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RBL BANK
Intrinsic Value | Fundamental Analysis

BOM : 540065     NSE : RBLBANK    
LT :  
    Long Term Analysis
Fundamentals : Good
Valuation : Bad [Stock is Expensive]
NPA (Non Performing Assets) : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Neutral
Price Momentum : Downward
Pledged Shares : None or < 25%
Jul 26,2024
Price(EOD): ₹ 235.85
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Bank - Private
MCap: ₹ 14,301.94 Cr
Value of ₹ 1 Lac invested in RBL BANK
on Jul 26,2019 (price: ₹ 456.50)

₹ 1 L

₹ 0.52 L

1W : -2.6% 1M : -8.5% 1Y : 4%
COMMUNITY POLL
for RBL BANK
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Industry Peers & Returns1W1M1Y
RBL BANK -2.6% -8.5% 4%
HDFC BANK -1.4% -4.8% -3.5%
ICICI BANK -2.7% -0.9% 20.2%
KOTAK MAHINDRA BANK 3.3% 1% -9.9%
AXIS BANK -8.3% -8.4% 21%
INDUSIND BANK -1.5% -6.3% -1.9%
IDBI BANK 16.3% 23.3% 76.7%
YES BANK -2.7% 4.9% 36.3%
IDFC FIRST BANK -4% -9.9% -9.9%

FUNDAMENTAL ANALYSIS OF RBL BANK

 
Fundamentals Score
[ Q(TTM): Jun2024, Y: Mar2024
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]

Insights 💡 RBLBANK is one of the top 35% companies with good fundamentals ! Discover More →

VALUATION OF RBL BANK

 
Valuation Score
[As on : Jul 26,2024 ]

Ratio Consolidated
P/E
P/B
P/S
11.07
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 1,291.45 Cr
[Latest Qtr - Jun2024 - Consolidated Results ]

0.97
P/B Calculated based on Book Value of Rs 14,719.70 Cr
[Latest Year - Mar2024 - Consolidated Results ]

1.1
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 13,035.30 Cr
[Latest Qtr - Jun2024 - Consolidated Results ]

Financial Ratios →

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FAIR VALUE OF RBL BANK

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
10%
111%

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SHARE PRICE MOMENTUM OF RBL BANK



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NPA

Year Net NPA/Advances ratio
Consolidated
2024
2023
2022
Avg_3yrs
0
1.1
1.34
0.81

PLEDGED PROMOTER SHARES OF RBL BANK

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF RBL BANK

Consolidated Q-o-Q Y-o-Y
Net Interest Income
Op Profit
Profit Before Tax
Profit After Tax
4.72%
-6.45%
-2.16%
-3.67%
22.47%
22.98%
13.67%
9.88%
QtrlyTrend
2
Latest Qtr: Jun2024
Quarterly Result Analysis →


RBL BANK related INDICES

BSE Indices1W1M1Y
S&P BSE SMALL CAP 3.5% 4.3% 59.2%
S&P BSE MIDSMALLCAP 3.3% 4% 60.1%
S&P BSE 400 MIDSMALLCAP 3.1% 3.9% 57.2%
S&P BSE 250 SMALLCAP 3% 3.3% 54.4%
S&P BSE SMALLCAP SELECT INDEX 2.5% 2.9% 48.1%
NSE Indices1W1M1Y
NIFTY SMALLCAP 50 3.1% 2.9% 71.1%
NIFTY MID SMALL400 3% 3.4% 56.7%
NIFTY SMALLCAP250 2.8% 3.4% 59.3%
NIFTY FREE SMALL 100 2.5% 3.4% 64.7%
NIFTY500 MULTICAP 50:25:25 2.2% 3.9% 43.6%

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FAQ about RBL BANK


Is RBL BANK good for long term investment?

As on Jul 26,2024, the Fundamentals of RBL BANK look Strong and hence it may be good for long term investment! See Financial Performance of RBL BANK . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is RBL BANK UnderValued or OverValued?

As on Jul 26,2024, RBL BANK is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of RBL BANK ?

As on Jul 26,2024, the Intrinsic Value of RBL BANK is Rs. 162.61 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -47.68
Fair Value [Median EV / Sales Model] : Rs. 213.44
Fair Value [Median Price / Sales Model] : Rs. 111.79
Estimated Median Fair Value of RBL BANK : Rs. 162.61

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is RBL BANK trading at a Premium or Discount?

As on Jul 26,2024, RBL BANK is trading at a Premium of 45% based on the estimates of Median Intrinsic Value!