Home > Annual Financials > AU SMALL FINANCE BANK

AU SMALL FINANCE BANK Financial Statement Analysis
[BOM: 540611|NSE : AUBANK]

The Net Interest Income of AU SMALL FINANCE BANK have increased by 55.35% YoY .
The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has increased by 23.38 % YoY.
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AU SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 540611|NSE : AUBANK]

StandaloneMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Interest Earned ₹16,064 Cr₹10,555 Cr₹8,205 Cr₹5,922 Cr₹4,950 Cr
Other Income ₹2,526 Cr₹1,697 Cr₹1,034 Cr₹994 Cr₹1,421 Cr
Interest Expended ₹8,052 Cr₹5,398 Cr₹3,780 Cr₹2,688 Cr₹2,585 Cr
Operating Expenses ₹5,957 Cr₹4,465 Cr₹3,440 Cr₹2,413 Cr₹1,658 Cr
Profit Before Tax ₹2,788 Cr₹1,999 Cr₹1,865 Cr₹1,454 Cr₹1,459 Cr
Profit After Tax ₹2,106 Cr₹1,535 Cr₹1,428 Cr₹1,130 Cr₹1,171 Cr
Earnings Per Share (Rs)₹28.29₹22.93₹21.42₹35.88₹37.50
NIM5.194.835.034.804.71
ROE(%)14.2613.1015.5216.5622.31
ROCE(%)15.4513.9614.9814.0115.60
Advances Growth46.3825.2326.7433.1928.22
Net NPAs (funded) to Net Advances (%)0.000.550.420.502.20

Key Financials

Market Cap : ₹ 76,056.7 Cr
Revenue (TTM) : ₹ 18,636.3 Cr
Net Profit(TTM) : ₹ 2,641.3 Cr
EPS (TTM) : ₹ 35.3
P/E (TTM) : 28.8

Industry Peers & Returns1W1M1Y
AU SMALL FINANCE BANK 6% 2.2% 28.8%
HDFC BANK 4.6% 3% -24.7%
ICICI BANK 7.2% 8.4% -9.7%
KOTAK MAHINDRA BANK 7% 6.7% -5.2%
AXIS BANK 6.9% 8% 10.2%
IDBI BANK 5% 6% -28.4%
THE FEDERAL BANK 3.4% 12.5% 49.2%
INDUSIND BANK 2.5% 2.8% 8.1%
YES BANK 0% 4.1% 6.6%


AU SMALL FINANCE BANK Net Interest Income
[BOM: 540611|NSE : AUBANK]

Y-o-Y

55.35 %

5 Yr CAGR

35.66 %

Years Net Interest Income % Change
Mar2025 ₹8,012 Cr
55.35
Mar2024 ₹5,157 Cr
16.54
Mar2023 ₹4,425 Cr
36.83
Mar2022 ₹3,234 Cr
36.72
Mar2021 ₹2,365 Cr -

AU SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 540611|NSE : AUBANK]

Net Interest Margins
Y-o-Y

7.45 %

5 Yr CAGR

2.46 %

Years Net Interest Margin% % Change
Mar2025 5.19%
7.45
Mar2024 4.83%
-3.98
Mar2023 5.03%
4.79
Mar2022 4.8%
1.91
Mar2021 4.71% -

AU SMALL FINANCE BANK Profit After Tax
[BOM: 540611|NSE : AUBANK]

Y-o-Y

37.22 %

5 Yr CAGR

15.81 %

Years Profit After Tax % Change
Mar2025 ₹2,106 Cr
37.22
Mar2024 ₹1,535 Cr
7.48
Mar2023 ₹1,428 Cr
26.38
Mar2022 ₹1,130 Cr
-3.49
Mar2021 ₹1,171 Cr -

PAT Margins
Y-o-Y

-11.66 %

5 Yr CAGR

-14.63 %

Years PAT Margin(%) % Change
Mar2025 26.29 %
-11.66
Mar2024 29.76 %
-7.78
Mar2023 32.27 %
-7.62
Mar2022 34.93 %
-29.42
Mar2021 49.49 % -

AU SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 540611|NSE : AUBANK]

Y-o-Y

23.38 %

5 Yr CAGR

-6.80 %

Years EPS % Change
Mar2025 ₹28
23.38
Mar2024 ₹23
7.05
Mar2023 ₹21
-40.30
Mar2022 ₹36
-4.32
Mar2021 ₹38 -

AU SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 540611|NSE : AUBANK]

Y-o-Y

10.67 %

5 Yr CAGR

-0.24 %

Years ROCE % Change
Mar2025 15.45%
10.67
Mar2024 13.96%
-6.81
Mar2023 14.98%
6.92
Mar2022 14.01%
-10.19
Mar2021 15.6% -

AU SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹1,015.9
Current MarketCap: ₹ 76,056.7 Cr
Updated EOD on :Jun 12,2026

Share Price Returns(%) 1 Week 1 Month 1 Year
AU SMALL FINANCE BANK

6%

2.2%

28.8%

SENSEX

1.7%

1.3%

-7.3%

AU SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
BSE TOP 10 BANKS 4.8% 5.8% NA
BSE PRIVATE BANKS INDEX 4.5% 6% 0.1%
BSE BANKEX 4.1% 6.1% 1.9%
BSE MIDSMALL PRIVATE BANKS QUALITY TILT 4% 7.7% NA
BSE FINANCIAL SERVICES 3.2% 3.2% -2.3%
NSE Indices1W1M1Y
NIFTY BANK 4.3% 6.1% 1.9%
NIFTY MIDSMALL FINANCIAL SERVICES 1.7% 1.2% 18.6%
NIFTY200 MOMENTUM 30 1.3% 1.8% -2.2%
NIFTY MIDCAP LIQUID 15 1.2% 1.5% 6.6%
NIFTY500 MOMENTUM 50 1% 2.2% -1.6%

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FAQ about AU SMALL FINANCE BANK Financials


How the annual revenues of AU SMALL FINANCE BANK have changed ?

The Net Interest Income of AU SMALL FINANCE BANK have increased by 55.35% YoY .

How the Earnings per Share (EPS) of AU SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has increased by 23.38 % YoY .