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THE KARNATAKA BANK Financial Statement Analysis
[BOM: 532652|NSE : KTKBANK]

The Net Interest Income of THE KARNATAKA BANK have increased by 0.35% YoY .
The Earnings Per Share (EPS) of THE KARNATAKA BANK has decreased by -2.77 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

THE KARNATAKA BANK Last 5 Annual Financial Results
[BOM: 532652|NSE : KTKBANK]

ConsolidatedMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Interest Earned ₹9,014 Cr₹8,299 Cr₹7,220 Cr₹6,222 Cr₹6,232 Cr
Other Income ₹1,270 Cr₹1,319 Cr₹993 Cr₹954 Cr₹1,404 Cr
Interest Expended ₹5,703 Cr₹5,000 Cr₹4,035 Cr₹3,731 Cr₹4,049 Cr
Operating Expenses ₹2,752 Cr₹2,454 Cr₹1,970 Cr₹1,812 Cr₹1,679 Cr
Profit Before Tax ₹1,641 Cr₹1,563 Cr₹1,440 Cr₹694 Cr₹612 Cr
Profit After Tax ₹1,273 Cr₹1,307 Cr₹1,180 Cr₹508 Cr₹482 Cr
Consolidated Net Profit ₹1,273 Cr₹1,307 Cr₹1,180 Cr₹508 Cr₹482 Cr
Earnings Per Share (Rs)₹33.68₹34.64₹37.77₹16.33₹15.52
NIM3.043.183.562.992.78
ROE(%)11.6114.4816.467.938.26
ROCE(%)12.3514.2517.619.438.79
Advances Growth7.0419.285.5810.22-9.56
Net NPAs (funded) to Net Advances (%)0.000.000.000.000.00

Key Financials

Market Cap : ₹ 7,505.2 Cr
Revenue (TTM) : ₹ 8,941.9 Cr
Net Profit(TTM) : ₹ 1,147.9 Cr
EPS (TTM) : ₹ 30.4
P/E (TTM) : 6.5

Industry Peers & Returns1W1M1Y
THE KARNATAKA BANK -1.9% 12.6% -11%
HDFC BANK -2.1% -1.5% 5.6%
ICICI BANK -0.7% -1.9% 0.6%
KOTAK MAHINDRA BANK -0.5% 2.8% 20.5%
AXIS BANK -4.4% -3.2% 6.4%
INDUSIND BANK -1.3% -0.6% -16.6%
IDBI BANK -2.3% -6.8% 20.1%
YES BANK -2.1% -6.5% 1.5%
IDFC FIRST BANK 1.8% 5.3% 30.6%


THE KARNATAKA BANK Net Interest Income
[BOM: 532652|NSE : KTKBANK]

Y-o-Y

0.35 %

5 Yr CAGR

10.97 %

Years Net Interest Income % Change
Mar2025 ₹3,310 Cr
0.35
Mar2024 ₹3,299 Cr
3.57
Mar2023 ₹3,185 Cr
27.86
Mar2022 ₹2,491 Cr
14.10
Mar2021 ₹2,183 Cr -

THE KARNATAKA BANK Net Interest Margin (NIM)
[BOM: 532652|NSE : KTKBANK]

Net Interest Margins
Y-o-Y

-4.40 %

5 Yr CAGR

2.26 %

Years Net Interest Margin% % Change
Mar2025 3.04%
-4.40
Mar2024 3.18%
-10.67
Mar2023 3.56%
19.06
Mar2022 2.99%
7.55
Mar2021 2.78% -

THE KARNATAKA BANK Profit After Tax
[BOM: 532652|NSE : KTKBANK]

Y-o-Y

-2.58 %

5 Yr CAGR

27.45 %

Years Profit After Tax % Change
Mar2025 ₹1,273 Cr
-2.58
Mar2024 ₹1,307 Cr
10.76
Mar2023 ₹1,180 Cr
132.22
Mar2022 ₹508 Cr
5.29
Mar2021 ₹482 Cr -

PAT Margins
Y-o-Y

-2.93 %

5 Yr CAGR

14.85 %

Years PAT Margin(%) % Change
Mar2025 38.45 %
-2.93
Mar2024 39.61 %
6.94
Mar2023 37.04 %
81.66
Mar2022 20.39 %
-7.74
Mar2021 22.10 % -

THE KARNATAKA BANK Earnings Per Share (EPS)
[BOM: 532652|NSE : KTKBANK]

Y-o-Y

-2.77 %

5 Yr CAGR

21.37 %

Years EPS % Change
Mar2025 ₹34
-2.77
Mar2024 ₹35
-8.29
Mar2023 ₹38
131.29
Mar2022 ₹16
5.22
Mar2021 ₹16 -

THE KARNATAKA BANK Return on Capital Employed (ROCE)
[BOM: 532652|NSE : KTKBANK]

Y-o-Y

-13.33 %

5 Yr CAGR

8.87 %

Years ROCE % Change
Mar2025 12.35%
-13.33
Mar2024 14.25%
-19.08
Mar2023 17.61%
86.74
Mar2022 9.43%
7.28
Mar2021 8.79% -

THE KARNATAKA BANK Share Price vs Sensex

Current Share Price : ₹198.6
Current MarketCap: ₹ 7,505.2 Cr
Updated EOD on :Dec 18,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
THE KARNATAKA BANK

-1.9%

12.6%

-11%

SENSEX

-0.4%

-0.2%

2.9%

THE KARNATAKA BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE SMALLCAP -0.8% -5.3% -11.9%
BSE FINANCIAL SERVICES -0.8% -1.1% 8.2%
NSE Indices1W1M1Y
NIFTY TOTAL MARKET -0.3% -1.6% -0.1%
NIFTY MICROCAP 250 -1.1% -6.2% -15.2%

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FAQ about THE KARNATAKA BANK Financials


How the annual revenues of THE KARNATAKA BANK have changed ?

The Net Interest Income of THE KARNATAKA BANK have increased by 0.35% YoY .

How the Earnings per Share (EPS) of THE KARNATAKA BANK have changed?

The Earnings Per Share (EPS) of THE KARNATAKA BANK has decreased by -2.77 % YoY .