024 ₹3,185 Cr
27.86
Mar2023 ₹2,491 Cr
14.10
Mar2022 ₹2,183 Cr -

THE KARNATAKA BANK Net Interest Margin (NIM)
[BOM: 532652|NSE : KTKBANK]

Net Interest Margins
Y-o-Y

-11.84 %

5 Yr CAGR

-2.70 %

Years Net Interest Margin% % Change
Mar2026 2.68%
-11.84
Mar2025 3.04%
-4.40
Mar2024 3.18%
-10.67
Mar2023 3.56%
19.06
Mar2022 2.99% -

THE KARNATAKA BANK Profit After Tax
[BOM: 532652|NSE : KTKBANK]

Y-o-Y

-2.58 %

5 Yr CAGR

27.45 %

Years Profit After Tax % Change
Mar2026 ₹1,273 Cr
-2.58
Mar2025 ₹1,307 Cr
10.76
Mar2024 ₹1,180 Cr
132.22
Mar2023 ₹508 Cr
5.29
Mar2022 ₹482 Cr -

PAT Margins
Y-o-Y

-2.93 %

5 Yr CAGR

14.85 %

Years PAT Margin(%) % Change
Mar2026 38.45 %
-2.93
Mar2025 39.61 %
6.94
Mar2024 37.04 %
81.66
Mar2023 20.39 %
-7.74
Mar2022 22.10 % -

THE KARNATAKA BANK Earnings Per Share (EPS)
[BOM: 532652|NSE : KTKBANK]

Y-o-Y

2.91 %

5 Yr CAGR

20.70 %

Years EPS % Change
Mar2026 ₹35
2.91
Mar2025 ₹34
-2.77
Mar2024 ₹35
-8.29
Mar2023 ₹38
131.29
Mar2022 ₹16 -

THE KARNATAKA BANK Return on Capital Employed (ROCE)
[BOM: 532652|NSE : KTKBANK]

Y-o-Y

-10.77 %

5 Yr CAGR

3.97 %

Years ROCE % Change
Mar2026 11.02%
-10.77
Mar2025 12.35%
-13.33
Mar2024 14.25%
-19.08
Mar2023 17.61%
86.74
Mar2022 9.43% -

THE KARNATAKA BANK Share Price vs Sensex

Current Share Price : ₹318.6
Current MarketCap: ₹ 12,052.6 Cr
Updated EOD on :Oct 21,2026

Share Price Returns(%) 1 Week 1 Month 1 Year
THE KARNATAKA BANK

-6.1%

1.5%

93.1%

SENSEX

0.9%

-0.8%

-10.5%

THE KARNATAKA BANK related INDICES

BSE Indices1W1M1Y
BSE MIDSMALL PRIVATE BANKS QUALITY TILT -1.1% -3% NA
BSE 1000 -1.4% -3.8% -5.9%
BSE FINANCIAL SERVICES -2% -3.3% -7.8%
NSE Indices1W1M1Y
NIFTY TOTAL MARKET -1.3% -3.7% -5.8%
NIFTY SMALLCAP 500 -4.4% -5.2% NA
NIFTY MICROCAP 250 -4.5% -5.1% 5.3%

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FAQ about THE KARNATAKA BANK Financials


How the annual revenues of THE KARNATAKA BANK have changed ?

The Net Interest Income of THE KARNATAKA BANK have increased by 0.35% YoY .

How the Earnings per Share (EPS) of THE KARNATAKA BANK have changed?

The Earnings Per Share (EPS) of THE KARNATAKA BANK has increased by 2.91 % YoY .