PAISALO DIGITAL Financial Statement Analysis
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The Revenues of PAISALO DIGITAL have increased by 22.38% YoY .
The Earnings Per Share (EPS) of PAISALO DIGITAL has increased by 17.57 % YoY. |
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PAISALO DIGITAL Last 5 Annual Financial Results
[BOM: 532900|NSE : PAISALO]
| Consolidated | Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 |
|---|---|---|---|---|---|
| Operating Income | ₹944 Cr | ₹771 Cr | ₹659 Cr | ₹473 Cr | ₹392 Cr |
| Expenses | ₹245 Cr | ₹171 Cr | ₹145 Cr | ₹131 Cr | ₹99 Cr |
| Operating Profit (Excl OI) | ₹699 Cr | ₹600 Cr | ₹514 Cr | ₹342 Cr | ₹293 Cr |
| Other Income | ₹0.00 Cr | ₹0.00 Cr | ₹0.06 Cr | ₹0.13 Cr | ₹0.01 Cr |
| Interest | ₹374 Cr | ₹328 Cr | ₹270 Cr | ₹209 Cr | ₹184 Cr |
| Depreciation | ₹5.59 Cr | ₹4.27 Cr | ₹3.40 Cr | ₹2.55 Cr | ₹1.96 Cr |
| Profit Before Tax | ₹318 Cr | ₹268 Cr | ₹241 Cr | ₹126 Cr | ₹107 Cr |
| Profit After Tax | ₹237 Cr | ₹200 Cr | ₹179 Cr | ₹94 Cr | ₹79 Cr |
| Consolidated Net Profit | ₹237 Cr | ₹200 Cr | ₹179 Cr | ₹94 Cr | ₹79 Cr |
| Earnings Per Share (Rs) | ₹2.61 | ₹2.22 | ₹1.99 | ₹2.08 | ₹18.05 |
| PAT Margin (%) | 25.14 | 25.95 | 27.17 | 19.78 | 20.21 |
| ROE(%) | 14.52 | 14.08 | 14.40 | 8.66 | 8.73 |
| ROCE(%) | 12.38 | 13.18 | 14.09 | 11.22 | 11.94 |
| Total Debt/Equity(x) | 2.49 | 2.35 | 2.00 | 1.83 | 1.67 |
Key Financials |
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| Market Cap | : | ₹ 7,621.4 Cr |
| Revenue (TTM) | : | ₹ 985.3 Cr |
| Net Profit(TTM) | : | ₹ 251.3 Cr |
| EPS (TTM) | : | ₹ 2.7 |
| P/E (TTM) | : | 30.3 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| PAISALO DIGITAL | 0.3% | -4.2% | 111.3% |
| BAJAJ FINANCE | 1.1% | -4.1% | -6.5% |
| SHRIRAM FINANCE | 0.9% | -3.3% | 42.1% |
| JIO FINANCIAL SERVICES | 1.8% | -3.2% | -28.9% |
| MUTHOOT FINANCE | -0.8% | -4.8% | -20.5% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY | 0% | -11.7% | -3.5% |
| TATA CAPITAL | 0.9% | -9.1% | NA |
| BAJAJ HOLDINGS & INVESTMENT | 3.8% | 1% | -9% |
| ADITYA BIRLA CAPITAL | 0.7% | 0.7% | 27% |
PAISALO DIGITAL Revenues
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | 22.38 % |
| 5 Yr CAGR | 24.54 % |
| Years | Revenues | % Change | |
|---|---|---|---|
| Mar2026 | ₹944 Cr | 22.38 | |
| Mar2025 | ₹771 Cr | 17.06 | |
| Mar2024 | ₹659 Cr | 39.21 | |
| Mar2023 | ₹473 Cr | 20.64 | |
| Mar2022 | ₹392 Cr | - | |
PAISALO DIGITAL Operating Profit
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | 16.49 % |
| 5 Yr CAGR | 24.26 % |
| Years | Operating Profit | % Change | |
|---|---|---|---|
| Mar2026 | ₹699 Cr | 16.49 | |
| Mar2025 | ₹600 Cr | 16.73 | |
| Mar2024 | ₹514 Cr | 50.39 | |
| Mar2023 | ₹342 Cr | 16.59 | |
| Mar2022 | ₹293 Cr | - | |
| Operating Margins | |
|---|---|
| Y-o-Y | -4.82 % |
| 5 Yr CAGR | -0.23 % |
| Years | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2026 | 74.08% | -4.82 | |
| Mar2025 | 77.83% | -0.27 | |
| Mar2024 | 78.04% | 8.03 | |
| Mar2023 | 72.24% | -3.37 | |
| Mar2022 | 74.76% | - | |
PAISALO DIGITAL Profit After Tax
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | 18.53 % |
| 5 Yr CAGR | 31.53 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2026 | ₹237 Cr | 18.53 | |
| Mar2025 | ₹200 Cr | 11.82 | |
| Mar2024 | ₹179 Cr | 91.17 | |
| Mar2023 | ₹94 Cr | 18.13 | |
| Mar2022 | ₹79 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | -3.12 % |
| 5 Yr CAGR | 5.61 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2026 | 25.14 % | -3.12 | |
| Mar2025 | 25.95 % | -4.49 | |
| Mar2024 | 27.17 % | 37.36 | |
| Mar2023 | 19.78 % | -2.13 | |
| Mar2022 | 20.21 % | - | |
PAISALO DIGITAL Earnings Per Share (EPS)
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | 17.57 % |
| 5 Yr CAGR | -38.33 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2026 | ₹2.61 | 17.57 | |
| Mar2025 | ₹2.22 | 11.56 | |
| Mar2024 | ₹1.99 | -4.33 | |
| Mar2023 | ₹2.08 | -88.48 | |
| Mar2022 | ₹18 | - | |
PAISALO DIGITAL Return on Capital Employed (ROCE)
[BOM: 532900|NSE : PAISALO]
| Y-o-Y | -6.07 % |
| 5 Yr CAGR | 0.91 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2026 | 12.38% | -6.07 | |
| Mar2025 | 13.18% | -6.46 | |
| Mar2024 | 14.09% | 25.58 | |
| Mar2023 | 11.22% | -6.03 | |
| Mar2022 | 11.94% | - | |
PAISALO DIGITAL Share Price vs Sensex
| Current Share Price | : | ₹81.1 |
| Current MarketCap | : | ₹ 7,621.4 Cr |
| Updated EOD on | : | Oct 15,2026 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| PAISALO DIGITAL | 0.3% |
-4.2% |
111.3% |
| SENSEX | 3.8% |
-0.6% |
-9.1% |
PAISALO DIGITAL related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE FINANCIAL SERVICES | 2.8% | -1.9% | -4.4% |
| BSE 1000 | 2.5% | -3% | -3.4% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY TOTAL MARKET | 2.5% | -3% | -3.5% |
| NIFTY MICROCAP 250 | 0.3% | -4.1% | 9.6% |
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FAQ about PAISALO DIGITAL Financials
How the annual revenues of PAISALO DIGITAL have changed ?
The Revenues of PAISALO DIGITAL have increased by 22.38% YoY .
How the Earnings per Share (EPS) of PAISALO DIGITAL have changed?
The Earnings Per Share (EPS) of PAISALO DIGITAL has increased by 17.57 % YoY .
Check out Intrinsic Value of Peers of PAISALO DIGITAL
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