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GIC HOUSING FINANCE
Intrinsic Value | Fundamental Analysis

Returns | 1W : -2.6% , 1M : -9.2%,1Y : 40.8%
BOM : 511676     NSE : GICHSGFIN    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
Debt : High
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Upward
Price Momentum : Downward
Pledged Shares : None or < 25%
Apr 22,2021
Price(EOD): Rs. 108.60
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
MarketCap: Rs. 585.35 Cr
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Check out Industry Peers

Peers & Returns1W1M1Y
GIC HOUSING FINANCE -2.6% -9.2% 40.8%
HOUSING DEVELOPMENT FINANCE CORPORATION -2.7% -1.5% 39.7%
LIC HOUSING FINANCE -0.8% -5.3% 37.1%
AAVAS FINANCIERS -5.1% 0.2% 72.7%
INDIABULLS HOUSING FINANCE 7.5% -17.6% 28%
HOUSING & URBAN DEVELOPMENT CORPORATION -0.6% -12.3% 72.2%
PNB HOUSING FINANCE -2.5% -6.3% 84.6%
CAN FIN HOMES -1.1% -10.7% 64.2%
REPCO HOME FINANCE 10.6% 0.8% 148.2%

FUNDAMENTAL ANALYSIS OF GIC HOUSING FINANCE

 
Fundamentals Score
[Last Annual Data : Mar2020 | TTM
Trailing Twelve Months (TTM) is calculated using last 4 quarterly data and is a good substitute to track Annual results.
Learn More
]
Show Me the Stocks with Fundamentals better than GIC HOUSING FINANCE Premium


VALUATION OF GIC HOUSING FINANCE

 
Valuation Score
RatioValue
P/E
P/B
P/S
12.82
P/E Calculated based on EPS of 8.47
[ Mar2020 - Standalone Results ]

0.46
P/B Calculated based on Book Value of 234.55
[ Mar2020 - Standalone Results ]

0.47
P/S Calculated based on Revenues of 1243.39 Cr
[ TTM - Standalone Results ]

Show Me the Stocks with Valuation better than GIC HOUSING FINANCE Premium


FAIR VALUE OF GIC HOUSING FINANCE

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
233%
89%
-58%

SHARE PRICE MOMENTUM OF GIC HOUSING FINANCE

DEBT

Year Debt/Equity ratio
Standalone Consolidated
2020
2019
2018
Avg_3yrs
9.3
9.3
8.93
9.18
-
-
-
-
[Last Annual Data : Mar2020]

PLEDGED SHARES

Pledged Shares
0 %
As on : Sep2020

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad

QTRLY RESULTS

Standalone 1 Qtr Growth 4 Qtr Growth
Revenue
Op Profit
EBIDT
Net Income
-1.36%
14.47%
165.28%
196.02%
-0.25%
6.14%
202.47%
329.13%
QtrlyTrend
4
Latest Qtr: Dec2020

GIC HOUSING FINANCE related INDICES

BSE Indices1W1M1Y
S&P BSE SMALL CAP 0.5% 2.5% 90.8%
S&P BSE MIDSMALLCAP 0.2% 1.7% 80%
S&P BSE ALLCAP -0.8% -0.3% 59.7%
S&P BSE FINANCE -1.1% -4.5% 50.4%
No NSE index found

FAQ [Frequently Asked Questions]


Is GICHSGFIN good for long term investment?

As on 22-Apr-2021, the Fundamentals of GICHSGFIN are Average and hence you can wait for the results to improve to invest for long term ! See Financial Performance of GIC HOUSING FINANCE . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is GICHSGFIN UnderValued or OverValued?

As on 22-Apr-2021, GICHSGFIN is Over Valued and hence NOT a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of GICHSGFIN ?

As on 22-Apr-2021, the Intrinsic Value of GICHSGFIN is Rs. 57.43 determined based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. 32.59
Fair Value [Median EV / Sales Model] : Rs. 57.43
Fair Value [Median Price / Sales Model] : Rs. 261.62
Median Fair Value of GICHSGFIN : Rs. 57.43

Is GICHSGFIN trading at a Premium or Discount?

As on 22-Apr-2021, GICHSGFIN is trading at a Premium of 89% based on the Median Intrinsic Value!

Is it right time to buy GICHSGFIN shares?

As on 22-Apr-2021, GICHSGFIN is Over Valued and hence NOT a good buying opportunity according to Share Valuation at this time!

What is the Financial Performance of Industry Peers of GICHSGFIN?

Check out Financials of Industry Peers using below links:
Financials of HOUSING DEVELOPMENT FINANCE CORPORATION LTD
Financials of LIC HOUSING FINANCE LTD
Financials of AAVAS FINANCIERS LTD
Financials of INDIABULLS HOUSING FINANCE LTD
Financials of HOUSING & URBAN DEVELOPMENT CORPORATION LTD
Financials of PNB HOUSING FINANCE LTD
Financials of CAN FIN HOMES LTD
Financials of REPCO HOME FINANCE LTD
Financials of DEWAN HOUSING FINANCE CORPORATION LTD
Financials of SRG HOUSING FINANCE LTD

What are the Frequent Comparisons with GICHSGFIN?

GIC HOUSING FINANCE LTD vs HOUSING DEVELOPMENT FINANCE CORPORATION LTD vs LIC HOUSING FINANCE LTD
GIC HOUSING FINANCE LTD vs HOUSING DEVELOPMENT FINANCE CORPORATION LTD vs AAVAS FINANCIERS LTD
GIC HOUSING FINANCE LTD vs HOUSING DEVELOPMENT FINANCE CORPORATION LTD vs INDIABULLS HOUSING FINANCE LTD
GIC HOUSING FINANCE LTD vs HOUSING DEVELOPMENT FINANCE CORPORATION LTD vs HOUSING & URBAN DEVELOPMENT CORPORATION LTD
GIC HOUSING FINANCE LTD vs HOUSING DEVELOPMENT FINANCE CORPORATION LTD vs PNB HOUSING FINANCE LTD
GIC HOUSING FINANCE LTD vs HOUSING DEVELOPMENT FINANCE CORPORATION LTD vs CAN FIN HOMES LTD
GIC HOUSING FINANCE LTD vs HOUSING DEVELOPMENT FINANCE CORPORATION LTD vs REPCO HOME FINANCE LTD
GIC HOUSING FINANCE LTD vs HOUSING DEVELOPMENT FINANCE CORPORATION LTD vs DEWAN HOUSING FINANCE CORPORATION LTD
GIC HOUSING FINANCE LTD vs HOUSING DEVELOPMENT FINANCE CORPORATION LTD vs SRG HOUSING FINANCE LTD

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Disclosure

SEBI Research Analyst
The Founder of this website, Mr. Rohit Katiyar is registered with SEBI as a Research Analyst [INH000007377].


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