Home > Annual Financials > ESAF SMALL FINANCE BANK

ESAF SMALL FINANCE BANK Financial Statement Analysis
[BOM: 544020|NSE : ESAFSFB]

The Net Interest Income of ESAF SMALL FINANCE BANK have increased by 60.08% YoY .
The Earnings Per Share (EPS) of ESAF SMALL FINANCE BANK has increased by 451.64 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

ESAF SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 544020|NSE : ESAFSFB]

StandaloneMar2023
Mar2022
Mar2021
Mar2020
Mar2019
Interest Earned ₹2,854 Cr₹1,940 Cr₹1,641 Cr₹1,413 Cr₹1,032 Cr
Other Income ₹288 Cr₹208 Cr₹127 Cr₹133 Cr₹109 Cr
Interest Expended ₹1,017 Cr₹793 Cr₹720 Cr₹621 Cr₹458 Cr
Operating Expenses ₹1,231 Cr₹863 Cr₹632 Cr₹601 Cr₹453 Cr
Profit Before Tax ₹406 Cr₹74 Cr₹141 Cr₹256 Cr₹127 Cr
Profit After Tax ₹302 Cr₹55 Cr₹105 Cr₹190 Cr₹90 Cr
Consolidated Net Profit ₹302 Cr₹55 Cr₹105 Cr₹190 Cr₹90 Cr
Earnings Per Share (Rs)₹6.73₹1.22₹2.34₹4.45₹2.11
NIM9.386.667.738.638.36
ROE(%)19.413.978.6519.2514.60
ROCE(%)12.425.079.6113.3612.25
Advances Growth19.6642.4824.7443.9644.16
Net NPAs (funded) to Net Advances (%)1.133.923.880.640.77

Key Financials

Market Cap : ₹ 2,823.7 Cr
Revenue (TTM) : ₹ 3,693.5 Cr
Net Profit(TTM) : ₹ 397.0 Cr
EPS (TTM) : ₹ 7.7
P/E (TTM) : 7.1

Industry Peers & Returns1W1M1Y
ESAF SMALL FINANCE BANK -0.2% -8.6% NA
HDFC BANK 0.6% -3% -12.9%
ICICI BANK 0.3% 5.9% 19.8%
KOTAK MAHINDRA BANK 3.4% -5.5% -15.3%
AXIS BANK 0.6% 8.4% 24.6%
INDUSIND BANK 0.5% -5.3% 15.6%
IDBI BANK 3.4% -1.3% 57.1%
YES BANK 3.5% -4% 43.3%
IDFC FIRST BANK -0.1% -6.6% 15.4%


ESAF SMALL FINANCE BANK Net Interest Income
[BOM: 544020|NSE : ESAFSFB]

Y-o-Y

60.08 %

5 Yr CAGR

33.78 %

Years Net Interest Income % Change
Mar2023 ₹1,836 Cr
60.08
Mar2022 ₹1,147 Cr
24.47
Mar2021 ₹922 Cr
16.33
Mar2020 ₹792 Cr
38.17
Mar2019 ₹573 Cr -

ESAF SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 544020|NSE : ESAFSFB]

Net Interest Margins
Y-o-Y

40.84 %

5 Yr CAGR

2.92 %

Years Net Interest Margin% % Change
Mar2023 9.38%
40.84
Mar2022 6.66%
-13.84
Mar2021 7.73%
-10.43
Mar2020 8.63%
3.23
Mar2019 8.36% -

ESAF SMALL FINANCE BANK Profit After Tax
[BOM: 544020|NSE : ESAFSFB]

Y-o-Y

452.39 %

5 Yr CAGR

35.28 %

Years Profit After Tax % Change
Mar2023 ₹302 Cr
452.39
Mar2022 ₹55 Cr
-48.07
Mar2021 ₹105 Cr
-44.64
Mar2020 ₹190 Cr
110.88
Mar2019 ₹90 Cr -

PAT Margins
Y-o-Y

245.07 %

5 Yr CAGR

1.11 %

Years PAT Margin(%) % Change
Mar2023 16.46 %
245.07
Mar2022 4.77 %
-58.30
Mar2021 11.44 %
-52.39
Mar2020 24.03 %
52.57
Mar2019 15.75 % -

ESAF SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 544020|NSE : ESAFSFB]

Y-o-Y

451.64 %

5 Yr CAGR

33.64 %

Years EPS % Change
Mar2023 ₹6.73
451.64
Mar2022 ₹1.22
-47.86
Mar2021 ₹2.34
-47.42
Mar2020 ₹4.45
110.90
Mar2019 ₹2.11 -

ESAF SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 544020|NSE : ESAFSFB]

Y-o-Y

144.97 %

5 Yr CAGR

0.35 %

Years ROCE % Change
Mar2023 12.42%
144.97
Mar2022 5.07%
-47.24
Mar2021 9.61%
-28.07
Mar2020 13.36%
9.06
Mar2019 12.25% -

ESAF SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹54.9
Current MarketCap: ₹ 2,823.7 Cr
Updated EOD on :May 17,2024

Share Price Returns(%) 1 Week 1 Month 1 Year
ESAF SMALL FINANCE BANK

-0.2%

-8.6%

NA
SENSEX

1.7%

0.7%

19.2%

ESAF SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
S&P BSE SMALL CAP 4.8% 5.4% 60.7%
S&P BSE MIDSMALLCAP 4.6% 5.8% 62%
S&P BSE ALLCAP 3% 3% 37%
S&P BSE IPO 2.3% 4% 67.9%
S&P BSE FINANCE 2% 1.2% 17.3%
No NSE index found

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FAQ about ESAF SMALL FINANCE BANK Financials


How the annual revenues of ESAF SMALL FINANCE BANK have changed ?

The Net Interest Income of ESAF SMALL FINANCE BANK have increased by 60.08% YoY .

How the Earnings per Share (EPS) of ESAF SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of ESAF SMALL FINANCE BANK has increased by 451.64 % YoY .