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SAMMAAN CAPITAL
Quarterly Results Analysis [Dec2025]

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SAMMAAN CAPITAL Quarterly Results

Consolidated Dec2025
UnAudited
Sep2025
UnAudited
Jun2025
UnAudited
Mar2025
UnAudited
Dec2024
UnAudited
Sep2024
Audited
Jun2024
UnAudited
Mar2024
Audited
Revenues ₹2,158 Cr ₹2,251 Cr ₹2,400 Cr ₹2,107 Cr ₹2,017 Cr ₹2,422 Cr ₹2,207 Cr ₹2,205 Cr
Expenses ₹260 Cr ₹528 Cr ₹724 Cr ₹603 Cr ₹389 Cr ₹4,852 Cr ₹471 Cr ₹511 Cr
Operating Income ₹1,898 Cr ₹1,722 Cr ₹1,676 Cr ₹1,505 Cr ₹1,628 Cr ₹-2,429 Cr ₹1,736 Cr ₹1,693 Cr
Other Income ₹0 Cr ₹10 Cr ₹9 Cr ₹25 Cr ₹3 Cr ₹3 Cr ₹30 Cr ₹51 Cr
Interest ₹1,458 Cr ₹1,286 Cr ₹1,196 Cr ₹1,050 Cr ₹1,194 Cr ₹1,238 Cr ₹1,309 Cr ₹1,291 Cr
Depreciation ₹21 Cr ₹21 Cr ₹21 Cr ₹25 Cr ₹20 Cr ₹20 Cr ₹19 Cr ₹21 Cr
Profit Before Tax ₹419 Cr ₹425 Cr ₹468 Cr ₹455 Cr ₹417 Cr ₹-3,685 Cr ₹437 Cr ₹432 Cr
Profit After Tax ₹314 Cr ₹308 Cr ₹334 Cr ₹324 Cr ₹302 Cr ₹-2,761 Cr ₹327 Cr ₹320 Cr
EPS ₹3.86 ₹3.79 ₹4.11 ₹3.98 ₹4.14 ₹-38.13 ₹5.75 ₹5.65
Industry Peers & Returns1W1M1Y
SAMMAAN CAPITAL -0.7% -2.7% 2%
BAJAJ HOUSING FINANCE 1.9% -4.8% -21.2%
HOUSING & URBAN DEVELOPMENT CORPORATION 2.3% -15.3% -10.4%
LIC HOUSING FINANCE 4.5% -3.5% -11.8%
PNB HOUSING FINANCE 5.5% -15.5% -5.3%
AADHAR HOUSING FINANCE -0.3% -4.3% 19.6%
APTUS VALUE HOUSING FINANCE INDIA -3% -10.3% -14.8%
AAVAS FINANCIERS -10% -11.3% -18.3%
HOME FIRST FINANCE COMPANY INDIA 4.1% 11.2% 20.4%

SAMMAAN CAPITAL Quarterly Revenues

Revenues
Q-o-Q

-4.13 %

Y-o-Y

6.99 %

Quarters Revenues % Change
Dec2025 ₹2,158 Cr
-4.13
Sep2025 ₹2,251 Cr
-6.24
Jun2025 ₹2,400 Cr
13.90
Mar2025 ₹2,107 Cr
4.51
Dec2024 ₹2,017 Cr
-16.76
Sep2024 ₹2,422 Cr
9.78
Jun2024 ₹2,207 Cr
0.09
Mar2024 ₹2,205 Cr -

SAMMAAN CAPITAL Quarterly Operating Profit

Operating Profit
Q-o-Q

10.17 %

Y-o-Y

16.56 %

Quarters Operating Profit % Change
Dec2025 ₹1,898 Cr
10.17
Sep2025 ₹1,722 Cr
2.76
Jun2025 ₹1,676 Cr
11.38
Mar2025 ₹1,505 Cr
-7.56
Dec2024 ₹1,628 Cr
Positive
Sep2024 ₹-2,429 Cr
Negative
Jun2024 ₹1,736 Cr
2.49
Mar2024 ₹1,693 Cr -
Operating Margins
Q-o-Q

14.92 %

Y-o-Y

8.94 %

Quarters Operating Margin% % Change
Dec2025 87.95%
14.92
Sep2025 76.53%
9.59
Jun2025 69.83%
-2.21
Mar2025 71.41%
-11.54
Dec2024 80.73%
Positive
Sep2024 -100.28%
Negative
Jun2024 78.65%
2.40
Mar2024 76.81% -

SAMMAAN CAPITAL Quarterly Profit After Tax

Profit After Tax(PAT)
Q-o-Q

1.82 %

Y-o-Y

3.85 %

Quarters Profit After Tax % Change
Dec2025 ₹314 Cr
1.82
Sep2025 ₹308 Cr
-7.73
Jun2025 ₹334 Cr
3.17
Mar2025 ₹324 Cr
7.14
Dec2024 ₹302 Cr
Positive
Sep2024 ₹-2,761 Cr
Negative
Jun2024 ₹327 Cr
2.05
Mar2024 ₹320 Cr -
PAT Margins
Q-o-Q

6.20 %

Y-o-Y

-2.93 %

Quarters PAT Margin(%) % Change
Dec2025 14.56 %
6.20
Sep2025 13.71 %
-1.58
Jun2025 13.93 %
-9.43
Mar2025 15.38 %
2.53
Dec2024 15 %
Positive
Sep2024 -113.96 %
Negative
Jun2024 14.81 %
2.00
Mar2024 14.52 % -

SAMMAAN CAPITAL Quarterly Earnings Per Share (EPS)

EPS
Q-o-Q

1.85 %

Y-o-Y

-6.76 %

Quarters EPS % Change
Dec2025 ₹3.86
1.85
Sep2025 ₹3.79
-7.79
Jun2025 ₹4.11
3.27
Mar2025 ₹3.98
-3.86
Dec2024 ₹4.14
Positive
Sep2024 ₹-38.13
Negative
Jun2024 ₹5.75
1.77
Mar2024 ₹5.65 -

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