AU SMALL FINANCE BANK Financial Statement Analysis
|
||
|
The Net Interest Income of AU SMALL FINANCE BANK have increased by 55.35% YoY .
The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has increased by 23.38 % YoY. |
||
| NET INTEREST INCOME |
| NET INTEREST MARGIN |
| PROFIT AFTER TAX |
| EPS |
| ROCE |
AU SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 540611|NSE : AUBANK]
| Standalone | Mar2025 | Mar2024 | Mar2023 | Mar2022 | Mar2021 |
|---|---|---|---|---|---|
| Interest Earned | ₹16,064 Cr | ₹10,555 Cr | ₹8,205 Cr | ₹5,922 Cr | ₹4,950 Cr |
| Other Income | ₹2,526 Cr | ₹1,697 Cr | ₹1,034 Cr | ₹994 Cr | ₹1,421 Cr |
| Interest Expended | ₹8,052 Cr | ₹5,398 Cr | ₹3,780 Cr | ₹2,688 Cr | ₹2,585 Cr |
| Operating Expenses | ₹5,957 Cr | ₹4,465 Cr | ₹3,440 Cr | ₹2,413 Cr | ₹1,658 Cr |
| Profit Before Tax | ₹2,788 Cr | ₹1,999 Cr | ₹1,865 Cr | ₹1,454 Cr | ₹1,459 Cr |
| Profit After Tax | ₹2,106 Cr | ₹1,535 Cr | ₹1,428 Cr | ₹1,130 Cr | ₹1,171 Cr |
| Earnings Per Share (Rs) | ₹28.29 | ₹22.93 | ₹21.42 | ₹35.88 | ₹37.50 |
| NIM | 5.19 | 4.83 | 5.03 | 4.80 | 4.71 |
| ROE(%) | 14.26 | 13.10 | 15.52 | 16.56 | 22.31 |
| ROCE(%) | 15.45 | 13.96 | 14.98 | 14.01 | 15.60 |
| Advances Growth | 46.38 | 25.23 | 26.74 | 33.19 | 28.22 |
| Net NPAs (funded) to Net Advances (%) | 0.00 | 0.55 | 0.42 | 0.50 | 2.20 |
Key Financials |
||
| Market Cap | : | ₹ 56,110.2 Cr |
| Revenue (TTM) | : | ₹ 16,673.1 Cr |
| Net Profit(TTM) | : | ₹ 2,184.2 Cr |
| EPS (TTM) | : | ₹ 29.3 |
| P/E (TTM) | : | 25.7 |
| Industry Peers & Returns | 1W | 1M | 1Y |
| AU SMALL FINANCE BANK | 0.1% | 3.7% | 22.3% |
| HDFC BANK | -0.1% | -0.8% | 21.4% |
| ICICI BANK | 1.3% | -1.9% | 21.2% |
| KOTAK MAHINDRA BANK | 2% | -6.6% | 11.8% |
| AXIS BANK | 1.1% | -1.7% | -7.6% |
| INDUSIND BANK | -0.3% | -8.9% | -43.7% |
| IDBI BANK | 11.8% | 2.5% | -6.8% |
| YES BANK | 3.5% | -2.9% | -21% |
| IDFC FIRST BANK | 1.9% | -3.2% | -2.8% |
AU SMALL FINANCE BANK Net Interest Income
[BOM: 540611|NSE : AUBANK]
| Y-o-Y | 55.35 % |
| 5 Yr CAGR | 35.66 % |
| Years | Net Interest Income | % Change | |
|---|---|---|---|
| Mar2025 | ₹8,012 Cr | 55.35 | |
| Mar2024 | ₹5,157 Cr | 16.54 | |
| Mar2023 | ₹4,425 Cr | 36.83 | |
| Mar2022 | ₹3,234 Cr | 36.72 | |
| Mar2021 | ₹2,365 Cr | - | |
AU SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 540611|NSE : AUBANK]
| Net Interest Margins | |
|---|---|
| Y-o-Y | 7.45 % |
| 5 Yr CAGR | 2.46 % |
| Years | Net Interest Margin% | % Change | |
|---|---|---|---|
| Mar2025 | 5.19% | 7.45 | |
| Mar2024 | 4.83% | -3.98 | |
| Mar2023 | 5.03% | 4.79 | |
| Mar2022 | 4.8% | 1.91 | |
| Mar2021 | 4.71% | - | |
AU SMALL FINANCE BANK Profit After Tax
[BOM: 540611|NSE : AUBANK]
| Y-o-Y | 37.22 % |
| 5 Yr CAGR | 15.81 % |
| Years | Profit After Tax | % Change | |
|---|---|---|---|
| Mar2025 | ₹2,106 Cr | 37.22 | |
