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GENERAL INSURANCE CORPORATION OF INDIA
Intrinsic Value | Fundamental Analysis

BOM : 540755     NSE : GICRE    
LT :  
    Long Term Analysis
Fundamentals : Average
Valuation : Bad [Stock is Expensive]
Debt : Low
Updated:
ST :  
    Short Term Analysis
Quarterly Earnings Trend : Neutral
Price Momentum : Downward
Pledged Shares : None or < 25%
Mar 27,2024
Price(EOD): ₹ 331.85
This is the End-of-Day (EOD) Stock Price updated daily by 7 pm IST.
Insurance
MCap: ₹ 58,219.76 Cr
Value of ₹ 1 Lac invested in GENERAL INSURANCE CORPORATION OF INDIA
on Mar 27,2019 (price: ₹ 240.50)

₹ 1 L

₹ 1.38 L

1W : 0.8% 1M : -17.5% 1Y : 135.5%
COMMUNITY POLL
for GENERAL INSURANCE CORPORATION OF INDIA
Please provide your vote to see the results
Industry Peers & Returns1W1M1Y
GENERAL INSURANCE CORPORATION OF INDIA 0.8% -17.5% 135.5%
LIFE INSURANCE CORPORATION OF INDIA 3.2% -14.1% 56.7%
HDFC LIFE INSURANCE CO 0% 8.7% 26%
SBI LIFE INSURANCE COMPANY 1.5% -4.4% 33.5%
ICICI PRUDENTIAL LIFE INSURANCE COMPANY 6.9% 14.4% 40.1%
ICICI LOMBARD GENERAL INSURANCE CO 1.4% 0.8% 52.2%
STAR HEALTH AND ALLIED INSURANCE COMPANY 2.6% -4.4% -2%
THE NEW INDIA ASSURANCE CO 3% -13.3% 115.4%

FUNDAMENTAL ANALYSIS OF GENERAL INSURANCE CORPORATION OF INDIA

 
Fundamentals Score
[ Q(TTM): Dec2023, Y: Mar2023
Q : Last Qtr data
Y : Last Audited Annual/Yearly Data
TTM i.e. Trailing Twelve Months is calculated using last 4 quarterly data and is a good substitute to track last 4 Qtr Annual result before the subsequent year data is published and audited.
Learn More
]


VALUATION OF GENERAL INSURANCE CORPORATION OF INDIA

 
Valuation Score
[As on : Mar 27,2024 ]

Ratio Standalone
P/E
P/B
P/S
9.07
P/E Calculated based on Trailing Twelve Months (TTM) Earnings of Rs 6,418.67 Cr
[Latest Qtr - Dec2023 - Standalone Results ]

1.92
P/B Calculated based on Book Value of Rs 30,394.20 Cr
[Latest Year - Mar2023 - Standalone Results ]

1.25
P/S Calculated based on Trailing Twelve Months (TTM) Revenues of Rs 0.00 Cr
[Latest Qtr - Dec2023 - Standalone Results ]

Financial Ratios →

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FAIR VALUE OF GENERAL INSURANCE CORPORATION OF INDIA

 
Model Discount(-)/
Premium(+)
EV/EBIDTA
EV/Sales
Price/Sales
NA
214%
116%

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SHARE PRICE MOMENTUM OF GENERAL INSURANCE CORPORATION OF INDIA



GENERAL INSURANCE CORPORATION OF INDIA vs SENSEX


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DEBT OF GENERAL INSURANCE CORPORATION OF INDIA

Year Debt/Equity ratio
Standalone Consolidated
2023
2022
2021
Avg_3yrs
0
0
0
-
-
0
0
-
[Last Annual Data : Mar2023]
Financial Ratios →

PLEDGED PROMOTER SHARES OF GENERAL INSURANCE CORPORATION OF INDIA

Pledged Promoter Shares
0 %
As on : Dec2023

If less than 25%

Good
If between 25% and 50% Neutral
If greater than 50% Bad
Shareholding Pattern →

QTRLY RESULTS OF GENERAL INSURANCE CORPORATION OF INDIA

Standalone Q-o-Q Y-o-Y
Revenue
Op Profit
Profit Before Tax
Profit After Tax
-15.7%
4.13%
4.13%
-5.43%
-2.03%
48.55%
48.55%
26.6%
QtrlyTrend
2
Latest Qtr: Dec2023
Quarterly Result Analysis →


GENERAL INSURANCE CORPORATION OF INDIA related INDICES

BSE Indices1W1M1Y
S&P BSE PSU 4.2% -3.8% 88.7%
S&P BSE 400 MIDSMALLCAP 3.6% -3.6% 55.7%
S&P BSE 150 MIDCAP 3.6% -2.5% 55.2%
S&P BSE MIDSMALLCAP 3.6% -4.4% 60.8%
S&P BSE MID CAP 3.5% -2.1% 62.8%
NSE Indices1W1M1Y
NIFTY MID SMALL400 4% -3.7% 58.3%
NIFTY MIDCAP150 3.9% -2.6% 56.4%
NIFTY500 MULTICAP 50:25:25 2.9% -2.2% 46.2%
NIFTY LARGE MIDCAP 250 2.9% -1.4% 44.9%
NIFTY 500 2.4% -1.1% 39.4%

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FAQ about GENERAL INSURANCE CORPORATION OF INDIA


Is GENERAL INSURANCE CORPORATION OF INDIA good for long term investment?

As on Mar 27,2024, the Fundamentals of GENERAL INSURANCE CORPORATION OF INDIA look Average and hence you may wait for the results to improve to invest for long term ! See Financial Performance of GENERAL INSURANCE CORPORATION OF INDIA . Please look at the other parameters such as Valuation, Price Momentum, News & Corporate Governance and/or consult an Investment Advisor before taking an investment decision!

Is GENERAL INSURANCE CORPORATION OF INDIA UnderValued or OverValued?

As on Mar 27,2024, GENERAL INSURANCE CORPORATION OF INDIA is Over Valued based on the estimates of intrinsic value and hence may not be a good buying opportunity according to Share Valuation at this time!

What is the Intrinsic Value of GENERAL INSURANCE CORPORATION OF INDIA ?

As on Mar 27,2024, the Intrinsic Value of GENERAL INSURANCE CORPORATION OF INDIA is Rs. 129.80 estimated based on Median of the 3 historical models.
Fair Value [Median EV / EBIDTA Model] : Rs. -215.75
Fair Value [Median EV / Sales Model] : Rs. 105.76
Fair Value [Median Price / Sales Model] : Rs. 153.84
Estimated Median Fair Value of GENERAL INSURANCE CORPORATION OF INDIA : Rs. 129.80

The fair value of any stock is always subjective and should, in no way, be taken as a recommendation to buy/sell the same.

Is GENERAL INSURANCE CORPORATION OF INDIA trading at a Premium or Discount?

As on Mar 27,2024, GENERAL INSURANCE CORPORATION OF INDIA is trading at a Premium of 156% based on the estimates of Median Intrinsic Value!