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BAJAJ HOUSING FINANCE Financial Statement Analysis
[BOM: 544252|NSE : BAJAJHFL]

The Revenues of BAJAJ HOUSING FINANCE have increased by 25.71% YoY .
The Earnings Per Share (EPS) of BAJAJ HOUSING FINANCE has increased by 0.78 % YoY.
REVENUES
OPERATING MARGIN
PROFIT AFTER TAX
EPS
ROCE

BAJAJ HOUSING FINANCE Last 5 Annual Financial Results
[BOM: 544252|NSE : BAJAJHFL]

StandaloneMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Operating Income ₹9,576 Cr₹7,617 Cr₹5,665 Cr₹3,767 Cr₹3,155 Cr
Expenses ₹783 Cr₹722 Cr₹719 Cr₹624 Cr₹553 Cr
Operating Profit (Excl OI) ₹8,792 Cr₹6,895 Cr₹4,946 Cr₹3,142 Cr₹2,602 Cr
Other Income ₹0.35 Cr₹0.40 Cr₹0.71 Cr₹0.42 Cr₹0.58 Cr
Interest ₹5,981 Cr₹4,695 Cr₹3,213 Cr₹2,157 Cr₹1,968 Cr
Depreciation ₹41 Cr₹40 Cr₹33 Cr₹26 Cr₹22 Cr
Profit Before Tax ₹2,770 Cr₹2,161 Cr₹1,700 Cr₹960 Cr₹613 Cr
Profit After Tax ₹2,163 Cr₹1,731 Cr₹1,258 Cr₹710 Cr₹453 Cr
Earnings Per Share (Rs)₹2.60₹2.58₹1.87₹1.45₹0.93
PAT Margin (%)22.5922.7322.2018.8414.37
ROE(%)13.4515.2314.5911.117.81
ROCE(%)9.569.438.747.267.50
Total Debt/Equity(x)4.125.645.126.155.24

Key Financials

Market Cap : ₹ 87,572.5 Cr
Revenue (TTM) : ₹ 10,327.4 Cr
Net Profit(TTM) : ₹ 2,361.0 Cr
EPS (TTM) : ₹ 2.8
P/E (TTM) : 37.1

Industry Peers & Returns1W1M1Y
BAJAJ HOUSING FINANCE -0.6% -5% -18.3%
HOUSING & URBAN DEVELOPMENT CORPORATION 5% 1.5% 12.5%
LIC HOUSING FINANCE 0.6% -7.5% -11.4%
PNB HOUSING FINANCE 3.9% -3.5% 6%
AADHAR HOUSING FINANCE -0.8% -6.5% 18.8%
APTUS VALUE HOUSING FINANCE INDIA -2.8% -11.9% -9.4%
AAVAS FINANCIERS -7.3% -7% -4.7%
SAMMAAN CAPITAL 1% -16.3% -3.5%
HOME FIRST FINANCE COMPANY INDIA -2% -8.3% -0.3%


BAJAJ HOUSING FINANCE Revenues
[BOM: 544252|NSE : BAJAJHFL]

Y-o-Y

25.71 %

5 Yr CAGR

31.99 %

Years Revenues % Change
Mar2025 ₹9,576 Cr
25.71
Mar2024 ₹7,617 Cr
34.47
Mar2023 ₹5,665 Cr
50.39
Mar2022 ₹3,767 Cr
19.40
Mar2021 ₹3,155 Cr -


BAJAJ HOUSING FINANCE Operating Profit
[BOM: 544252|NSE : BAJAJHFL]

Y-o-Y

27.51 %

5 Yr CAGR

35.58 %

Years Operating Profit % Change
Mar2025 ₹8,792 Cr
27.51
Mar2024 ₹6,895 Cr
39.41
Mar2023 ₹4,946 Cr
57.40
Mar2022 ₹3,142 Cr
20.78
Mar2021 ₹2,602 Cr -

Operating Margins
Y-o-Y

1.44 %

5 Yr CAGR

2.72 %

Years Operating Margin% % Change
Mar2025 91.82%
1.44
Mar2024 90.52%
3.68
Mar2023 87.31%
4.65
Mar2022 83.43%
1.15
Mar2021 82.48% -

BAJAJ HOUSING FINANCE Profit After Tax
[BOM: 544252|NSE : BAJAJHFL]

Y-o-Y

24.94 %

5 Yr CAGR

47.80 %

Years Profit After Tax % Change
Mar2025 ₹2,163 Cr
24.94
Mar2024 ₹1,731 Cr
37.64
Mar2023 ₹1,258 Cr
77.25
Mar2022 ₹710 Cr
56.58
Mar2021 ₹453 Cr -

PAT Margins
Y-o-Y

-0.62 %

5 Yr CAGR

11.97 %

Years PAT Margin(%) % Change
Mar2025 22.59 %
-0.62
Mar2024 22.73 %
2.39
Mar2023 22.2 %
17.83
Mar2022 18.84 %
31.11
Mar2021 14.37 % -

BAJAJ HOUSING FINANCE Earnings Per Share (EPS)
[BOM: 544252|NSE : BAJAJHFL]

Y-o-Y

0.78 %

5 Yr CAGR

29.31 %

Years EPS % Change
Mar2025 ₹2.60
0.78
Mar2024 ₹2.58
37.97
Mar2023 ₹1.87
28.97
Mar2022 ₹1.45
55.91
Mar2021 ₹0.93 -

BAJAJ HOUSING FINANCE Return on Capital Employed (ROCE)
[BOM: 544252|NSE : BAJAJHFL]

Y-o-Y

1.38 %

5 Yr CAGR

6.25 %

Years ROCE % Change
Mar2025 9.56%
1.38
Mar2024 9.43%
7.89
Mar2023 8.74%
20.39
Mar2022 7.26%
-3.20
Mar2021 7.5% -

BAJAJ HOUSING FINANCE Share Price vs Sensex

Current Share Price : ₹105.1
Current MarketCap: ₹ 87,572.5 Cr
Updated EOD on :Nov 28,2025

Share Price Returns(%) 1 Week 1 Month 1 Year
BAJAJ HOUSING FINANCE

-0.6%

-5%

-18.3%

SENSEX

0.6%

1.3%

7%

BAJAJ HOUSING FINANCE related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE LARGEMIDCAP 4.5% 7.2% 8.3%
BSE FINANCIAL SERVICES 1.3% 1.2% 14.8%
BSE DIVERSIFIED FINANCIALS REVENUE GROWTH INDEX 1.3% -0.1% 18.4%
BSE 150 MIDCAP INDEX 0.9% 0.6% 5%
NSE Indices1W1M1Y
NIFTY LARGEMIDCAP 250 0.8% 1.2% 7.7%
NIFTY 200 0.7% 1.1% 7.4%
NIFTY NEXT 50 0.7% -0.2% -0.3%
NIFTY 500 0.6% 0.5% 6.1%
NIFTY TOTAL MARKET 0.6% 0.4% 5.7%

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FAQ about BAJAJ HOUSING FINANCE Financials


How the annual revenues of BAJAJ HOUSING FINANCE have changed ?

The Revenues of BAJAJ HOUSING FINANCE have increased by 25.71% YoY .

How the Earnings per Share (EPS) of BAJAJ HOUSING FINANCE have changed?

The Earnings Per Share (EPS) of BAJAJ HOUSING FINANCE has increased by 0.78 % YoY .