| Mar2024 | ₹1,535 Cr | 7.48 | |
| Mar2023 | ₹1,428 Cr | 26.38 | |
| Mar2022 | ₹1,130 Cr | -3.49 | |
| Mar2021 | ₹1,171 Cr | - | |
| PAT Margins | |
|---|---|
| Y-o-Y | -11.66 % |
| 5 Yr CAGR | -14.63 % |
| Years | PAT Margin(%) | % Change | |
|---|---|---|---|
| Mar2025 | 26.29 % | -11.66 | |
| Mar2024 | 29.76 % | -7.78 | |
| Mar2023 | 32.27 % | -7.62 | |
| Mar2022 | 34.93 % | -29.42 | |
| Mar2021 | 49.49 % | - | |
AU SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 540611|NSE : AUBANK]
| Y-o-Y | 23.38 % |
| 5 Yr CAGR | -6.80 % |
| Years | EPS | % Change | |
|---|---|---|---|
| Mar2025 | ₹28 | 23.38 | |
| Mar2024 | ₹23 | 7.05 | |
| Mar2023 | ₹21 | -40.30 | |
| Mar2022 | ₹36 | -4.32 | |
| Mar2021 | ₹38 | - | |
AU SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 540611|NSE : AUBANK]
| Y-o-Y | 10.67 % |
| 5 Yr CAGR | -0.24 % |
| Years | ROCE | % Change | |
|---|---|---|---|
| Mar2025 | 15.45% | 10.67 | |
| Mar2024 | 13.96% | -6.81 | |
| Mar2023 | 14.98% | 6.92 | |
| Mar2022 | 14.01% | -10.19 | |
| Mar2021 | 15.6% | - | |
AU SMALL FINANCE BANK Share Price vs Sensex
| Current Share Price | : | ₹752.5 |
| Current MarketCap | : | ₹ 56,110.2 Cr |
| Updated EOD on | : | Aug 21,2025 |
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| AU SMALL FINANCE BANK | 0.1% |
3.7% |
22.3% |
| SENSEX | 1.8% |
-0.2% |
2% |
AU SMALL FINANCE BANK related INDICES
| BSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| BSE ALLCAP | 6.4% | 8.9% | 7.5% |
| BSE MIDSMALLCAP | 4.7% | 9% | 8.4% |
| BSE LARGEMIDCAP | 4.5% | 7.2% | 8.3% |
| BSE 150 MIDCAP INDEX | 2.3% | -2.1% | -2.4% |
| BSE SENSEX NEXT 50 | 2.3% | -0.7% | -0.2% |
| NSE Indices | 1W | 1M | 1Y |
|---|---|---|---|
| NIFTY 500 EQUAL WEIGHT | 2.3% | -2.7% | -2.2% |
| NIFTY MIDCAP150 MOMENTUM 50 | 2.1% | -1% | -3.9% |
| NIFTY MIDSMALL FINANCIAL SERVICES | 2.1% | -1.5% | 25% |
| NIFTY MIDCAP 50 | 2% | -2.6% | 0.4% |
| NIFTY MIDSMALLCAP 400 | 2% | -3.2% | -0.8% |
You may also like the below Video Courses
FAQ about AU SMALL FINANCE BANK Financials
How the annual revenues of AU SMALL FINANCE BANK have changed ?
The Net Interest Income of AU SMALL FINANCE BANK have increased by 55.35% YoY .
How the Earnings per Share (EPS) of AU SMALL FINANCE BANK have changed?
The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has increased by 23.38 % YoY .
Check out Intrinsic Value of Peers of AU SMALL FINANCE BANK
|
Intrinsic Value of HDFC BANK LTD Intrinsic Value of ICICI BANK LTD Intrinsic Value of KOTAK MAHINDRA BANK LTD Intrinsic Value of AXIS BANK LTD Intrinsic Value of INDUSIND BANK LTD |
Compare Stock Analytics of Peers of AU SMALL FINANCE BANK
HDFC BANK LTD vs ICICI BANK LTD vs KOTAK MAHINDRA BANK LTD
AXIS BANK LTD vs INDUSIND BANK LTD vs
HDFC BANK LTD vs ICICI BANK LTD vs KOTAK MAHINDRA BANK LTD
AXIS BANK LTD vs INDUSIND BANK LTD vs
