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IDFC FIRST BANK Financial Statement Analysis
[BOM: 539437|NSE : IDFCFIRSTB]

The Net Interest Income of IDFC FIRST BANK have increased by 17.25% YoY .
The Earnings Per Share (EPS) of IDFC FIRST BANK has decreased by -50.96 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

IDFC FIRST BANK Last 5 Annual Financial Results
[BOM: 539437|NSE : IDFCFIRSTB]

ConsolidatedMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Interest Earned ₹36,502 Cr₹30,325 Cr₹22,728 Cr₹17,173 Cr₹15,968 Cr
Other Income ₹6,977 Cr₹5,932 Cr₹4,467 Cr₹3,173 Cr₹2,211 Cr
Interest Expended ₹17,208 Cr₹13,870 Cr₹10,091 Cr₹7,465 Cr₹8,585 Cr
Operating Expenses ₹18,892 Cr₹16,148 Cr₹12,108 Cr₹9,597 Cr₹7,053 Cr
Profit Before Tax ₹1,864 Cr₹3,857 Cr₹3,331 Cr₹175 Cr₹519 Cr
Profit After Tax ₹1,490 Cr₹2,942 Cr₹2,485 Cr₹132 Cr₹483 Cr
Consolidated Net Profit ₹1,490 Cr₹2,942 Cr₹2,485 Cr₹132 Cr₹483 Cr
Earnings Per Share (Rs)₹2.04₹4.16₹3.75₹0.21₹0.85
NIM5.875.845.585.414.87
ROE(%)4.2410.1410.600.682.90
ROCE(%)6.339.109.164.866.41
Advances Growth19.8028.1928.7917.2117.47
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials

Market Cap : ₹ 60,146.0 Cr
Revenue (TTM) : ₹ 37,355.1 Cr
Net Profit(TTM) : ₹ 1,301.2 Cr
EPS (TTM) : ₹ 1.5
P/E (TTM) : 46.2

Industry Peers & Returns1W1M1Y
IDFC FIRST BANK -1.8% 1.2% -3.9%
HDFC BANK -0.9% -2.5% 12.9%
ICICI BANK -1.7% -2.9% 8.5%
KOTAK MAHINDRA BANK -0.1% 3.1% 8%
AXIS BANK 4% 9.4% -7.9%
INDUSIND BANK 2.2% -0.6% -50.5%
IDBI BANK 0.3% -1.9% 5.6%
YES BANK 1.1% 10.9% -7.5%
THE FEDERAL BANK -1.8% -0.5% 4.5%


IDFC FIRST BANK Net Interest Income
[BOM: 539437|NSE : IDFCFIRSTB]

Y-o-Y

17.25 %

5 Yr CAGR

27.14 %

Years Net Interest Income % Change
Mar2025 ₹19,294 Cr
17.25
Mar2024 ₹16,455 Cr
30.21
Mar2023 ₹12,637 Cr
30.18
Mar2022 ₹9,708 Cr
31.49
Mar2021 ₹7,383 Cr -

IDFC FIRST BANK Net Interest Margin (NIM)
[BOM: 539437|NSE : IDFCFIRSTB]

Net Interest Margins
Y-o-Y

0.51 %

5 Yr CAGR

4.78 %

Years Net Interest Margin% % Change
Mar2025 5.87%
0.51
Mar2024 5.84%
4.66
Mar2023 5.58%
3.14
Mar2022 5.41%
11.09
Mar2021 4.87% -

IDFC FIRST BANK Profit After Tax
[BOM: 539437|NSE : IDFCFIRSTB]

Y-o-Y

-49.35 %

5 Yr CAGR

32.52 %

Years Profit After Tax % Change
Mar2025 ₹1,490 Cr
-49.35
Mar2024 ₹2,942 Cr
18.41
Mar2023 ₹2,485 Cr
1,778.15
Mar2022 ₹132 Cr
-72.62
Mar2021 ₹483 Cr -

PAT Margins
Y-o-Y

-56.82 %

5 Yr CAGR

4.23 %

Years PAT Margin(%) % Change
Mar2025 7.72 %
-56.82
Mar2024 17.88 %
-9.05
Mar2023 19.66 %
1,345.59
Mar2022 1.36 %
-79.20
Mar2021 6.54 % -

IDFC FIRST BANK Earnings Per Share (EPS)
[BOM: 539437|NSE : IDFCFIRSTB]

Y-o-Y

-50.96 %

5 Yr CAGR

24.47 %

Years EPS % Change
Mar2025 ₹2.04
-50.96
Mar2024 ₹4.16
10.93
Mar2023 ₹3.75
1,685.71
Mar2022 ₹0.21
-75.29
Mar2021 ₹0.85 -

IDFC FIRST BANK Return on Capital Employed (ROCE)
[BOM: 539437|NSE : IDFCFIRSTB]

Y-o-Y

-30.44 %

5 Yr CAGR

-0.31 %

Years ROCE % Change
Mar2025 6.33%
-30.44
Mar2024 9.1%
-0.66
Mar2023 9.16%
88.48
Mar2022 4.86%
-24.18
Mar2021 6.41% -

IDFC FIRST BANK Share Price vs Sensex

Current Share Price : ₹70.0
Current MarketCap: ₹ 60,146.0 Cr
Updated EOD on :Sep 24,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
IDFC FIRST BANK

-1.8%

1.2%

-3.9%

SENSEX

-1.2%

0.5%

-1.8%

IDFC FIRST BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE LARGEMIDCAP 4.5% 7.2% 8.3%
BSE ENHANCED VALUE INDEX 0.2% 3.4% -2.4%
BSE BANKEX -0.5% 1.1% 3.4%
NSE Indices1W1M1Y
NIFTY HOUSING -0.1% 1.9% -2.8%
NIFTY BANK -0.7% -0.1% 3.9%
NIFTY PRIVATE BANK -0.8% 0.5% 0.7%
NIFTY MIDSMALL FINANCIAL SERVICES -0.8% -1.2% 13.3%
NIFTY 200 -1.1% 0.9% -2.6%

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FAQ about IDFC FIRST BANK Financials


How the annual revenues of IDFC FIRST BANK have changed ?

The Net Interest Income of IDFC FIRST BANK have increased by 17.25% YoY .

How the Earnings per Share (EPS) of IDFC FIRST BANK have changed?

The Earnings Per Share (EPS) of IDFC FIRST BANK has decreased by -50.96 % YoY .