Home > Annual Financials > JANA SMALL FINANCE BANK

JANA SMALL FINANCE BANK Financial Statement Analysis
[BOM: 544118|NSE : JSFB]

The Net Interest Income of JANA SMALL FINANCE BANK have increased by 10.66% YoY .
The Earnings Per Share (EPS) of JANA SMALL FINANCE BANK has decreased by -35.07 % YoY.
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JANA SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 544118|NSE : JSFB]

StandaloneMar2026
Mar2025
Mar2024
Mar2023
Mar2022
Interest Earned ₹4,671 Cr₹4,014 Cr₹3,075 Cr₹2.73 Cr₹2,498 Cr
Other Income ₹776 Cr₹670 Cr₹625 Cr₹0.34 Cr₹223 Cr
Interest Expended ₹2,317 Cr₹1,886 Cr₹1,415 Cr₹1.34 Cr₹1,235 Cr
Operating Expenses ₹1,943 Cr₹1,605 Cr₹1,285 Cr₹1.14 Cr₹1,047 Cr
Profit Before Tax ₹474 Cr₹514 Cr₹256 Cr₹0.02 Cr₹72 Cr
Profit After Tax ₹501 Cr₹670 Cr₹256 Cr₹0.02 Cr₹72 Cr
Earnings Per Share (Rs)₹30.99₹47.73₹64.02₹46.56₹3.40
NIM5.616.276.676.627.09
ROE(%)7.6613.1026.3920.141.76
ROCE(%)7.179.7411.189.707.28
Advances Growth24.5717.5030.1336.5412.13
Net NPAs (funded) to Net Advances (%)0.920.940.562.643.95

Key Financials

Market Cap : ₹ 4,074.9 Cr
Revenue (TTM) : ₹ 5,930.0 Cr
Net Profit(TTM) : ₹ 475.1 Cr
EPS (TTM) : ₹ 44.9
P/E (TTM) : 8.6

Industry Peers & Returns1W1M1Y
JANA SMALL FINANCE BANK -1% -21.3% -18.5%
HDFC BANK 2.9% -1.4% -31%
ICICI BANK -0.2% 4.7% 1.2%
KOTAK MAHINDRA BANK 3.4% 9.7% 7.3%
AXIS BANK 0.2% -1.4% -3.2%
IDBI BANK 0.9% -4% -16.3%
AU SMALL FINANCE BANK 4% -12.4% 0%
THE FEDERAL BANK -1.4% 5.7% 46.5%
INDUSIND BANK 0.6% -6.8% 9%


JANA SMALL FINANCE BANK Net Interest Income
[BOM: 544118|NSE : JSFB]

Y-o-Y

10.66 %

5 Yr CAGR

16.85 %

Years Net Interest Income % Change
Mar2026 ₹2,355 Cr
10.66
Mar2025 ₹2,128 Cr
28.19
Mar2024 ₹1,660 Cr
119,325.90
Mar2023 ₹1.39 Cr
-99.89
Mar2022 ₹1,263 Cr -

JANA SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 544118|NSE : JSFB]

Net Interest Margins
Y-o-Y

-10.53 %

5 Yr CAGR

-5.69 %

Years Net Interest Margin% % Change
Mar2026 5.61%
-10.53
Mar2025 6.27%
-6.00
Mar2024 6.67%
0.76
Mar2023 6.62%
-6.63
Mar2022 7.09% -

JANA SMALL FINANCE BANK Profit After Tax
[BOM: 544118|NSE : JSFB]

Y-o-Y

-25.11 %

5 Yr CAGR

62.30 %

Years Profit After Tax % Change
Mar2026 ₹501 Cr
-25.11
Mar2025 ₹670 Cr
161.57
Mar2024 ₹256 Cr
1,505,611.76
Mar2023 ₹0.02 Cr
-99.98
Mar2022 ₹72 Cr -

PAT Margins
Y-o-Y

-32.33 %

5 Yr CAGR

38.90 %

Years PAT Margin(%) % Change
Mar2026 21.29 %
-32.33
Mar2025 31.46 %
104.02
Mar2024 15.42 %
1,163.93
Mar2023 1.22 %
-78.67
Mar2022 5.72 % -

JANA SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 544118|NSE : JSFB]

Y-o-Y

-35.07 %

5 Yr CAGR

73.75 %

Years EPS % Change
Mar2026 ₹31
-35.07
Mar2025 ₹48
-25.45
Mar2024 ₹64
37.50
Mar2023 ₹47
1,269.41
Mar2022 ₹3.40 -

JANA SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 544118|NSE : JSFB]

Y-o-Y

-26.39 %

5 Yr CAGR

-0.38 %

Years ROCE % Change
Mar2026 7.17%
-26.39
Mar2025 9.74%
-12.88
Mar2024 11.18%
15.26
Mar2023 9.7%
33.24
Mar2022 7.28% -

JANA SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹385.2
Current MarketCap: ₹ 4,074.9 Cr
Updated EOD on :Nov 02,2026

Share Price Returns(%) 1 Week 1 Month 1 Year
JANA SMALL FINANCE BANK

-1%

-21.3%

-18.5%

SENSEX

2.8%

4.4%

-10.1%

JANA SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
BSE 1000 2.8% -0.1% -5.8%
BSE FINANCIAL SERVICES 1.3% -0.4% -9.8%
BSE MIDSMALL PRIVATE BANKS QUALITY TILT 0.1% -3.6% NA
NSE Indices1W1M1Y
NIFTY TOTAL MARKET 2.9% 0.3% -5.7%
NIFTY SMALLCAP 500 2.2% -5.3% NA
NIFTY MICROCAP 250 1.4% -7.9% 2.5%

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FAQ about JANA SMALL FINANCE BANK Financials


How the annual revenues of JANA SMALL FINANCE BANK have changed ?

The Net Interest Income of JANA SMALL FINANCE BANK have increased by 10.66% YoY .

How the Earnings per Share (EPS) of JANA SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of JANA SMALL FINANCE BANK has decreased by -35.07 % YoY .