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CAPITAL SMALL FINANCE BANK Financial Statement Analysis
[BOM: 544120|NSE : CAPITALSFB]

The Net Interest Income of CAPITAL SMALL FINANCE BANK have increased by 18.84% YoY .
The Earnings Per Share (EPS) of CAPITAL SMALL FINANCE BANK has increased by 17.53 % YoY.
NET INTEREST INCOME
NET INTEREST MARGIN
PROFIT AFTER TAX
EPS
ROCE

CAPITAL SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 544120|NSE : CAPITALSFB]

StandaloneMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Interest Earned ₹908 Cr₹794 Cr₹676 Cr₹578 Cr₹511 Cr
Other Income ₹86 Cr₹68 Cr₹49 Cr₹54 Cr₹46 Cr
Interest Expended ₹498 Cr₹449 Cr₹354 Cr₹323 Cr₹313 Cr
Operating Expenses ₹311 Cr₹258 Cr₹223 Cr₹196 Cr₹173 Cr
Profit Before Tax ₹175 Cr₹148 Cr₹124 Cr₹84 Cr₹54 Cr
Profit After Tax ₹132 Cr₹112 Cr₹94 Cr₹63 Cr₹41 Cr
Earnings Per Share (Rs)₹29.10₹24.76₹27.33₹18.38₹12.03
NIM4.143.794.133.643.19
ROE(%)10.4412.3916.6212.959.51
ROCE(%)12.6613.1914.2111.729.31
Advances Growth16.7211.9017.1324.3612.65
Net NPAs (funded) to Net Advances (%)1.301.401.361.361.13

Key Financials

Market Cap : ₹ 1,243.0 Cr
Revenue (TTM) : ₹ 970.0 Cr
Net Profit(TTM) : ₹ 135.2 Cr
EPS (TTM) : ₹ 29.8
P/E (TTM) : 9.2

Industry Peers & Returns1W1M1Y
CAPITAL SMALL FINANCE BANK 0.5% 2.4% -3.4%
HDFC BANK 0.1% 1.9% 9.2%
ICICI BANK 0.2% 5.4% 6.1%
KOTAK MAHINDRA BANK 0.3% 3.4% 22.1%
AXIS BANK 0.6% 4.4% 10.4%
INDUSIND BANK 2.7% 10.7% -13.5%
IDBI BANK -2.7% 0.2% 17.5%
YES BANK 0.7% -0.1% 9.3%
IDFC FIRST BANK 0.2% 0.7% 22.6%


CAPITAL SMALL FINANCE BANK Net Interest Income
[BOM: 544120|NSE : CAPITALSFB]

Y-o-Y

18.84 %

5 Yr CAGR

19.88 %

Years Net Interest Income % Change
Mar2025 ₹410 Cr
18.84
Mar2024 ₹345 Cr
7.19
Mar2023 ₹322 Cr
26.13
Mar2022 ₹255 Cr
28.53
Mar2021 ₹199 Cr -

CAPITAL SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 544120|NSE : CAPITALSFB]

Net Interest Margins
Y-o-Y

9.23 %

5 Yr CAGR

6.73 %

Years Net Interest Margin% % Change
Mar2025 4.14%
9.23
Mar2024 3.79%
-8.23
Mar2023 4.13%
13.46
Mar2022 3.64%
14.11
Mar2021 3.19% -

CAPITAL SMALL FINANCE BANK Profit After Tax
[BOM: 544120|NSE : CAPITALSFB]

Y-o-Y

18.04 %

5 Yr CAGR

34.04 %

Years Profit After Tax % Change
Mar2025 ₹132 Cr
18.04
Mar2024 ₹112 Cr
19.16
Mar2023 ₹94 Cr
49.59
Mar2022 ₹63 Cr
53.42
Mar2021 ₹41 Cr -

PAT Margins
Y-o-Y

-0.68 %

5 Yr CAGR

11.81 %

Years PAT Margin(%) % Change
Mar2025 32.09 %
-0.68
Mar2024 32.31 %
11.15
Mar2023 29.07 %
18.60
Mar2022 24.51 %
19.39
Mar2021 20.53 % -

CAPITAL SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 544120|NSE : CAPITALSFB]

Y-o-Y

17.53 %

5 Yr CAGR

24.71 %

Years EPS % Change
Mar2025 ₹29
17.53
Mar2024 ₹25
-9.40
Mar2023 ₹27
48.69
Mar2022 ₹18
52.78
Mar2021 ₹12 -

CAPITAL SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 544120|NSE : CAPITALSFB]

Y-o-Y

-4.02 %

5 Yr CAGR

7.99 %

Years ROCE % Change
Mar2025 12.66%
-4.02
Mar2024 13.19%
-7.18
Mar2023 14.21%
21.25
Mar2022 11.72%
25.89
Mar2021 9.31% -

CAPITAL SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹274.4
Current MarketCap: ₹ 1,243.0 Cr
Updated EOD on :Dec 05,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
CAPITAL SMALL FINANCE BANK

0.5%

2.4%

-3.4%

SENSEX

0%

2.7%

6.8%

CAPITAL SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE FINANCIAL SERVICES -0.3% 1.8% 14%
BSE SMALLCAP -1.9% -5.2% -8.2%
No NSE index found

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FAQ about CAPITAL SMALL FINANCE BANK Financials


How the annual revenues of CAPITAL SMALL FINANCE BANK have changed ?

The Net Interest Income of CAPITAL SMALL FINANCE BANK have increased by 18.84% YoY .

How the Earnings per Share (EPS) of CAPITAL SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of CAPITAL SMALL FINANCE BANK has increased by 17.53 % YoY .