UJJIVAN SMALL FINANCE BANK Financial Statement Analysis
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The Net Interest Income of UJJIVAN SMALL FINANCE BANK have increased by 6.46% YoY .
The Earnings Per Share (EPS) of UJJIVAN SMALL FINANCE BANK has decreased by -4.80 % YoY. |
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UJJIVAN SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 542904|NSE : UJJIVANSFB]
| Standalone | Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 |
|---|---|---|---|---|---|
| Interest Earned | ₹6,931 Cr | ₹6,354 Cr | ₹5,677 Cr | ₹4,165 Cr | ₹2,813 Cr |
| Other Income | ₹1,108 Cr | ₹846 Cr | ₹787 Cr | ₹589 Cr | ₹360 Cr |
| Interest Expended | ₹3,060 Cr | ₹2,718 Cr | ₹2,268 Cr | ₹1,467 Cr | ₹1,039 Cr |
| Operating Expenses | ₹3,268 Cr | ₹2,793 Cr | ₹2,279 Cr | ₹1,802 Cr | ₹1,496 Cr |
| Profit Before Tax | ₹911 Cr | ₹942 Cr | ₹1,702 Cr | ₹1,467 Cr | ₹-550 Cr |
| Profit After Tax | ₹693 Cr | ₹726 Cr | ₹1,281 Cr | ₹1,100 Cr | ₹-415 Cr |
| Earnings Per Share (Rs) | ₹3.57 | ₹3.75 | ₹24.70 | ₹5.51 | ₹-2.40 |
| NIM | 6.92 | 7.86 | 8.70 | 8.36 | 7.84 |
| ROE(%) | 10.90 | 14.35 | 31.70 | 33.75 | -14.98 |
| ROCE(%) | 11.51 | 13.89 | 26.50 | 28.36 | -7.33 |
| Advances Growth | 26.67 | 16.77 | 26.27 | 30.59 | 12.48 |
| Net NPAs (funded) to Net Advances (%) | 0.00 | 0.49 | 0.28 | 0.04 | 0.61 |
Key Financials |
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| Market Cap | : | ₹ 12,554.2 Cr |
| Revenue (TTM) | : | ₹ 7,337.5 Cr |
| Net Profit(TTM) | : | ₹ 906.0 Cr |
| EPS (TTM) | : | ₹ 4.6 |
| P/E (TTM) | : | 13.9 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| UJJIVAN SMALL FINANCE BANK | -6.8% | -10.4% | 45.3% |
| HDFC BANK | 0.6% | -3.2% | -26% |
| ICICI BANK | -1.9% | -3.7% | 1% |
| KOTAK MAHINDRA BANK | 1.6% | 7.8% | 6.7% |
| AXIS BANK | -0.8% | 1.6% | 19.3% |
| IDBI BANK | -0.2% | 7.3% | 5.7% |
| AU SMALL FINANCE BANK | -1.7% | -2.5% | 48.4% |
| THE FEDERAL BANK | -1.7% | -2.6% | 77.7% |
| INDUSIND BANK | 0.7% | NA | 33% |
UJJIVAN SMALL FINANCE BANK Net Interest Income
[BOM: 542904|NSE : UJJIVANSFB]
| Y-o-Y | 6.46 % |
| 5 Yr CAGR | 21.55 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2026 | ₹3,871 Cr | 6.46 | |
| Mar2025 | ₹3,636 Cr | 6.65 | |
| Mar2024 | ₹3,409 Cr | 26.37 | |
| Mar2023 | ₹2,698 Cr | 52.12 | |
| Mar2022 | ₹1,774 Cr | - | |
UJJIVAN SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 542904|NSE : UJJIVANSFB]
| Net Interest Margins | |
|---|---|
| Y-o-Y | -11.96 % |
| 5 Yr CAGR | -3.07 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2026 | 6.92% | -11.96 | |
| Mar2025 | 7.86% | -9.66 | |
| Mar2024 | 8.7% | 4.07 | |
| Mar2023 | 8.36% | 6.63 | |
| Mar2022 | 7.84% | - | |
UJJIVAN SMALL FINANCE BANK Profit After Tax
[BOM: 542904|NSE : UJJIVANSFB]
| Y-o-Y | -4.61 % |
| 5 Yr CAGR | Positive |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2026 | ₹693 Cr | -4.61 | |
| Mar2025 | ₹726 Cr | -43.34 | |
| Mar2024 | ₹1,281 Cr | 16.51 | |
| Mar2023 | ₹1,100 Cr | Positive | |
| Mar2022 | ₹-415 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | -10.42 % |
| 5 Yr CAGR | Positive |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2026 | 17.89 % | -10.42 | |
| Mar2025 | 19.97 % | -46.87 | |
| Mar2024 | 37.59 % | -7.80 | |
| Mar2023 | 40.77 % | Positive | |
| Mar2022 | -23.38 % | - | |
UJJIVAN SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 542904|NSE : UJJIVANSFB]
| Y-o-Y | -4.80 % |
| 5 Yr CAGR | Positive |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2026 | ₹3.57 | -4.80 | |
| Mar2025 | ₹3.75 | -84.82 | |
| Mar2024 | ₹25 | 348.28 | |
| Mar2023 | ₹5.51 | Positive | |
| Mar2022 | ₹-2.40 | - | |
UJJIVAN SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 542904|NSE : UJJIVANSFB]
| Y-o-Y | -17.13 % |
| 5 Yr CAGR | Positive |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2026 | 11.51% | -17.13 | |
| Mar2025 | 13.89% | -47.58 | |
| Mar2024 | 26.5% | -6.56 | |
| Mar2023 | 28.36% | Positive | |
| Mar2022 | -7.33% | - | |
UJJIVAN SMALL FINANCE BANK Share Price vs Sensex
| Current Share Price | : | ₹64.4 |
| Current MarketCap | : | ₹ 12,554.2 Cr |
| Updated EOD on | : | Sep 04,2026 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| UJJIVAN SMALL FINANCE BANK | -6.8% |
-10.4% |
45.3% |
| SENSEX | -1% |
-2.6% |
-4.1% |
UJJIVAN SMALL FINANCE BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE MIDSMALL PRIVATE BANKS QUALITY TILT | 1.3% | 1.7% | NA |
| BSE FINANCIAL SERVICES | -0.5% | -1.4% | 3.6% |
| BSE 1000 | -1% | -1.6% | 3.9% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY MICROCAP 250 | 0% | 2% | 15.1% |
| NIFTY SMALLCAP 500 | -0.1% | 1.2% | NA |
| NIFTY TOTAL MARKET | -1.1% | -1.9% | 4% |
| NIFTY HIGH BETA 50 | -1.9% | -1.1% | 28.7% |
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FAQ about UJJIVAN SMALL FINANCE BANK Financials
How the annual revenues of UJJIVAN SMALL FINANCE BANK have changed ?
The Net Interest Income of UJJIVAN SMALL FINANCE BANK have increased by 6.46% YoY .
How the Earnings per Share (EPS) of UJJIVAN SMALL FINANCE BANK have changed?
The Earnings Per Share (EPS) of UJJIVAN SMALL FINANCE BANK has decreased by -4.80 % YoY .
Check out Intrinsic Value of Peers of UJJIVAN SMALL FINANCE BANK
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