Home > Annual Financials > GIC HOUSING FINANCE

GIC HOUSING FINANCE Financial Statement Analysis
[BOM: 511676|NSE : GICHSGFIN]

The Revenues of GIC HOUSING FINANCE have increased by 2.06% YoY .
The Earnings Per Share (EPS) of GIC HOUSING FINANCE has increased by 5.98 % YoY.
REVENUES
OPERATING MARGIN
PROFIT AFTER TAX
EPS
ROCE

GIC HOUSING FINANCE Last 5 Annual Financial Results
[BOM: 511676|NSE : GICHSGFIN]

ConsolidatedMar2025
Mar2024
Mar2023
Mar2022
Operating Income ₹1,079 Cr₹1,057 Cr₹1,115 Cr₹1,150 Cr
Expenses ₹151 Cr₹140 Cr₹271 Cr₹216 Cr
Operating Profit (Excl OI) ₹928 Cr₹917 Cr₹844 Cr₹934 Cr
Other Income ₹10 Cr₹13 Cr₹159 Cr₹6.62 Cr
Interest ₹703 Cr₹711 Cr₹703 Cr₹702 Cr
Depreciation ₹15 Cr₹15 Cr₹9.94 Cr₹8.71 Cr
Profit Before Tax ₹207 Cr₹204 Cr₹290 Cr₹230 Cr
Profit After Tax ₹160 Cr₹151 Cr₹213 Cr₹174 Cr
Consolidated Net Profit ₹160 Cr₹151 Cr₹213 Cr₹174 Cr
Earnings Per Share (Rs)₹29.79₹28.11₹39.60₹32.22
PAT Margin (%)14.8714.3219.1315.09
ROE(%)8.468.5813.2911.49
ROCE(%)8.638.628.757.86
Total Debt/Equity(x)4.444.685.386.85

Key Financials

Market Cap : ₹ 944.9 Cr
Revenue (TTM) : ₹ 1,070.3 Cr
Net Profit(TTM) : ₹ 128.9 Cr
EPS (TTM) : ₹ 23.9
P/E (TTM) : 7.3

Industry Peers & Returns1W1M1Y
GIC HOUSING FINANCE -0.7% -7.6% -28.6%
BAJAJ HOUSING FINANCE -0.7% -5.2% NA
HOUSING & URBAN DEVELOPMENT CORPORATION -0.6% -5.3% -25.8%
LIC HOUSING FINANCE -3.2% -8.7% -17.4%
PNB HOUSING FINANCE -2.2% -23.7% -7.8%
AADHAR HOUSING FINANCE 3% 1.1% 28.2%
APTUS VALUE HOUSING FINANCE INDIA -4.9% -4.8% 9.5%
AAVAS FINANCIERS -3% -12.7% -2.6%
SAMMAAN CAPITAL -2.2% -7.5% -31%


GIC HOUSING FINANCE Revenues
[BOM: 511676|NSE : GICHSGFIN]

Y-o-Y

2.06 %

5 Yr CAGR

-2.10 %

Years Revenues % Change
Mar2025 ₹1,079 Cr
2.06
Mar2024 ₹1,057 Cr
-5.18
Mar2023 ₹1,115 Cr
-3.03
Mar2022 ₹1,150 Cr -


GIC HOUSING FINANCE Operating Profit
[BOM: 511676|NSE : GICHSGFIN]

Y-o-Y

1.17 %

5 Yr CAGR

-0.21 %

Years Operating Profit % Change
Mar2025 ₹928 Cr
1.17
Mar2024 ₹917 Cr
8.71
Mar2023 ₹844 Cr
-9.65
Mar2022 ₹934 Cr -

Operating Margins
Y-o-Y

-0.88 %

5 Yr CAGR

1.92 %

Years Operating Margin% % Change
Mar2025 86.01%
-0.88
Mar2024 86.77%
14.64
Mar2023 75.69%
-6.82
Mar2022 81.23% -

GIC HOUSING FINANCE Profit After Tax
[BOM: 511676|NSE : GICHSGFIN]

Y-o-Y

5.99 %

5 Yr CAGR

-2.58 %

Years Profit After Tax % Change
Mar2025 ₹160 Cr
5.99
Mar2024 ₹151 Cr
-29.03
Mar2023 ₹213 Cr
22.90
Mar2022 ₹174 Cr -

PAT Margins
Y-o-Y

3.84 %

5 Yr CAGR

-0.49 %

Years PAT Margin(%) % Change
Mar2025 14.87 %
3.84
Mar2024 14.32 %
-25.14
Mar2023 19.13 %
26.77
Mar2022 15.09 % -

GIC HOUSING FINANCE Earnings Per Share (EPS)
[BOM: 511676|NSE : GICHSGFIN]

Y-o-Y

5.98 %

5 Yr CAGR

-2.58 %

Years EPS % Change
Mar2025 ₹30
5.98
Mar2024 ₹28
-29.02
Mar2023 ₹40
22.91
Mar2022 ₹32 -

GIC HOUSING FINANCE Return on Capital Employed (ROCE)
[BOM: 511676|NSE : GICHSGFIN]

Y-o-Y

0.12 %

5 Yr CAGR

3.16 %

Years ROCE % Change
Mar2025 8.63%
0.12
Mar2024 8.62%
-1.49
Mar2023 8.75%
11.32
Mar2022 7.86% -

GIC HOUSING FINANCE Share Price vs Sensex

Current Share Price : ₹175.3
Current MarketCap: ₹ 944.9 Cr
Updated EOD on :Aug 25,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
GIC HOUSING FINANCE

-0.7%

-7.6%

-28.6%

SENSEX

0.5%

-1.3%

0.9%

GIC HOUSING FINANCE related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE SMALLCAP 0.9% -4% -4.2%
BSE FINANCIAL SERVICES -1% -3.3% 9.7%
No NSE index found

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FAQ about GIC HOUSING FINANCE Financials


How the annual revenues of GIC HOUSING FINANCE have changed ?

The Revenues of GIC HOUSING FINANCE have increased by 2.06% YoY .

How the Earnings per Share (EPS) of GIC HOUSING FINANCE have changed?

The Earnings Per Share (EPS) of GIC HOUSING FINANCE has increased by 5.98 % YoY .