BAJAJ HOUSING FINANCE  Financial Statement Analysis 
                    
                    
                                                     
                                
                                                
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                            The Revenues of BAJAJ HOUSING FINANCE  have increased by 25.71% YoY .
                             The Earnings Per Share (EPS) of BAJAJ HOUSING FINANCE has increased by 0.78 % YoY.  | 
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| REVENUES | 
| OPERATING MARGIN | 
| PROFIT AFTER TAX | 
| EPS | 
| ROCE | 
BAJAJ HOUSING FINANCE  Last 5 Annual Financial Results
 [BOM: 544252|NSE : BAJAJHFL] 
            | Standalone | Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | 
|---|---|---|---|---|---|
| Operating Income | ₹9,576 Cr | ₹7,617 Cr | ₹5,665 Cr | ₹3,767 Cr | ₹3,155 Cr | 
| Expenses | ₹783 Cr | ₹722 Cr | ₹719 Cr | ₹624 Cr | ₹553 Cr | 
| Operating Profit (Excl OI) | ₹8,792 Cr | ₹6,895 Cr | ₹4,946 Cr | ₹3,142 Cr | ₹2,602 Cr | 
| Other Income | ₹0.35 Cr | ₹0.40 Cr | ₹0.71 Cr | ₹0.42 Cr | ₹0.58 Cr | 
| Interest | ₹5,981 Cr | ₹4,695 Cr | ₹3,213 Cr | ₹2,157 Cr | ₹1,968 Cr | 
| Depreciation | ₹41 Cr | ₹40 Cr | ₹33 Cr | ₹26 Cr | ₹22 Cr | 
| Profit Before Tax | ₹2,770 Cr | ₹2,161 Cr | ₹1,700 Cr | ₹960 Cr | ₹613 Cr | 
| Profit After Tax | ₹2,163 Cr | ₹1,731 Cr | ₹1,258 Cr | ₹710 Cr | ₹453 Cr | 
| Earnings Per Share (Rs) | ₹2.60 | ₹2.58 | ₹1.87 | ₹1.45 | ₹0.93 | 
| PAT Margin (%) | 22.59 | 22.73 | 22.20 | 18.84 | 14.37 | 
| ROE(%) | 13.45 | 15.23 | 14.59 | 11.11 | 7.81 | 
| ROCE(%) | 9.56 | 9.43 | 8.74 | 7.26 | 7.50 | 
| Total Debt/Equity(x) | 4.12 | 5.64 | 5.12 | 6.15 | 5.24 | 
Key Financials | 
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| Market Cap | : | ₹ 91,530.3 Cr | 
| Revenue (TTM) | : | ₹ 9,982.7 Cr | 
| Net Profit(TTM) | : | ₹ 2,263.6 Cr | 
| EPS (TTM) | : | ₹ 2.7 | 
| P/E (TTM) | : | 40.4 | 
| Industry Peers & Returns | 1W | 1M | 1Y | 
| BAJAJ HOUSING FINANCE | 0.8% | -1.5% | -16.4% | 
| HOUSING & URBAN DEVELOPMENT CORPORATION | 5% | 2% | 9.4% | 
| LIC HOUSING FINANCE | -1.6% | -0.3% | -10.3% | 
| PNB HOUSING FINANCE | 0.6% | 6.6% | 0.6% | 
| AADHAR HOUSING FINANCE | -0.4% | -0.2% | 13.3% | 
| APTUS VALUE HOUSING FINANCE INDIA | -3.4% | -7.1% | -7.8% | 
| AAVAS FINANCIERS | -0.6% | 0.8% | -0.4% | 
| SAMMAAN CAPITAL | 1.3% | 12% | 32% | 
| HOME FIRST FINANCE COMPANY INDIA | 4.2% | 1.6% | 0.9% | 
BAJAJ HOUSING FINANCE  Revenues
 [BOM: 544252|NSE : BAJAJHFL]  
                        | Y-o-Y | 25.71 %  | 
                                
| 5 Yr CAGR | 31.99 %  | 
                                
| Years | Revenues | % Change | |
|---|---|---|---|
| Mar2025 | ₹9,576 Cr | 25.71 | |
| Mar2024 | ₹7,617 Cr | 34.47 | |
| Mar2023 | ₹5,665 Cr | 50.39 | |
| Mar2022 | ₹3,767 Cr | 19.40 | |
| Mar2021 | ₹3,155 Cr | - | |
BAJAJ HOUSING FINANCE  Operating Profit
 [BOM: 544252|NSE : BAJAJHFL]  
                    | Y-o-Y | 27.51 %  | 
                        
