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PAISALO DIGITAL Financial Statement Analysis
[BOM: 532900|NSE : PAISALO]

The Revenues of PAISALO DIGITAL have increased by 20.64% YoY .
The Earnings Per Share (EPS) of PAISALO DIGITAL has decreased by -88.48 % YoY.
REVENUES
OPERATING MARGIN
PROFIT AFTER TAX
EPS
ROCE

PAISALO DIGITAL Last 5 Annual Financial Results
[BOM: 532900|NSE : PAISALO]

ConsolidatedMar2023
Mar2022
Mar2021
Mar2020
Mar2019
Operating Income ₹473 Cr₹392 Cr₹346 Cr₹375 Cr₹361 Cr
Expenses ₹131 Cr₹99 Cr₹105 Cr₹142 Cr₹126 Cr
Operating Profit (Excl OI) ₹342 Cr₹293 Cr₹241 Cr₹233 Cr₹235 Cr
Other Income ₹0.13 Cr₹0.01 Cr₹0.00 Cr₹0.00 Cr₹0.00 Cr
Interest ₹209 Cr₹184 Cr₹162 Cr₹157 Cr₹149 Cr
Depreciation ₹2.55 Cr₹1.96 Cr₹2.07 Cr₹1.90 Cr₹0.84 Cr
Profit Before Tax ₹126 Cr₹107 Cr₹78 Cr₹74 Cr₹85 Cr
Profit After Tax ₹94 Cr₹79 Cr₹58 Cr₹54 Cr₹56 Cr
Consolidated Net Profit ₹94 Cr₹79 Cr₹58 Cr₹54 Cr₹56 Cr
Earnings Per Share (Rs)₹2.08₹18.05₹13.71₹12.80₹13.90
PAT Margin (%)19.7820.2116.7614.4415.64
ROE(%)8.668.737.387.668.96
ROCE(%)11.2211.9411.4812.1213.40
Total Debt/Equity(x)1.831.671.621.631.77

Key Financials

Market Cap : ₹ 7,023.3 Cr
Revenue (TTM) : ₹ 581.4 Cr
Net Profit(TTM) : ₹ 163.0 Cr
EPS (TTM) : ₹ 1.8
P/E (TTM) : 43.1

Industry Peers & Returns1W1M1Y
PAISALO DIGITAL -6% -16.8% 116.1%
BAJAJ FINANCE 4.8% 3.2% 18.4%
BAJAJ HOLDINGS & INVESTMENT 2.7% -3.9% 39.5%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY 6.9% 1% 44.4%
SHRIRAM FINANCE 3.8% -2.9% 84.8%
SBI CARDS AND PAYMENT SERVICES -0.1% -5.7% -1.8%
MUTHOOT FINANCE 11.8% 12.3% 46.8%
ADITYA BIRLA CAPITAL 4.1% -5.5% 14.6%
SUNDARAM FINANCE 6.3% -1.1% 78.5%


PAISALO DIGITAL Revenues
[BOM: 532900|NSE : PAISALO]

Y-o-Y

20.64 %

5 Yr CAGR

7.03 %

Years Revenues % Change
Mar2023 ₹473 Cr
20.64
Mar2022 ₹392 Cr
13.35
Mar2021 ₹346 Cr
-7.67
Mar2020 ₹375 Cr
3.93
Mar2019 ₹361 Cr -


PAISALO DIGITAL Operating Profit
[BOM: 532900|NSE : PAISALO]

Y-o-Y

16.59 %

5 Yr CAGR

9.84 %

Years Operating Profit % Change
Mar2023 ₹342 Cr
16.59
Mar2022 ₹293 Cr
21.48
Mar2021 ₹241 Cr
3.77
Mar2020 ₹233 Cr
-0.96
Mar2019 ₹235 Cr -

Operating Margins
Y-o-Y

-3.37 %

5 Yr CAGR

2.62 %

Years Operating Margin% % Change
Mar2023 72.24%
-3.37
Mar2022 74.76%
7.18
Mar2021 69.75%
12.37
Mar2020 62.07%
-4.70
Mar2019 65.13% -

PAISALO DIGITAL Profit After Tax
[BOM: 532900|NSE : PAISALO]

Y-o-Y

18.13 %

5 Yr CAGR

13.52 %

Years Profit After Tax % Change
Mar2023 ₹94 Cr
18.13
Mar2022 ₹79 Cr
36.69
Mar2021 ₹58 Cr
7.11
Mar2020 ₹54 Cr
-3.99
Mar2019 ₹56 Cr -

PAT Margins
Y-o-Y

-2.13 %

5 Yr CAGR

6.05 %

Years PAT Margin(%) % Change
Mar2023 19.78 %
-2.13
Mar2022 20.21 %
20.58
Mar2021 16.76 %
16.07
Mar2020 14.44 %
-7.67
Mar2019 15.64 % -

PAISALO DIGITAL Earnings Per Share (EPS)
[BOM: 532900|NSE : PAISALO]

Y-o-Y

-88.48 %

5 Yr CAGR

-37.80 %

Years EPS % Change
Mar2023 ₹2.08
-88.48
Mar2022 ₹18
31.66
Mar2021 ₹14
7.11
Mar2020 ₹13
-7.91
Mar2019 ₹14 -

PAISALO DIGITAL Return on Capital Employed (ROCE)
[BOM: 532900|NSE : PAISALO]

Y-o-Y

-6.03 %

5 Yr CAGR

-4.34 %

Years ROCE % Change
Mar2023 11.22%
-6.03
Mar2022 11.94%
4.01
Mar2021 11.48%
-5.28
Mar2020 12.12%
-9.55
Mar2019 13.4% -

PAISALO DIGITAL Share Price vs Sensex

Current Share Price : ₹78.2
Current MarketCap: ₹ 7,023.3 Cr
Updated EOD on :Apr 18,2024

Share Price Returns(%) 1 Week 1 Month 1 Year
PAISALO DIGITAL

-6%

-16.8%

116.1%

SENSEX

-2.9%

-0.4%

20%

PAISALO DIGITAL related INDICES

BSE Indices1W1M1Y
S&P BSE SMALL CAP -1.1% 11.8% 62%
S&P BSE MIDSMALLCAP -1.2% 9.4% 62.3%
S&P BSE ALLCAP -2.2% 3.9% 37%
S&P BSE FINANCE -3.2% 2.3% 21.2%
No NSE index found

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FAQ about PAISALO DIGITAL Financials


How the annual revenues of PAISALO DIGITAL have changed ?

The Revenues of PAISALO DIGITAL have increased by 20.64% YoY .

How the Earnings per Share (EPS) of PAISALO DIGITAL have changed?

The Earnings Per Share (EPS) of PAISALO DIGITAL has decreased by -88.48 % YoY .