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SARASWATI COMMERCIAL (INDIA) Financial Statement Analysis
[BOM: 512020]

The Revenues of SARASWATI COMMERCIAL (INDIA) have decreased by -41.22% YoY .
The Earnings Per Share (EPS) of SARASWATI COMMERCIAL (INDIA) has decreased by -51.68 % YoY.
REVENUES
OPERATING MARGIN
PROFIT AFTER TAX
EPS
ROCE

SARASWATI COMMERCIAL (INDIA) Last 5 Annual Financial Results
[BOM: 512020]

ConsolidatedMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Operating Income ₹75 Cr₹128 Cr₹44 Cr₹125 Cr₹52 Cr
Expenses ₹5.02 Cr₹3.19 Cr₹23 Cr₹41 Cr₹26 Cr
Operating Profit (Excl OI) ₹70 Cr₹125 Cr₹21 Cr₹85 Cr₹26 Cr
Other Income ₹0.00 Cr₹0.00 Cr₹0.01 Cr₹0.02 Cr₹0.04 Cr
Interest ₹1.59 Cr₹1.69 Cr₹1.76 Cr₹0.91 Cr₹1.52 Cr
Depreciation ₹0.01 Cr₹0.01 Cr₹0.01 Cr₹0.01 Cr₹0.01 Cr
Profit Before Tax ₹69 Cr₹123 Cr₹19 Cr₹84 Cr₹25 Cr
Profit After Tax ₹53 Cr₹104 Cr₹12 Cr₹65 Cr₹21 Cr
Consolidated Net Profit ₹53 Cr₹104 Cr₹12 Cr₹65 Cr₹21 Cr
Earnings Per Share (Rs)₹487.46₹1,008.88₹113.49₹630.39₹213.08
PAT Margin (%)70.8280.9626.6351.8940.77
ROE(%)6.4218.302.7118.409.78
ROCE(%)8.2521.624.5622.9211.71
Total Debt/Equity(x)0.040.000.050.060.02

Key Financials

Market Cap : ₹ 1,429.2 Cr
Revenue (TTM) : ₹ 33.7 Cr
Net Profit(TTM) : ₹ 21.5 Cr
EPS (TTM) : ₹ 195.8
P/E (TTM) : 66.4

Industry Peers & Returns1W1M1Y
SARASWATI COMMERCIAL (INDIA) 1.7% -5.2% -37.2%
BAJAJ FINANCE -0.9% 1.2% 45.1%
JIO FINANCIAL SERVICES 1.1% -3.2% -10.9%
BAJAJ HOLDINGS & INVESTMENT -0.6% -9.1% -1.9%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY 0.7% 1.5% 28.7%
SHRIRAM FINANCE 1.7% 4.2% 32.9%
MUTHOOT FINANCE 1.6% 13.1% 83.6%
SBI CARDS AND PAYMENT SERVICES 0.5% -0.3% 19.7%
SUNDARAM FINANCE 1.6% 0.5% 6.3%


SARASWATI COMMERCIAL (INDIA) Revenues
[BOM: 512020]

Y-o-Y

-41.22 %

5 Yr CAGR

9.59 %

Years Revenues % Change
Mar2025 ₹75 Cr
-41.22
Mar2024 ₹128 Cr
192.00
Mar2023 ₹44 Cr
-64.89
Mar2022 ₹125 Cr
139.35
Mar2021 ₹52 Cr -


SARASWATI COMMERCIAL (INDIA) Operating Profit
[BOM: 512020]

Y-o-Y

-43.73 %

5 Yr CAGR

27.83 %

Years Operating Profit % Change
Mar2025 ₹70 Cr
-43.73
Mar2024 ₹125 Cr
499.93
Mar2023 ₹21 Cr
-75.35
Mar2022 ₹85 Cr
220.82
Mar2021 ₹26 Cr -

Operating Margins
Y-o-Y

-4.28 %

5 Yr CAGR

16.64 %

Years Operating Margin% % Change
Mar2025 93.35%
-4.28
Mar2024 97.52%
105.48
Mar2023 47.46%
-29.79
Mar2022 67.6%
34.05
Mar2021 50.43% -

SARASWATI COMMERCIAL (INDIA) Profit After Tax
[BOM: 512020]

Y-o-Y

-48.59 %

5 Yr CAGR

25.80 %

Years Profit After Tax % Change
Mar2025 ₹53 Cr
-48.59
Mar2024 ₹104 Cr
788.98
Mar2023 ₹12 Cr
-82.00
Mar2022 ₹65 Cr
204.42
Mar2021 ₹21 Cr -

PAT Margins
Y-o-Y

-12.52 %

5 Yr CAGR

14.80 %

Years PAT Margin(%) % Change
Mar2025 70.82 %
-12.52
Mar2024 80.96 %
204.02
Mar2023 26.63 %
-48.68
Mar2022 51.89 %
27.27
Mar2021 40.77 % -

SARASWATI COMMERCIAL (INDIA) Earnings Per Share (EPS)
[BOM: 512020]

Y-o-Y

-51.68 %

5 Yr CAGR

22.98 %

Years EPS % Change
Mar2025 ₹487
-51.68
Mar2024 ₹1,009
788.96
Mar2023 ₹113
-82.00
Mar2022 ₹630
195.85
Mar2021 ₹213 -

SARASWATI COMMERCIAL (INDIA) Return on Capital Employed (ROCE)
[BOM: 512020]

Y-o-Y

-61.84 %

5 Yr CAGR

-8.38 %

Years ROCE % Change
Mar2025 8.25%
-61.84
Mar2024 21.62%
374.12
Mar2023 4.56%
-80.10
Mar2022 22.92%
95.73
Mar2021 11.71% -

SARASWATI COMMERCIAL (INDIA) Share Price vs Sensex

Current Share Price : ₹12,992.7
Current MarketCap: ₹ 1,429.2 Cr
Updated EOD on :Dec 12,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
SARASWATI COMMERCIAL (INDIA)

1.7%

-5.2%

-37.2%

SENSEX

-0.5%

1%

4.6%

SARASWATI COMMERCIAL (INDIA) related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE SMALLCAP -0.4% -4.4% -11.2%
BSE FINANCIAL SERVICES -0.6% 0.9% 10%
No NSE index found

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FAQ about SARASWATI COMMERCIAL (INDIA) Financials


How the annual revenues of SARASWATI COMMERCIAL (INDIA) have changed ?

The Revenues of SARASWATI COMMERCIAL (INDIA) have decreased by -41.22% YoY .

How the Earnings per Share (EPS) of SARASWATI COMMERCIAL (INDIA) have changed?

The Earnings Per Share (EPS) of SARASWATI COMMERCIAL (INDIA) has decreased by -51.68 % YoY .