Home > Annual Financials > AU SMALL FINANCE BANK

AU SMALL FINANCE BANK Financial Statement Analysis
[BOM: 540611|NSE : AUBANK]

The Net Interest Income of AU SMALL FINANCE BANK have increased by 55.35% YoY .
The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has increased by 23.38 % YoY.
COMMUNITY POLL
for AU SMALL FINANCE BANK
Please provide your vote to see the results

AU SMALL FINANCE BANK Last 5 Annual Financial Results
[BOM: 540611|NSE : AUBANK]

StandaloneMar2025
Mar2024
Mar2023
Mar2022
Mar2021
Interest Earned ₹16,064 Cr₹10,555 Cr₹8,205 Cr₹5,922 Cr₹4,950 Cr
Other Income ₹2,526 Cr₹1,697 Cr₹1,034 Cr₹994 Cr₹1,421 Cr
Interest Expended ₹8,052 Cr₹5,398 Cr₹3,780 Cr₹2,688 Cr₹2,585 Cr
Operating Expenses ₹5,957 Cr₹4,465 Cr₹3,440 Cr₹2,413 Cr₹1,658 Cr
Profit Before Tax ₹2,788 Cr₹1,999 Cr₹1,865 Cr₹1,454 Cr₹1,459 Cr
Profit After Tax ₹2,106 Cr₹1,535 Cr₹1,428 Cr₹1,130 Cr₹1,171 Cr
Earnings Per Share (Rs)₹28.29₹22.93₹21.42₹35.88₹37.50
NIM5.194.835.034.804.71
ROE(%)14.2613.1015.5216.5622.31
ROCE(%)15.4513.9614.9814.0115.60
Advances Growth46.3825.2326.7433.1928.22
Net NPAs (funded) to Net Advances (%)0.000.550.420.502.20

Key Financials

Market Cap : ₹ 75,219.3 Cr
Revenue (TTM) : ₹ 18,636.3 Cr
Net Profit(TTM) : ₹ 2,641.3 Cr
EPS (TTM) : ₹ 35.3
P/E (TTM) : 28.5

Industry Peers & Returns1W1M1Y
AU SMALL FINANCE BANK -3.7% 1.3% 45%
HDFC BANK -5.8% -7.5% -22%
ICICI BANK -3.3% -6.5% -13.5%
KOTAK MAHINDRA BANK -0.4% 0.9% -11%
AXIS BANK -2.8% -7.1% 7.7%
INDUSIND BANK -5.7% 7.4% 8.1%
IDBI BANK -6.1% -3.9% -7.5%
YES BANK -1.8% 15.9% 21%
IDFC FIRST BANK -2.8% 3.3% 1.9%


AU SMALL FINANCE BANK Net Interest Income
[BOM: 540611|NSE : AUBANK]

Y-o-Y

55.35 %

5 Yr CAGR

35.66 %

Years Net Interest Income % Change
Mar2025 ₹8,012 Cr
55.35
Mar2024 ₹5,157 Cr
16.54
Mar2023 ₹4,425 Cr
36.83
Mar2022 ₹3,234 Cr
36.72
Mar2021 ₹2,365 Cr -

AU SMALL FINANCE BANK Net Interest Margin (NIM)
[BOM: 540611|NSE : AUBANK]

Net Interest Margins
Y-o-Y

7.45 %

5 Yr CAGR

2.46 %

Years Net Interest Margin% % Change
Mar2025 5.19%
7.45
Mar2024 4.83%
-3.98
Mar2023 5.03%
4.79
Mar2022 4.8%
1.91
Mar2021 4.71% -

AU SMALL FINANCE BANK Profit After Tax
[BOM: 540611|NSE : AUBANK]

Y-o-Y

37.22 %

5 Yr CAGR

15.81 %

Years Profit After Tax % Change
Mar2025 ₹2,106 Cr
37.22
Mar2024 ₹1,535 Cr
7.48
Mar2023 ₹1,428 Cr
26.38
Mar2022 ₹1,130 Cr
-3.49
Mar2021 ₹1,171 Cr -

PAT Margins
Y-o-Y

-11.66 %

5 Yr CAGR

-14.63 %

Years PAT Margin(%) % Change
Mar2025 26.29 %
-11.66
Mar2024 29.76 %
-7.78
Mar2023 32.27 %
-7.62
Mar2022 34.93 %
-29.42
Mar2021 49.49 % -

AU SMALL FINANCE BANK Earnings Per Share (EPS)
[BOM: 540611|NSE : AUBANK]

Y-o-Y

23.38 %

5 Yr CAGR

-6.80 %

Years EPS % Change
Mar2025 ₹28
23.38
Mar2024 ₹23
7.05
Mar2023 ₹21
-40.30
Mar2022 ₹36
-4.32
Mar2021 ₹38 -

AU SMALL FINANCE BANK Return on Capital Employed (ROCE)
[BOM: 540611|NSE : AUBANK]

Y-o-Y

10.67 %

5 Yr CAGR

-0.24 %

Years ROCE % Change
Mar2025 15.45%
10.67
Mar2024 13.96%
-6.81
Mar2023 14.98%
6.92
Mar2022 14.01%
-10.19
Mar2021 15.6% -

AU SMALL FINANCE BANK Share Price vs Sensex

Current Share Price : ₹1,004.8
Current MarketCap: ₹ 75,219.3 Cr
Updated EOD on :May 14,2026

Share Price Returns(%) 1 Week 1 Month 1 Year
AU SMALL FINANCE BANK

-3.7%

1.3%

45%

SENSEX

-3.1%

-2.8%

-6.1%

AU SMALL FINANCE BANK related INDICES

BSE Indices1W1M1Y
BSE ALLCAP 6.4% 8.9% 7.5%
BSE MIDSMALLCAP 4.7% 9% 8.4%
BSE LARGEMIDCAP 4.5% 7.2% 8.3%
BSE 150 MIDCAP INDEX -2.2% 4.2% 11%
BSE 200 EQUAL WEIGHT -2.3% 3.1% 9.6%
NSE Indices1W1M1Y
NIFTY MIDCAP LIQUID 15 -1.2% 6.5% 18.5%
NIFTY MIDCAP 50 -1.5% 5.5% 15%
NIFTY MIDSMALL FINANCIAL SERVICES -1.6% 7.5% 37.3%
NIFTY200 ALPHA 30 -1.6% 3.1% 11.4%
NIFTY MIDCAP 100 -1.9% 5.2% 14.3%

You may also like the below Video Courses


FAQ about AU SMALL FINANCE BANK Financials


How the annual revenues of AU SMALL FINANCE BANK have changed ?

The Net Interest Income of AU SMALL FINANCE BANK have increased by 55.35% YoY .

How the Earnings per Share (EPS) of AU SMALL FINANCE BANK have changed?

The Earnings Per Share (EPS) of AU SMALL FINANCE BANK has increased by 23.38 % YoY .