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BAJAJ HOUSING FINANCE Financial Statement Analysis
[BOM: 544252|NSE : BAJAJHFL]

The Revenues of BAJAJ HOUSING FINANCE have increased by 16.68% YoY .
The Earnings Per Share (EPS) of BAJAJ HOUSING FINANCE has increased by 18.08 % YoY.
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BAJAJ HOUSING FINANCE Last 5 Annual Financial Results
[BOM: 544252|NSE : BAJAJHFL]

StandaloneMar2026
Mar2025
Mar2024
Mar2023
Mar2022
Operating Income ₹11,147 Cr₹9,554 Cr₹7,617 Cr₹5,665 Cr₹3,767 Cr
Expenses ₹1,008 Cr₹762 Cr₹722 Cr₹719 Cr₹624 Cr
Operating Profit (Excl OI) ₹10,139 Cr₹8,792 Cr₹6,895 Cr₹4,946 Cr₹3,142 Cr
Other Income ₹3.09 Cr₹0.35 Cr₹0.40 Cr₹0.71 Cr₹0.42 Cr
Interest ₹6,761 Cr₹5,981 Cr₹4,695 Cr₹3,213 Cr₹2,157 Cr
Depreciation ₹47 Cr₹41 Cr₹40 Cr₹33 Cr₹26 Cr
Profit Before Tax ₹3,320 Cr₹2,770 Cr₹2,161 Cr₹1,700 Cr₹960 Cr
Profit After Tax ₹2,560 Cr₹2,163 Cr₹1,731 Cr₹1,258 Cr₹710 Cr
Earnings Per Share (Rs)₹3.07₹2.60₹2.58₹1.87₹1.45
PAT Margin (%)22.9722.6422.7322.2018.84
ROE(%)12.0813.4515.2314.5911.11
ROCE(%)8.839.549.428.747.26
Total Debt/Equity(x)4.614.125.655.126.15

Key Financials

Market Cap : ₹ 69,983.0 Cr
Revenue (TTM) : ₹ 11,606.4 Cr
Net Profit(TTM) : ₹ 2,692.3 Cr
EPS (TTM) : ₹ 3.2
P/E (TTM) : 26.0

Industry Peers & Returns1W1M1Y
BAJAJ HOUSING FINANCE -1.2% -1.8% -26.4%
PIRAMAL FINANCE 6.1% 6.6% NA
HOUSING & URBAN DEVELOPMENT CORPORATION -1.3% -7.9% -12.5%
LIC HOUSING FINANCE 1.5% -8.4% -15.5%
PNB HOUSING FINANCE 0.3% 9.5% 42.7%
AADHAR HOUSING FINANCE -0.6% -5.4% -7.2%
SAMMAAN CAPITAL -2.4% -9.1% 20.9%
APTUS VALUE HOUSING FINANCE INDIA 0.5% -8.9% -28.3%
CAN FIN HOMES -1.6% -0.9% 5.4%


BAJAJ HOUSING FINANCE Revenues
[BOM: 544252|NSE : BAJAJHFL]

Y-o-Y

16.68 %

5 Yr CAGR

31.16 %

Years Revenues % Change
Mar2026 ₹11,147 Cr
16.68
Mar2025 ₹9,554 Cr
25.42
Mar2024 ₹7,617 Cr
34.47
Mar2023 ₹5,665 Cr
50.39
Mar2022 ₹3,767 Cr -


BAJAJ HOUSING FINANCE Operating Profit
[BOM: 544252|NSE : BAJAJHFL]

Y-o-Y

15.31 %

5 Yr CAGR

34.02 %

Years Operating Profit % Change
Mar2026 ₹10,139 Cr
15.31
Mar2025 ₹8,792 Cr
27.51
Mar2024 ₹6,895 Cr
39.41
Mar2023 ₹4,946 Cr
57.40
Mar2022 ₹3,142 Cr -

Operating Margins
Y-o-Y

-1.17 %

5 Yr CAGR

2.18 %

Years Operating Margin% % Change
Mar2026 90.95%
-1.17
Mar2025 92.03%
1.67
Mar2024 90.52%
3.68
Mar2023 87.31%
4.65
Mar2022 83.43% -

BAJAJ HOUSING FINANCE Profit After Tax
[BOM: 544252|NSE : BAJAJHFL]

Y-o-Y

18.38 %

5 Yr CAGR

37.82 %

Years Profit After Tax % Change
Mar2026 ₹2,560 Cr
18.38
Mar2025 ₹2,163 Cr
24.94
Mar2024 ₹1,731 Cr
37.64
Mar2023 ₹1,258 Cr
77.25
Mar2022 ₹710 Cr -

PAT Margins
Y-o-Y

1.46 %

5 Yr CAGR

5.08 %

Years PAT Margin(%) % Change
Mar2026 22.97 %
1.46
Mar2025 22.64 %
-0.40
Mar2024 22.73 %
2.39
Mar2023 22.2 %
17.83
Mar2022 18.84 % -

BAJAJ HOUSING FINANCE Earnings Per Share (EPS)
[BOM: 544252|NSE : BAJAJHFL]

Y-o-Y

18.08 %

5 Yr CAGR

20.63 %

Years EPS % Change
Mar2026 ₹3.07
18.08
Mar2025 ₹2.60
0.78
Mar2024 ₹2.58
37.97
Mar2023 ₹1.87
28.97
Mar2022 ₹1.45 -

BAJAJ HOUSING FINANCE Return on Capital Employed (ROCE)
[BOM: 544252|NSE : BAJAJHFL]

Y-o-Y

-7.44 %

5 Yr CAGR

5.02 %

Years ROCE % Change
Mar2026 8.83%
-7.44
Mar2025 9.54%
1.27
Mar2024 9.42%
7.78
Mar2023 8.74%
20.39
Mar2022 7.26% -

BAJAJ HOUSING FINANCE Share Price vs Sensex

Current Share Price : ₹84.0
Current MarketCap: ₹ 69,983.0 Cr
Updated EOD on :Aug 25,2026

Share Price Returns(%) 1 Week 1 Month 1 Year
BAJAJ HOUSING FINANCE

-1.2%

-1.8%

-26.4%

SENSEX

0.5%

2.1%

-4.5%

BAJAJ HOUSING FINANCE related INDICES

BSE Indices1W1M1Y
BSE SELECT IPO INDEX 1.7% 8.1% 0.3%
BSE DIVERSIFIED FINANCIALS REVENUE GROWTH INDEX 1.5% 5.7% 6.8%
BSE FINANCIAL SERVICES 0.8% 2.1% 0.3%
BSE 150 MIDCAP INDEX 0.6% 4% 9.7%
BSE 200 EQUAL WEIGHT 0.5% 3% 8.3%
NSE Indices1W1M1Y
NIFTY CONGLOMERATE 50 0.8% 5.2% NA
NIFTY MIDCAP 150 0.7% 3.7% 10.6%
NIFTY CORE HOUSING 0.7% 1.9% -3.1%
NIFTY LARGEMIDCAP 250 0.7% 3.2% 5.3%
NIFTY100 EQUAL WEIGHT 0.7% 3.2% 8.2%

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FAQ about BAJAJ HOUSING FINANCE Financials


How the annual revenues of BAJAJ HOUSING FINANCE have changed ?

The Revenues of BAJAJ HOUSING FINANCE have increased by 16.68% YoY .

How the Earnings per Share (EPS) of BAJAJ HOUSING FINANCE have changed?

The Earnings Per Share (EPS) of BAJAJ HOUSING FINANCE has increased by 18.08 % YoY .