PB FINTECH  Financial Statement Analysis 
                    
                    
                                                         
                                
                                                
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                            The Revenues of PB FINTECH  have increased by 44.78% YoY .
                             The Earnings Per Share (EPS) of PB FINTECH has increased by 419.59 % YoY.  | 
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| REVENUES | 
| OPERATING MARGIN | 
| PROFIT AFTER TAX | 
| EPS | 
| ROCE | 
PB FINTECH  Last 5 Annual Financial Results
 [BOM: 543390|NSE : POLICYBZR] 
            | Consolidated | Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 | 
|---|---|---|---|---|---|
| Operating Income | ₹4,977 Cr | ₹3,438 Cr | ₹2,558 Cr | ₹1,425 Cr | ₹887 Cr | 
| Operating Expenses | ₹25 Cr | ₹43 Cr | ₹19 Cr | ₹2.19 Cr | ₹0.00 Cr | 
| Expenses | ₹4,883 Cr | ₹3,624 Cr | ₹3,219 Cr | ₹2,327 Cr | ₹1,046 Cr | 
| Operating Profit (Excl OI) | ₹94 Cr | ₹-186 Cr | ₹-661 Cr | ₹-902 Cr | ₹-160 Cr | 
| Other Income | ₹408 Cr | ₹381 Cr | ₹259 Cr | ₹125 Cr | ₹71 Cr | 
| Interest | ₹34 Cr | ₹27 Cr | ₹22 Cr | ₹14 Cr | ₹12 Cr | 
| Depreciation | ₹121 Cr | ₹89 Cr | ₹64 Cr | ₹43 Cr | ₹41 Cr | 
| Profit Before Tax | ₹388 Cr | ₹77 Cr | ₹-488 Cr | ₹-833 Cr | ₹-142 Cr | 
| Profit After Tax | ₹353 Cr | ₹64 Cr | ₹-488 Cr | ₹-833 Cr | ₹-150 Cr | 
| Consolidated Net Profit | ₹353 Cr | ₹67 Cr | ₹-487 Cr | ₹-833 Cr | ₹-150 Cr | 
| Earnings Per Share (Rs) | ₹7.69 | ₹1.48 | ₹-10.82 | ₹-18.53 | ₹-6,589.55 | 
| PAT Margin (%) | 7.10 | 1.87 | -19.08 | -58.45 | -16.94 | 
| ROE(%) | 6.55 | 1.35 | -10.15 | -24.56 | -10.04 | 
| ROCE(%) | 6.85 | 1.83 | -8.57 | -22.14 | -8.00 | 
| Total Debt/Equity(x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 
Key Financials | 
                        ||
| Market Cap | : | ₹ 84,108.6 Cr | 
| Revenue (TTM) | : | ₹ 5,761.0 Cr | 
| Net Profit(TTM) | : | ₹ 457.8 Cr | 
| EPS (TTM) | : | ₹ 9.9 | 
| P/E (TTM) | : | 183.7 | 
| Industry Peers & Returns | 1W | 1M | 1Y | 
| PB FINTECH | 2% | 8.1% | 4.7% | 
| ONE97 COMMUNICATIONS | -2.7% | 11% | 75% | 
| INFIBEAM AVENUES | 1.3% | 18.1% | -21.2% | 
| ZAGGLE PREPAID OCEAN SERVICES | 2.1% | 9.3% | -15.3% | 
| ONE MOBIKWIK SYSTEMS | 1% | -2.7% | NA | 
| SUVIDHAA INFOSERVE | 2.1% | -2.9% | -18.6% | 
PB FINTECH  Revenues
 [BOM: 543390|NSE : POLICYBZR]  
                        | Y-o-Y | 44.78 %  | 
                                
| 5 Yr CAGR | 53.92 %  | 
                                
| Years | Revenues | % Change | |
|---|---|---|---|
| Mar2025 | ₹4,977 Cr | 44.78 | |
| Mar2024 | ₹3,438 Cr | 34.40 | |
| Mar2023 | ₹2,558 Cr | 79.51 | |
| Mar2022 | ₹1,425 Cr | 60.70 | |
| Mar2021 | ₹887 Cr | - | |
PB FINTECH  Operating Profit
 [BOM: 543390|NSE : POLICYBZR]  
                    | Y-o-Y | Positive  | 
                        
