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EQUITAS SMALL FINANCE BANK Financial Statement Analysis
[BOM: 543243|NSE : EQUITASBNK]

The Net Interest Income of EQUITAS SMALL FINANCE BANK have increased by 21.03% YoY .
The Earnings Per Share (EPS) of EQUITAS SMALL FINANCE BANK has decreased by -81.68 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

EQUITAS SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 543243|NSE : EQUITASBNK]

StandaloneMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Interest Earned ₹5,486 Cr₹4,162 Cr₹3,460 Cr₹3,194 Cr₹2,645 Cr
Other Income ₹799 Cr₹670 Cr₹538 Cr₹418 Cr₹282 Cr
Interest Expended ₹2,407 Cr₹1,617 Cr₹1,421 Cr₹1,396 Cr₹1,150 Cr
Operating Expenses ₹2,501 Cr₹2,038 Cr₹1,704 Cr₹1,329 Cr₹1,180 Cr
Profit Before Tax ₹1,063 Cr₹769 Cr₹378 Cr₹511 Cr₹351 Cr
Profit After Tax ₹799 Cr₹574 Cr₹281 Cr₹384 Cr₹244 Cr
Earnings Per Share (Rs)₹1.29₹7.04₹5.16₹2.24₹3.37
NIM6.377.067.557.857.51
ROE(%)2.4614.4212.217.3512.51
ROCE(%)4.6216.6613.719.2112.15
Advances Growth16.9420.0233.1614.9922.73
Net NPAs (funded) to Net Advances (%)0.981.171.212.371.52

Key Financials

Market Cap : ₹ 6,497.4 Cr
Revenue (TTM) : ₹ 6,522.1 Cr
Net Profit(TTM) : ₹ -91.2 Cr
EPS (TTM) : ₹ -0.8
P/E (TTM) : -

Industry Peers & Returns1W1M1Y
EQUITAS SMALL FINANCE BANK -4.3% -0.4% -14.7%
HDFC BANK -1.5% 3.8% 15.1%
ICICI BANK -2.4% -0.2% 5.4%
KOTAK MAHINDRA BANK -2.2% 5.4% 22.2%
AXIS BANK -1.7% 8.9% 5.8%
INDUSIND BANK 3% 8% -24%
IDBI BANK 8% 13.3% 20.4%
YES BANK -0.1% 7% 8.1%
IDFC FIRST BANK 4.8% 17.2% 17.6%


EQUITAS SMALL FINANCE BANK Net Interest Income
[BOM: 543243|NSE : EQUITASBNK]

Y-o-Y

21.03 %

5 Yr CAGR

19.80 %

Years Net Interest Income % Change
Mar2025 ₹3,080 Cr
21.03
Mar2024 ₹2,545 Cr
24.83
Mar2023 ₹2,039 Cr
13.38
Mar2022 ₹1,798 Cr
20.24
Mar2021 ₹1,495 Cr -

EQUITAS SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 543243|NSE : EQUITASBNK]

Net Interest Margins
Y-o-Y

-9.77 %

5 Yr CAGR

-4.03 %

Years Net Interest Margin% % Change
Mar2025 6.37%
-9.77
Mar2024 7.06%
-6.49
Mar2023 7.55%
-3.82
Mar2022 7.85%
4.53
Mar2021 7.51% -

EQUITAS SMALL FINANCE BANK Profit After Tax
[BOM: 543243|NSE : EQUITASBNK]

Y-o-Y

39.29 %

5 Yr CAGR

34.57 %

Years Profit After Tax % Change
Mar2025 ₹799 Cr
39.29
Mar2024 ₹574 Cr
104.32
Mar2023 ₹281 Cr
-26.94
Mar2022 ₹384 Cr
57.70
Mar2021 ₹244 Cr -

PAT Margins
Y-o-Y

15.08 %

5 Yr CAGR

12.33 %

Years PAT Margin(%) % Change
Mar2025 25.94 %
15.08
Mar2024 22.54 %
63.69
Mar2023 13.77 %
-35.56
Mar2022 21.37 %
31.18
Mar2021 16.29 % -

EQUITAS SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 543243|NSE : EQUITASBNK]

Y-o-Y

-81.68 %

5 Yr CAGR

-21.34 %

Years EPS % Change
Mar2025 ₹1.29
-81.68
Mar2024 ₹7.04
36.43
Mar2023 ₹5.16
130.36
Mar2022 ₹2.24
-33.53
Mar2021 ₹3.37 -

EQUITAS SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 543243|NSE : EQUITASBNK]

Y-o-Y

-72.27 %

5 Yr CAGR

-21.47 %

Years ROCE % Change
Mar2025 4.62%
-72.27
Mar2024 16.66%
21.52
Mar2023 13.71%
48.86
Mar2022 9.21%
-24.20
Mar2021 12.15% -

EQUITAS SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹57.0
Current MarketCap: ₹ 6,497.4 Cr
Updated EOD on :Oct 31,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
EQUITAS SMALL FINANCE BANK

-4.3%

-0.4%

-14.7%

SENSEX

-0.3%

4.5%

5.7%

EQUITAS SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE SMALLCAP 0.7% 3.2% 2.9%
BSE FINANCIAL SERVICES -0.4% 5.1% 14.3%
NSE Indices1W1M1Y
NIFTY MICROCAP 250 0.6% 3.5% 1.5%
NIFTY TOTAL MARKET 0.1% 4.2% 5.2%

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FAQ about EQUITAS SMALL FINANCE BANK Financials


How the annual revenues of EQUITAS SMALL FINANCE BANK have changed ?

The Net Interest Income of EQUITAS SMALL FINANCE BANK have increased by 21.03% YoY .

How the Earnings per Share (EPS) of EQUITAS SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of EQUITAS SMALL FINANCE BANK has decreased by -81.68 % YoY .