GIC HOUSING FINANCE Financial Statement Analysis
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The Revenues of GIC HOUSING FINANCE have increased by 2.06% YoY .
The Earnings Per Share (EPS) of GIC HOUSING FINANCE has increased by 5.98 % YoY. |
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| REVENUES |
| OPERATING MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
GIC HOUSING FINANCE Last 5 Annual Financial Results
[BOM: 511676|NSE : GICHSGFIN]
| Consolidated | Mar2025 | Mar2024 | Mar2023 | Mar2022 |
|---|---|---|---|---|
| Operating Income | ₹1,079 Cr | ₹1,057 Cr | ₹1,115 Cr | ₹1,150 Cr |
| Expenses | ₹151 Cr | ₹140 Cr | ₹271 Cr | ₹216 Cr |
| Operating Profit (Excl OI) | ₹928 Cr | ₹917 Cr | ₹844 Cr | ₹934 Cr |
| Other Income | ₹10 Cr | ₹13 Cr | ₹159 Cr | ₹6.62 Cr |
| Interest | ₹703 Cr | ₹711 Cr | ₹703 Cr | ₹702 Cr |
| Depreciation | ₹15 Cr | ₹15 Cr | ₹9.94 Cr | ₹8.71 Cr |
| Profit Before Tax | ₹207 Cr | ₹204 Cr | ₹290 Cr | ₹230 Cr |
| Profit After Tax | ₹160 Cr | ₹151 Cr | ₹213 Cr | ₹174 Cr |
| Consolidated Net Profit | ₹160 Cr | ₹151 Cr | ₹213 Cr | ₹174 Cr |
| Earnings Per Share (Rs) | ₹29.79 | ₹28.11 | ₹39.60 | ₹32.22 |
| PAT Margin (%) | 14.87 | 14.32 | 19.13 | 15.09 |
| ROE(%) | 8.46 | 8.58 | 13.29 | 11.49 |
| ROCE(%) | 8.63 | 8.62 | 8.75 | 7.86 |
| Total Debt/Equity(x) | 4.44 | 4.68 | 5.38 | 6.85 |
Key Financials |
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| Market Cap | : | ₹ 931.1 Cr |
| Revenue (TTM) | : | ₹ 1,070.3 Cr |
| Net Profit(TTM) | : | ₹ 128.9 Cr |
| EPS (TTM) | : | ₹ 23.9 |
| P/E (TTM) | : | 7.2 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| GIC HOUSING FINANCE | 1.4% | -0.7% | -20.6% |
| BAJAJ HOUSING FINANCE | 0.6% | -2.2% | -19.3% |
| HOUSING & URBAN DEVELOPMENT CORPORATION | 1% | -3.6% | 9.6% |
| LIC HOUSING FINANCE | 2% | -0.5% | -4.4% |
| PNB HOUSING FINANCE | 8.3% | 2% | -3.5% |
| AADHAR HOUSING FINANCE | 3.8% | -2.5% | 17.7% |
| APTUS VALUE HOUSING FINANCE INDIA | 3.2% | -1.2% | -14.7% |
| AAVAS FINANCIERS | 5.1% | 1.9% | -2.2% |
| SAMMAAN CAPITAL | 13.1% | 39.7% | 22.7% |
GIC HOUSING FINANCE Revenues
[BOM: 511676|NSE : GICHSGFIN]
| Y-o-Y | 2.06 % |
| 5 Yr CAGR | -2.10 % |
| Years | Revenues | % Change | |
|---|---|---|---|
| Mar2025 | ₹1,079 Cr | 2.06 | |
| Mar2024 | ₹1,057 Cr | -5.18 | |
| Mar2023 | ₹1,115 Cr | -3.03 | |
| Mar2022 | ₹1,150 Cr | - | |
GIC HOUSING FINANCE Operating Profit
[BOM: 511676|NSE : GICHSGFIN]
| Y-o-Y | 1.17 % |
| 5 Yr CAGR | -0.21 % |
| Years | Operating Profit | % Change | |
|---|---|---|---|
| Mar2025 | ₹928 Cr | 1.17 | |
| Mar2024 | ₹917 Cr | 8.71 | |
| Mar2023 | ₹844 Cr | -9.65 | |
| Mar2022 | ₹934 Cr | - | |
| Operating Margins | |
|---|---|
| Y-o-Y | -0.88 % |
| 5 Yr CAGR | 1.92 % |
| Years | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2025 | 86.01% | -0.88 | |
| Mar2024 | 86.77% | 14.64 | |
| Mar2023 | 75.69% | -6.82 | |
| Mar2022 | 81.23% | - | |
GIC HOUSING FINANCE Profit After Tax
[BOM: 511676|NSE : GICHSGFIN]
| Y-o-Y | 5.99 % |
| 5 Yr CAGR | -2.58 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2025 | ₹160 Cr | 5.99 | |
| Mar2024 | ₹151 Cr | -29.03 | |
| Mar2023 | ₹213 Cr | 22.90 | |
| Mar2022 | ₹174 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 3.84 % |
| 5 Yr CAGR | -0.49 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2025 | 14.87 % | 3.84 | |
| Mar2024 | 14.32 % | -25.14 | |
| Mar2023 | 19.13 % | 26.77 | |
| Mar2022 | 15.09 % | - | |
GIC HOUSING FINANCE Earnings Per Share (EPS)
[BOM: 511676|NSE : GICHSGFIN]
| Y-o-Y | 5.98 % |
| 5 Yr CAGR | -2.58 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2025 | ₹30 | 5.98 | |
| Mar2024 | ₹28 | -29.02 | |
| Mar2023 | ₹40 | 22.91 | |
| Mar2022 | ₹32 | - | |
GIC HOUSING FINANCE Return on Capital Employed (ROCE)
[BOM: 511676|NSE : GICHSGFIN]
| Y-o-Y | 0.12 % |
| 5 Yr CAGR | 3.16 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2025 | 8.63% | 0.12 | |
| Mar2024 | 8.62% | -1.49 | |
| Mar2023 | 8.75% | 11.32 | |
| Mar2022 | 7.86% | - | |
GIC HOUSING FINANCE Share Price vs Sensex
| Current Share Price | : | ₹172.8 |
| Current MarketCap | : | ₹ 931.1 Cr |
| Updated EOD on | : | Oct 24,2025 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| GIC HOUSING FINANCE | 1.4% |
-0.7% |
-20.6% |
| SENSEX | 0.9% |
2.5% |
3.7% |
GIC HOUSING FINANCE related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE ALLCAP | 6.4% | 8.9% | 7.5% |
| BSE MIDSMALLCAP | 4.7% | 9% | 8.4% |
| BSE FINANCIAL SERVICES | 0.4% | 3.5% | 12% |
| BSE SMALLCAP | 0.4% | -1.3% | -5.3% |
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FAQ about GIC HOUSING FINANCE Financials
How the annual revenues of GIC HOUSING FINANCE have changed ?
The Revenues of GIC HOUSING FINANCE have increased by 2.06% YoY .
How the Earnings per Share (EPS) of GIC HOUSING FINANCE have changed?
The Earnings Per Share (EPS) of GIC HOUSING FINANCE has increased by 5.98 % YoY .
BAJAJ HOUSING FINANCE LTD vs HOUSING & URBAN DEVELOPMENT CORPORATION LTD vs LIC HOUSING FINANCE LTD
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