                        
| 5 Yr CAGR | Positive  | 
                        
| Years | Operating Profit | % Change | |
|---|---|---|---|
| Mar2025 | ₹94 Cr | Positive | |
| Mar2024 | ₹-186 Cr | Negative | |
| Mar2023 | ₹-661 Cr | Negative | |
| Mar2022 | ₹-902 Cr | Negative | |
| Mar2021 | ₹-160 Cr | - | |
| Operating Margins | |
|---|---|
| Y-o-Y | Positive  | 
                        
| 5 Yr CAGR | Positive  | 
                        
| Years | Operating Margin% | % Change | |
|---|---|---|---|
| Mar2025 | 1.89% | Positive | |
| Mar2024 | -5.41% | Negative | |
| Mar2023 | -25.86% | Negative | |
| Mar2022 | -63.31% | Negative | |
| Mar2021 | -18% | - | |
PB FINTECH  Profit After Tax
 [BOM: 543390|NSE : POLICYBZR]  
            | Y-o-Y | 427.04 %  | 
                    
                    
| 5 Yr CAGR | Positive  | 
                    
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2025 | ₹353 Cr | 427.04 | |
| Mar2024 | ₹67 Cr | Positive | |
| Mar2023 | ₹-487 Cr | Negative | |
| Mar2022 | ₹-833 Cr | Negative | |
| Mar2021 | ₹-150 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | 279.68 %  | 
                    
| 5 Yr CAGR | Positive  | 
                    
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2025 | 7.1 % | 279.68 | |
| Mar2024 | 1.87 % | Positive | |
| Mar2023 | -19.08 % | Negative | |
| Mar2022 | -58.45 % | Negative | |
| Mar2021 | -16.94 % | - | |
PB FINTECH  Earnings Per Share (EPS)
 [BOM: 543390|NSE : POLICYBZR]  
            | Y-o-Y | 419.59 %  | 
                    
                    
| 5 Yr CAGR | Positive  | 
                    
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2025 | ₹7.69 | 419.59 | |
| Mar2024 | ₹1.48 | Positive | |
| Mar2023 | ₹-11 | Negative | |
| Mar2022 | ₹-19 | Negative | |
| Mar2021 | ₹-6,590 | - | |
PB FINTECH  Return on Capital Employed (ROCE)
 [BOM: 543390|NSE : POLICYBZR]  
            | Y-o-Y | 274.32 %  | 
                    
                    
| 5 Yr CAGR | Positive  | 
                    
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2025 | 6.85% | 274.32 | |
| Mar2024 | 1.83% | Positive | |
| Mar2023 | -8.57% | Negative | |
| Mar2022 | -22.14% | Negative | |
| Mar2021 | -8% | - | |
PB FINTECH Share Price vs Sensex
| Current Share Price | : | ₹1,822.9 | 
| Current MarketCap | : | ₹ 84,108.6 Cr | 
| Updated EOD on | : | Nov 04,2025 | 
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year | 
| PB FINTECH |    2%  | 
                            
                     
                     8.1%  | 
                     
                     4.7%  | 
                    
| SENSEX |    -1.4%  |    
                      
                    
                     3.1%  | 
                     
                     3.8%  | 
                    
PB FINTECH related INDICES
| BSE Indices | 1W | 1M | 1Y | 
|---|---|---|---|
| BSE ALLCAP | 6.4% | 8.9% | 7.5% | 
| BSE MIDSMALLCAP | 4.7% | 9% | 8.4% | 
| BSE LARGEMIDCAP | 4.5% | 7.2% | 8.3% | 
| BSE MIDCAP SELECT INDEX | 1.2% | 7% | 2.7% | 
| BSE SENSEX NEXT 50 | 0.8% | 4.6% | 5.9% | 
| NSE Indices | 1W | 1M | 1Y | 
|---|---|---|---|
| NIFTY MIDCAP SELECT | 1.1% | 6.4% | 7.8% | 
| NIFTY MIDCAP 50 | 0.7% | 6% | 8.8% | 
| NIFTY MIDCAP LIQUID 15 | 0.7% | 7.8% | 15.6% | 
| NIFTY MIDCAP 100 | 0.5% | 5.3% | 6.7% | 
| NIFTY MIDCAP 150 | 0.3% | 4.3% | 6.1% | 
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FAQ about PB FINTECH Financials
How the annual revenues of PB FINTECH have changed ?
The Revenues of PB FINTECH have increased by 44.78% YoY .
How the Earnings per Share (EPS) of PB FINTECH have changed?
The Earnings Per Share (EPS) of PB FINTECH has increased by 419.59 % YoY .
PB FINTECH LTD vs ONE97 COMMUNICATIONS LTD vs INFIBEAM AVENUES LTD
ZAGGLE PREPAID OCEAN SERVICES LTD vs ONE MOBIKWIK SYSTEMS LTD vs