ESAF SMALL FINANCE BANK
|
ESAF SMALL FINANCE BANK Last 5 Year Financial Ratios History
[Standalone]
| Mar2026 | Mar2025 | Mar2024 | Mar2023 | Mar2022 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | -3.23 | -10.12 | 8.27 | 6.73 | 1.22 |
| DPS(Rs) | - | - | 0.70 | - | - |
| Book NAV/Share(Rs) | 34.52 | 37.74 | 48.29 | 38.03 | 31.30 |
| Margin Ratios | |||||
| Yield on Advances | 16.38 | 21.40 | 20.87 | 20.49 | 16.67 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 6.42 | 7.34 | 6.27 | 5.65 | 5.03 |
| NIM | 5.83 | 7.87 | 9.38 | 9.38 | 6.66 |
| Interest Spread | 9.96 | 14.06 | 14.60 | 14.85 | 11.64 |
| Performance Ratios | |||||
| ROA(%) | -0.57 | -1.96 | 1.84 | 1.59 | 0.36 |
| ROE(%) | -8.93 | -23.53 | 20.29 | 19.41 | 3.97 |
| ROCE(%) | -1.58 | -10.91 | 14.45 | 12.42 | 5.07 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 71.64 | 77.88 | 58.65 | 57.93 | 63.69 |
| Core Cost Income Ratio | 71.15 | 80.48 | 59.51 | 55.93 | 64.66 |
| Operating Costs to Assets | 5.83 | 7.22 | 6.32 | 6.08 | 4.87 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | - | - | 6.56 | - | - |
| PCE(x) | -10.17 | -2.74 | 5.85 | - | - |
| Price/Book(x) | 0.58 | 0.65 | 1.12 | - | - |
| Yield(%) | - | - | 1.29 | - | - |
| EV/Net Sales(x) | 1.07 | 0.69 | 1.57 | 1.33 | 1.75 |
| EV/Core EBITDA(x) | 5.31 | 4.79 | 5.17 | 4.26 | 6.92 |
| EV/EBIT(x) | 2.35 | 2.39 | 2.98 | 2.67 | 3.93 |
| EV/CE(x) | 0.83 | 0.80 | 1.05 | 0.75 | 0.78 |
| M Cap / Sales | 0.29 | 0.33 | 0.73 | - | - |
| Growth Ratio | |||||
| Core Operating Income Growth | -16.96 | -13.63 | 29.05 | 60.07 | 24.47 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 68.08 | -222.52 | 40.76 | 452.39 | -48.07 |
| BVPS Growth | -8.52 | -21.86 | 27.01 | -99.88 | 4.05 |
| Advances Growth | 19.78 | -1.45 | 31.38 | 19.66 | 42.48 |
| EPS Growth(%) | 68.10 | -222.36 | 22.90 | 452.39 | -48.07 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.04 | 0.06 | 0.07 | 0.05 | 0.10 |
| Investment / Deposits(x) | 0.25 | 0.26 | 0.28 | 0.33 | 0.32 |
| IncLoan / Deposits(x) | 10.65 | 6.04 | 16.22 | 22.87 | 23.04 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | 1.77 | 2.99 | 2.26 | 1.13 | 3.92 |
Compare Financial Ratios of peers of ESAF SMALL FINANCE BANK
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| ESAF SMALL FINANCE BANK | ₹1,922.6 Cr | 4.8% | 14.7% | 15.3% | Stock Analytics | |
| HDFC BANK | ₹1,132,970.0 Cr | -2.4% | -8% | -26.1% | Stock Analytics | |
| ICICI BANK | ₹1,024,590.0 Cr | -0.9% | 2.9% | -1.4% | Stock Analytics | |
| KOTAK MAHINDRA BANK | ₹383,372.0 Cr | 1.1% | -2.6% | -11.1% | Stock Analytics | |
| AXIS BANK | ₹380,594.0 Cr | -1.3% | -9.9% | 11.6% | Stock Analytics | |
| IDBI BANK | ₹92,212.6 Cr | -0.2% | -0.3% | -13.1% | Stock Analytics | |
ESAF SMALL FINANCE BANK Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| ESAF SMALL FINANCE BANK | 4.8% |
14.7% |
15.3% |
| SENSEX | -0.9% |
-0.4% |
-6.1% |
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