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SARASWATI COMMERCIAL (INDIA) Financial Statement Analysis
[BOM: 512020]

The Revenues of SARASWATI COMMERCIAL (INDIA) have decreased by -41.22% YoY .
The Earnings Per Share (EPS) of SARASWATI COMMERCIAL (INDIA) has decreased by -51.68 % YoY.
REVENUES
OPERATING MARGIN
PROFIT AFTER TAX
EPS
ROCE

SARASWATI COMMERCIAL (INDIA) Last 5 Annual Financial Results
[BOM: 512020]

ConsolidatedMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Operating Income ₹75 Cr₹128 Cr₹44 Cr₹125 Cr₹52 Cr
Expenses ₹5.02 Cr₹3.19 Cr₹23 Cr₹41 Cr₹26 Cr
Operating Profit (Excl OI) ₹70 Cr₹125 Cr₹21 Cr₹85 Cr₹26 Cr
Other Income ₹0.00 Cr₹0.00 Cr₹0.01 Cr₹0.02 Cr₹0.04 Cr
Interest ₹1.59 Cr₹1.69 Cr₹1.76 Cr₹0.91 Cr₹1.52 Cr
Depreciation ₹0.01 Cr₹0.01 Cr₹0.01 Cr₹0.01 Cr₹0.01 Cr
Profit Before Tax ₹69 Cr₹123 Cr₹19 Cr₹84 Cr₹25 Cr
Profit After Tax ₹53 Cr₹104 Cr₹12 Cr₹65 Cr₹21 Cr
Consolidated Net Profit ₹53 Cr₹104 Cr₹12 Cr₹65 Cr₹21 Cr
Earnings Per Share (Rs)₹487.46₹1,008.88₹113.49₹630.39₹213.08
PAT Margin (%)70.8280.9626.6351.8940.77
ROE(%)6.4218.302.7118.409.78
ROCE(%)8.2521.624.5622.9211.71
Total Debt/Equity(x)0.040.000.050.060.02

Key Financials

Market Cap : ₹ 1,352.3 Cr
Revenue (TTM) : ₹ 38.7 Cr
Net Profit(TTM) : ₹ 24.6 Cr
EPS (TTM) : ₹ 223.3
P/E (TTM) : 55.1

Industry Peers & Returns1W1M1Y
SARASWATI COMMERCIAL (INDIA) -3% -9.3% -39.6%
BAJAJ FINANCE -0.6% 6.8% 49.8%
JIO FINANCIAL SERVICES -2.5% 0% -4.2%
BAJAJ HOLDINGS & INVESTMENT -4.3% 2.1% 18.7%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY 2.6% 11.8% 34.9%
SHRIRAM FINANCE 7.7% 23.3% 24.9%
MUTHOOT FINANCE 0.2% 0.7% 62.2%
SBI CARDS AND PAYMENT SERVICES -3.4% -1.5% 29.8%
SUNDARAM FINANCE 2.8% 8.3% -3.2%


SARASWATI COMMERCIAL (INDIA) Revenues
[BOM: 512020]

Y-o-Y

-41.22 %

5 Yr CAGR

9.59 %

Years Revenues % Change
Mar2025 ₹75 Cr
-41.22
Mar2024 ₹128 Cr
192.00
Mar2023 ₹44 Cr
-64.89
Mar2022 ₹125 Cr
139.35
Mar2021 ₹52 Cr -


SARASWATI COMMERCIAL (INDIA) Operating Profit
[BOM: 512020]

Y-o-Y

-43.73 %

5 Yr CAGR

27.83 %

Years Operating Profit % Change
Mar2025 ₹70 Cr
-43.73
Mar2024 ₹125 Cr
499.93
Mar2023 ₹21 Cr
-75.35
Mar2022 ₹85 Cr
220.82
Mar2021 ₹26 Cr -

Operating Margins
Y-o-Y

-4.28 %

5 Yr CAGR

16.64 %

Years Operating Margin% % Change
Mar2025 93.35%
-4.28
Mar2024 97.52%
105.48
Mar2023 47.46%
-29.79
Mar2022 67.6%
34.05
Mar2021 50.43% -

SARASWATI COMMERCIAL (INDIA) Profit After Tax
[BOM: 512020]

Y-o-Y

-48.59 %

5 Yr CAGR

25.80 %

Years Profit After Tax % Change
Mar2025 ₹53 Cr
-48.59
Mar2024 ₹104 Cr
788.98
Mar2023 ₹12 Cr
-82.00
Mar2022 ₹65 Cr
204.42
Mar2021 ₹21 Cr -

PAT Margins
Y-o-Y

-12.52 %

5 Yr CAGR

14.80 %

Years PAT Margin(%) % Change
Mar2025 70.82 %
-12.52
Mar2024 80.96 %
204.02
Mar2023 26.63 %
-48.68
Mar2022 51.89 %
27.27
Mar2021 40.77 % -

SARASWATI COMMERCIAL (INDIA) Earnings Per Share (EPS)
[BOM: 512020]

Y-o-Y

-51.68 %

5 Yr CAGR

22.98 %

Years EPS % Change
Mar2025 ₹487
-51.68
Mar2024 ₹1,009
788.96
Mar2023 ₹113
-82.00
Mar2022 ₹630
195.85
Mar2021 ₹213 -

SARASWATI COMMERCIAL (INDIA) Return on Capital Employed (ROCE)
[BOM: 512020]

Y-o-Y

-61.84 %

5 Yr CAGR

-8.38 %

Years ROCE % Change
Mar2025 8.25%
-61.84
Mar2024 21.62%
374.12
Mar2023 4.56%
-80.10
Mar2022 22.92%
95.73
Mar2021 11.71% -

SARASWATI COMMERCIAL (INDIA) Share Price vs Sensex

Current Share Price : ₹12,293.7
Current MarketCap: ₹ 1,352.3 Cr
Updated EOD on :Nov 04,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
SARASWATI COMMERCIAL (INDIA)

-3%

-9.3%

-39.6%

SENSEX

-1.4%

3.1%

3.8%

SARASWATI COMMERCIAL (INDIA) related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE SMALLCAP 0.1% 2.1% 1.1%
BSE FINANCIAL SERVICES -0.8% 3.8% 11.3%
No NSE index found

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FAQ about SARASWATI COMMERCIAL (INDIA) Financials


How the annual revenues of SARASWATI COMMERCIAL (INDIA) have changed ?

The Revenues of SARASWATI COMMERCIAL (INDIA) have decreased by -41.22% YoY .

How the Earnings per Share (EPS) of SARASWATI COMMERCIAL (INDIA) have changed?

The Earnings Per Share (EPS) of SARASWATI COMMERCIAL (INDIA) has decreased by -51.68 % YoY .