                        
| 5 Yr CAGR | 35.58 %  | 
                        
| Years | Operating Profit | % Change | |
|---|---|---|---|
| Mar2025 | ₹8,792 Cr | 27.51 | |
| Mar2024 | ₹6,895 Cr | 39.41 | |
| Mar2023 | ₹4,946 Cr | 57.40 | |
| Mar2022 | ₹3,142 Cr | 20.78 | |
| Mar2021 | ₹2,602 Cr | - | |
| Operating Margins | |
|---|---|
| Y-o-Y | 1.44 %  | 
                        
| 5 Yr CAGR | 2.72 %  | 
                        
| Years | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2025 | 91.82% | 1.44 | |
| Mar2024 | 90.52% | 3.68 | |
| Mar2023 | 87.31% | 4.65 | |
| Mar2022 | 83.43% | 1.15 | |
| Mar2021 | 82.48% | - | |
BAJAJ HOUSING FINANCE  Profit After Tax
 [BOM: 544252|NSE : BAJAJHFL]  
            | Y-o-Y | 24.94 %  | 
                    
                    
| 5 Yr CAGR | 47.80 %  | 
                    
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2025 | ₹2,163 Cr | 24.94 | |
| Mar2024 | ₹1,731 Cr | 37.64 | |
| Mar2023 | ₹1,258 Cr | 77.25 | |
| Mar2022 | ₹710 Cr | 56.58 | |
| Mar2021 | ₹453 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | -0.62 %  | 
                    
| 5 Yr CAGR | 11.97 %  | 
                    
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2025 | 22.59 % | -0.62 | |
| Mar2024 | 22.73 % | 2.39 | |
| Mar2023 | 22.2 % | 17.83 | |
| Mar2022 | 18.84 % | 31.11 | |
| Mar2021 | 14.37 % | - | |
BAJAJ HOUSING FINANCE  Earnings Per Share (EPS)
 [BOM: 544252|NSE : BAJAJHFL]  
            | Y-o-Y | 0.78 %  | 
                    
                    
| 5 Yr CAGR | 29.31 %  | 
                    
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2025 | ₹2.60 | 0.78 | |
| Mar2024 | ₹2.58 | 37.97 | |
| Mar2023 | ₹1.87 | 28.97 | |
| Mar2022 | ₹1.45 | 55.91 | |
| Mar2021 | ₹0.93 | - | |
BAJAJ HOUSING FINANCE  Return on Capital Employed (ROCE)
 [BOM: 544252|NSE : BAJAJHFL]  
            | Y-o-Y | 1.38 %  | 
                    
                    
| 5 Yr CAGR | 6.25 %  | 
                    
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2025 | 9.56% | 1.38 | |
| Mar2024 | 9.43% | 7.89 | |
| Mar2023 | 8.74% | 20.39 | |
| Mar2022 | 7.26% | -3.20 | |
| Mar2021 | 7.5% | - | |
BAJAJ HOUSING FINANCE Share Price vs Sensex
| Current Share Price | : | ₹109.9 | 
| Current MarketCap | : | ₹ 91,530.3 Cr | 
| Updated EOD on | : | Nov 03,2025 | 
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year | 
| BAJAJ HOUSING FINANCE |    0.8%  | 
                            
                     
                     -1.5%  | 
                     
                     -16.4%  | 
                    
| SENSEX |    -0.9%  |    
                      
                    
                     4.6%  | 
                     
                     5%  | 
                    
BAJAJ HOUSING FINANCE related INDICES
| BSE Indices | 1W | 1M | 1Y | 
|---|---|---|---|
| BSE ALLCAP | 6.4% | 8.9% | 7.5% | 
| BSE LARGEMIDCAP | 4.5% | 7.2% | 8.3% | 
| BSE 200 EQUAL WEIGHT | 0.8% | 4.7% | NA | 
| BSE 400 MIDSMALLCAP INDEX | 0.6% | 4.7% | 3.3% | 
| BSE 150 MIDCAP INDEX | 0.5% | 5% | 4.8% | 
| NSE Indices | 1W | 1M | 1Y | 
|---|---|---|---|
| NIFTY NEXT 50 | 1.3% | 3.9% | 0.7% | 
| NIFTY 500 EQUAL WEIGHT | 0.6% | 4% | 4.6% | 
| NIFTY100 EQUAL WEIGHT | 0.4% | 4% | 5.3% | 
| NIFTY500 LARGEMIDSMALL EQUAL-CAP WEIGHTED INDEX | 0.3% | 4.9% | 4.9% | 
| NIFTY LARGEMIDCAP 250 | 0.1% | 5.1% | 6.3% | 
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FAQ about BAJAJ HOUSING FINANCE Financials
How the annual revenues of BAJAJ HOUSING FINANCE have changed ?
The Revenues of BAJAJ HOUSING FINANCE have increased by 25.71% YoY .
How the Earnings per Share (EPS) of BAJAJ HOUSING FINANCE have changed?
The Earnings Per Share (EPS) of BAJAJ HOUSING FINANCE has increased by 0.78 % YoY .
BAJAJ HOUSING FINANCE LTD vs HOUSING & URBAN DEVELOPMENT CORPORATION LTD vs LIC HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD vs AADHAR HOUSING FINANCE LTD vs